The top-rated long-term care insurance agent in Park Ridge, Illinois is Tunnell Insurance Agency Inc: Allstate Insurance, rated 4.8 stars across 502 reviews. Other highly rated options include Neal Salah - State Farm Insurance Agent, JT Restko - State Farm Insurance Agent, Chris Collins - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Park Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tunnell Insurance Agency Inc: Allstate Insurance | 416 W Talcott Rd | (847) 306-8660 |
| 2 | Neal Salah - State Farm Insurance Agent | 841 W Touhy Ave | (847) 823-0353 |
| 3 | JT Restko - State Farm Insurance Agent | 1416 Canfield Rd #2 | (847) 720-4969 |
| 4 | Chris Collins - State Farm Insurance Agent | 444 N Northwest Hwy #150 | (847) 698-2355 |
| 5 | Royce Carlson - State Farm Insurance Agent | 1030 W Higgins Rd Ste 330 | (773) 545-2999 |
| 6 | Peak Financial Group | 1030 W Higgins Rd STE 102 | (708) 669-7081 |
| 7 | Sani Insurance Agency, Inc. | 817 Devon Ave | (847) 763-9460 |
| 8 | HomeServices Insurance | 122 Main St | (800) 277-0013 |
| 9 | Ann Witek - State Farm Insurance Agent | 735 Devon Ave | (847) 692-3260 |
| 10 | Z. Palka Metropolitan Insurance Agency | 110 W Higgins Rd | (773) 229-9892 |
Tunnell Insurance Agency Inc: Allstate Insurance serves the Park Ridge, Illinois, area and offers long-term care insurance agent services. This agency assists individuals in planning for future care needs that are not covered by standard health insurance or Medicare. Long-term care policies can help protect savings from the high costs of extended care services. Clients receive guidance on selecting coverage that aligns with their personal circumstances and financial goals. The agency specifically handles policy options for nursing home care and in-home assistance services.
Serving the Park Ridge area, Neal Salah - State Farm Insurance Agent provides guidance on long-term care insurance, helping clients assess coverage needs and prepare for future healthcare costs. Ongoing service includes periodic policy reviews to adjust plans as circumstances change and assistance with filing claims. This agent supports individuals exploring financial protection against extended care expenses, serving households in single-family residences and apartments.
JT Restko - State Farm Insurance Agent in Park Ridge, IL serves local homeowners, business owners, and property managers seeking protection for their assets. Its long-term care insurance services help clients plan for potential future care needs while safeguarding savings and property. The agency explains coverage options to address rising healthcare costs and aging-related expenses. JT Restko also regularly assists residents living in nearby Des Plaines and the greater Chicagoland area with their insurance needs.
Serving Park Ridge and the surrounding communities, Chris Collins - State Farm Insurance Agent provides long-term care insurance coverage options to local residents. The agency handles policies designed to help individuals manage the costs associated with extended care needs, whether at home or in a facility. A typical job involves reviewing a client’s personal circumstances and financial goals to recommend appropriate policy features. The agency approaches each case by first holding a detailed consultation to explain coverage choices and then comparing available plans based on the client’s stated priorities.
At Royce Carlson - State Farm Insurance Agent in Park Ridge, Illinois, clients can select either a one-time consultation to evaluate their current long-term care protection or an ongoing service arrangement that adjusts coverage as needs and health circumstances change. The agency focuses on policies that help cover costs for in-home assistance, assisted living facilities, or nursing home care. All services are provided on a scheduled or as-needed basis, depending on the client’s preference and evolving care requirements.
Peak Financial Group specializes in helping clients evaluate and select long-term care insurance policies suited to their individual needs. As a local agency in Park Ridge, IL, the company guides families through the complexities of protecting assets and future care options. Agents assess coverage for nursing home stays, assisted living, and in-home support services. Seniors reviewing finances during the open enrollment season for Medicare can benefit from consulting Peak Financial Group about planning for potential extended care expenses.
As winter approaches in Park Ridge, many residents begin planning ahead for potential future health needs, and Sani Insurance Agency, Inc. helps local families address these concerns through long-term care insurance. They guide clients through the complex process of selecting a policy that protects assets while covering costs like home care or assisted living. Their work involves explaining policy options, comparing coverage scenarios, and navigating the application and underwriting requirements. An initial consultation enables them to assess each individual’s current situation and future care preferences before moving forward.
HomeServices Insurance guides individuals and families in Park Ridge through the process of selecting long-term care insurance. The agency specializes in helping clients plan for future care needs, whether at home or in a facility. It works to make the complex coverage options understandable for local residents. The firm regularly serves those managing offices, warehouses, and food service establishments to ensure their protection needs are met.
Ann Witek - State Farm Insurance Agent in Park Ridge, IL, provides long-term care insurance solutions for local residents and families. The agency also assists local businesses with commercial coverage needs throughout the greater Park Ridge area. Long-term care policies help protect savings from the costs of extended home health aide services or nursing home care. Clients often return to review their coverage options when major life changes occur, with the agent offering follow-up support between regular policy review visits.
Z. Palka Metropolitan Insurance Agency in Park Ridge, Illinois, is known for long-term care insurance agent services designed to help area residents address future health and financial needs. Its main service range includes planning for in-home care, assisted living, and nursing home costs through tailored coverage options. A standard consultation covers policy structure, benefit triggers, and inflation considerations. As a specialty service, the agency can add on hybrid life insurance policies with long-term care riders for additional flexibility in client portfolios.
What Does a a Long-Term Care Insurance Agent in Park Ridge Cost?
Long-term care insurance premiums in Illinois vary based on age health and coverage level. A typical policy for a 55 year old can cost between 1,500 and 3,000 per year while a 65 year old might pay 2,500 to 5,000 annually. Costs also depend on the benefit amount and inflation protection chosen. This is general information not insurance advice.
About long-term care insurance agents in Park Ridge
A long-term care insurance agent in Park Ridge Illinois helps residents find policies that cover nursing home care home health care and assisted living. Illinois law requires agents to be licensed and follow state regulations including the Illinois Long-Term Care Insurance Act. Working with a local agent can help you understand the specific coverage options available in the Park Ridge area.
Frequently Asked Questions
What does a long-term care insurance agent in Park Ridge do?
An agent helps you compare policies from different insurers and explains coverage details like benefit periods and daily benefit amounts. They also guide you through Illinois specific rules such as the 30 day free look period for policy cancellation.
Do I need a special license to sell long-term care insurance in Illinois?
Yes agents must hold an Illinois insurance license and complete a one time 8 hour training course on long-term care insurance. They must also take 4 hours of continuing education every two years as required by Illinois law.
How does Illinois regulate long-term care insurance rate increases?
Illinois requires insurers to get state approval for any rate increase on existing policies. Policyholders must receive notice at least 60 days before a rate change takes effect.
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