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Find Long-Term Care Insurance Agents Near You in Rock Island, IL

Browse long-term care insurance agents serving Rock Island, Illinois. Updated 2026-07-14.

The top-rated long-term care insurance agent in Rock Island, Illinois is Jenn Merema - State Farm Insurance Agent, rated 5.0 stars across 431 reviews. Other highly rated options include Chris Elsberg - State Farm Insurance Agent, Modern Woodmen of America, Don Ayers & Son's Insurance. This directory lists 15 long-term care insurance agents serving Rock Island.

Showing 15 long-term care insurance agents in Rock Island, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jenn Merema - State Farm Insurance Agent4543 18th Ave(309) 794-1313
2Chris Elsberg - State Farm Insurance Agent855 46th Ave(309) 788-3060
3Modern Woodmen of America1701 1st Ave(800) 447-9811
4Don Ayers & Son's Insurance3129 11th St(309) 788-4546
5State Farm Insurance4543 18th Ave(309) 794-1313
6Western Illinois Area Agency On Aging729 34th Ave(309) 793-6800
7Farrar Insurance1712 18th Ave(309) 786-4463
8Michael Orth American Family Insurance2427 17th St(309) 788-7670
9Royal Neighbors of America230 16th St(309) 788-4561
10Affordable Insurance IL1725 30th St(309) 603-0171
JM
4543 18th Ave
Jenn Merema - State Farm Insurance Agent
Long-Term Care Insurance Agent · Rock Island, IL

Jenn Merema - State Farm Insurance Agent serves the Rock Island, Illinois, metro area and surrounding Rock Island County, offering long-term care insurance policies to local residents. This agency assists individuals in planning for future care needs, including coverage for home health aides and assisted living facility costs. Clients may purchase policies that provide financial protection for nursing home stays. The agency specifically handles long-term care insurance applications and policy management for senior citizens in this community.

CE
855 46th Ave
Chris Elsberg - State Farm Insurance Agent
Long-Term Care Insurance Agent · Rock Island, IL

Chris Elsberg - State Farm Insurance Agent in Rock Island, IL, offers long-term care insurance products to help clients plan for future care needs. The agency provides guidance on policy selection and assists with ongoing maintenance of coverage to accommodate changing health circumstances. Services include reviewing plan options and adjusting benefits when necessary. The agent services single-family homes, apartments, retail establishments, and restaurants in the local area.

MW
1701 1st Ave
Modern Woodmen of America
Long-Term Care Insurance Agent · Rock Island, IL

Homeowners in Rock Island, Illinois seeking financial protection for future care needs rely on this company for long-term care insurance guidance. It helps individuals plan for potential nursing home, assisted living, or in-home care costs. The agency provides clear explanations of policy options, helping clients secure coverage that fits their long-term goals. Its services extend to residents in neighboring Moline and across the greater Quad Cities metro area.

DA
3129 11th St
Don Ayers & Son's Insurance
Long-Term Care Insurance Agent · Rock Island, IL

Don Ayers & Son's Insurance provides long-term care insurance agency services in Rock Island, IL. It assists clients with planning for the costs of home care, assisted living, and nursing facility stays. The agency offers guidance through policy comparisons and coverage options. A key seasonal concern it helps with is preparing for winter months, when slips, falls, and unexpected health changes often prompt families to re-examine their need for future care protection.

SF
4543 18th Ave
State Farm Insurance
Long-Term Care Insurance Agent · Rock Island, IL

State Farm Insurance in Rock Island, Illinois, provides a range of long-term care insurance services, including policy selection assistance and ongoing coverage reviews. The agency helps clients understand plan details and offers routine check-ins to ensure policies remain aligned with evolving needs. Service plans include guidance on benefit triggers, elimination periods, and inflation protection options. This agency services single-family homes, apartments, retail locations, and restaurants.

WI
729 34th Ave
Western Illinois Area Agency On Aging
Long-Term Care Insurance Agent · Rock Island, IL

Western Illinois Area Agency On Aging in Rock Island helps clients distinguish between one-time policy reviews and recurring service arrangements for long-term care coverage. The agency guides individuals through plan selection to address future care needs, including home health, assisted living, or nursing facility expenses. Coverage options are explained in relation to the area’s typical care costs and eligibility requirements. Service operates on a one-time, scheduled, or as-needed basis, depending on the client’s individual circumstances and the complexity of their coverage decisions.

FI
1712 18th Ave
Farrar Insurance
Long-Term Care Insurance Agent · Rock Island, IL

As Rock Island residents plan for their later years, safeguarding assets against the high cost of extended care becomes a central concern. Farrar Insurance in Rock Island provides specialized consultation on long-term care insurance to help individuals prepare for these potential needs. Their process focuses on explaining policy features and tailoring coverage to personal retirement goals and health considerations. An initial assessment is conducted to review an applicant’s current health status and future care preferences.

MO
2427 17th St
Michael Orth American Family Insurance
Long-Term Care Insurance Agent · Rock Island, IL

Michael Orth American Family Insurance offers long-term care insurance to residents in and around Rock Island, Illinois. Commercial coverage is also available to area businesses seeking benefits for their employees. The agency is located locally for convenient access to discuss policy options. Professional agents provide clear explanations of coverage terms and help clients understand their choices. Follow-up appointments can be arranged to review plan details between regular visits.

RN
230 16th St
Royal Neighbors of America
Long-Term Care Insurance Agent · Rock Island, IL

Royal Neighbors of America serves the Rock Island, Illinois area and its surrounding communities. It handles long-term care insurance coverage for clients seeking financial protection against future care needs. The agency helps individuals evaluate policy options that address nursing home, assisted living, and home-based care expenses. Each client situation is reviewed to determine appropriate coverage levels and policy features. The agency follows a consultative process, carefully explaining plan benefits and limitations before presenting suitable choices for consideration.

AI
1725 30th St
Affordable Insurance IL
Long-Term Care Insurance Agent · Rock Island, IL
IC
225 20th St
Illinois Casualty Company
Long-Term Care Insurance Agent · Rock Island, IL
(309) 793-1700
ilcasco.com
IK
3101 11th St suite A
Insurance King
Long-Term Care Insurance Agent · Rock Island, IL
(309) 981-0391
insuranceking.com
FO
1701 1st Ave
Frank Osborn - Aflac Insurance Agent
Long-Term Care Insurance Agent · Rock Island, IL
(309) 786-6481
RI
4405 11th St
Riverscape Insurance
Long-Term Care Insurance Agent · Rock Island, IL
(309) 430-2222
GF
4709 44th St
Genworth Financial
Long-Term Care Insurance Agent · Rock Island, IL
(309) 723-8439
genworth.com/login.html

What Does a a Long-Term Care Insurance Agent in Rock Island Cost?

In Illinois, long-term care insurance premiums vary by age, health, and benefit amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year for a moderate benefit. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs are higher for richer benefits or shorter waiting periods. This is general information, not insurance advice.

About long-term care insurance agents in Rock Island

A long-term care insurance agent in Rock Island, Illinois helps you find coverage for nursing home, assisted living, and home care. Illinois offers a Partnership program that allows policyholders to protect assets equal to the benefits paid. Agents in Rock Island can explain how these state-specific rules apply to your situation.

Frequently Asked Questions

What does a long-term care insurance agent in Rock Island do?

An agent helps you compare policies from different insurers and explains coverage options. They guide you through the application process and answer questions about Illinois Partnership policies. They do not provide legal advice or recommend specific carriers.

How does the Illinois Partnership for Long-Term Care work?

The Illinois Partnership allows you to buy a qualified policy that helps protect your assets. If you use benefits equal to the policy amount, you can keep that much in assets when applying for Medicaid. An agent can explain how this program works in Rock Island.

Are there age limits for buying long-term care insurance in Illinois?

Most insurers offer policies to people aged 18 to 84, but premiums are lower when you buy younger. Illinois law requires insurers to offer coverage to those under age 80 without medical underwriting in some cases. An agent can discuss age and health requirements for your situation.

Long-Term Care Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.