The top-rated long-term care insurance agent in Bloomington, Illinois is Abby Spachman - State Farm Insurance Agent, rated 5.0 stars across 672 reviews. Other highly rated options include Rick McLean - State Farm Insurance Agent, Inspire Benefits, Michael Lenahan - COUNTRY Financial Representative. This directory lists 18 long-term care insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abby Spachman - State Farm Insurance Agent | 405 N Hershey Rd STE 5 | (309) 662-1822 |
| 2 | Rick McLean - State Farm Insurance Agent | 409 S Prospect Rd | (309) 662-5555 |
| 3 | Inspire Benefits | 1702 Eastland Dr UNIT 203 | (309) 663-0633 |
| 4 | Michael Lenahan - COUNTRY Financial Representative | 3008 Gill St | (309) 663-5963 |
| 5 | PD Benefits | Pam Deaton | Main Line Benefits | 202 S Eldorado Rd Suite B2 | (309) 287-3518 |
| 6 | Shelter Insurance - Brian Thoennes | 410 N Clinton St | (309) 829-8451 |
| 7 | Clemens Insurance | 2806 E Empire St | — |
| 8 | New Day Insurance Agency LLC | 1014 Ekstam Dr Suite 101 | (309) 225-3520 |
| 9 | Miller Insurance Agency | 3807 General Electric Rd # 1 | (309) 663-0104 |
| 10 | Compass Insurance | 1410 Woodbine Rd | (309) 662-6800 |
Abby Spachman - State Farm Insurance Agent serves the Bloomington, Illinois area and the surrounding McLean County community. As a long-term care insurance agent, it helps individuals plan for future personal and medical care needs. This guidance supports financial security and access to necessary services in later years. The agency handles long-term care insurance policy options and related coverage consultations for local residents.
Rick McLean, a State Farm Insurance agent in Bloomington, IL, provides long-term care insurance services to help clients plan for future healthcare needs. Services include policy consultations and coverage reviews tailored to individual financial situations and care preferences. Regular plan evaluations are offered to ensure policies keep pace with evolving long-term care costs and personal circumstances. The agency primarily serves clients owning single-family homes, as well as those managing apartments, retail businesses, and restaurants in the local area.
Inspire Benefits serves local homeowners, retirees, and families planning for future healthcare needs, offering guidance on long-term care insurance policies. The agency helps Bloomington, Illinois residents understand coverage options that protect savings from potential assisted living or in-home care expenses. Their work includes comparing policy features and explaining benefit triggers such as daily care requirements. They also serve clients in the Normal community and surrounding McLean County areas.
Michael Lenahan - COUNTRY Financial Representative in Bloomington, IL provides two distinct service options for long-term care insurance clients. The first is a one-time consultation and policy placement, and the second is ongoing service for adjustments or claims. Coverage helps protect savings by funding care at home, in assisted living, or a nursing facility. Services run on an as-needed basis following an initial plan, with clients contacting the office when life changes require policy review or updates.
PD Benefits, also known as Pam Deaton or Main Line Benefits, serves Bloomington and the surrounding communities in central Illinois with long-term care insurance coverage. The agency handles individual policies designed to help clients plan for future assisted living, nursing home, or home health care expenses. A typical engagement begins with a personal consultation to review the client’s current health situation, financial resources, and family goals. The agent then compares policy options from multiple carriers and presents a tailored recommendation that balances coverage needs with budget constraints.
Shelter Insurance - Brian Thoennes specializes in long-term care insurance, offering policies that help cover the costs of assisted living, nursing home care, and in-home support services. In the Bloomington, IL area, this agency works with clients to plan for future care needs and protect their savings from high medical expenses. It helps individuals review their options and secure coverage that fits their personal situation during open enrollment periods or a major health change.
New Day Insurance Agency LLC in Bloomington, IL helps individuals and families plan for future care needs. This agency focuses specifically on long-term care insurance policies, which cover expenses like assisted living or in-home care that standard health plans do not. Advisors guide clients through coverage choices to protect personal savings from high care costs. Commercial clients including offices, warehouses, and food service operations can also consult the agency regarding employee benefit packages.
Miller Insurance Agency in Bloomington, IL assists residents with arranging long-term care insurance coverage for their ongoing personal and health needs. The agency also helps local businesses secure commercial policies that protect their operations and employees. Service is provided throughout the Bloomington area and surrounding communities in central Illinois. The agency works closely with clients to review existing plans and adjust coverage as individual circumstances evolve. Follow-up consultations are offered between regular visits to ensure policies remain aligned with changing care requirements over time.
Compass Insurance in Bloomington, IL is known for guiding individuals and families through the complexities of long-term care insurance. It serves clients seeking to protect their savings and independence while planning for future personal or home-based health support needs. The agency helps evaluate policy options that address local nursing home and assisted living facility costs. As a specialized service, it also offers consultation on pairing long-term care coverage with Medicare supplement plans to ensure comprehensive financial protection.
What Does a a Long-Term Care Insurance Agent in Bloomington Cost?
Typical costs for long-term care insurance in Illinois vary by age health and policy features. A 55 year old might pay between 100 and 300 dollars per month for a standard policy while a 65 year old could pay 200 to 600 dollars per month. Costs also depend on benefit amounts elimination periods and inflation riders. This is general information not insurance advice.
About long-term care insurance agents in Bloomington
A long-term care insurance agent in Bloomington Illinois helps you understand policy options for nursing home care home health aides and assisted living. Illinois offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid out. Working with a local agent ensures you meet Illinois specific requirements for tax qualified plans.
Frequently Asked Questions
What does a long-term care insurance agent in Bloomington do?
An agent helps you compare policies from different carriers and explains coverage for home care facility care and inflation protection. They also guide you on Illinois Partnership policies which can help you qualify for Medicaid asset protection.
Are there Illinois specific rules for long-term care insurance?
Yes Illinois requires insurers to offer inflation protection options and a 30 day free look period after purchase. The state also has a Partnership Program that coordinates private insurance with Medicaid eligibility.
How do I choose a long-term care insurance agent in Bloomington?
Look for an agent licensed in Illinois with experience in long-term care products. Ask about their familiarity with the Illinois Partnership Program and whether they represent multiple insurance companies.
Long-Term Care Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign · Chicago