The top-rated long-term care insurance agent in Northbrook, Illinois is Eric Gorelik Health Life and Medicare Insurance Broker, rated 5.0 stars across 207 reviews. Other highly rated options include Relation Insurance - H Group Benefits Group, Matt Bauer - State Farm Insurance Agent, Todd Markman - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Northbrook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Gorelik Health Life and Medicare Insurance Broker | Northbrook, IL 60062 | (847) 691-7550 |
| 2 | Relation Insurance - H Group Benefits Group | 610 Anthony Trail | (847) 564-1640 |
| 3 | Matt Bauer - State Farm Insurance Agent | 1935 Shermer Rd #120 | (847) 827-5190 |
| 4 | Todd Markman - State Farm Insurance Agent | 3330 Dundee Rd Ste C6 | (847) 400-1111 |
| 5 | Jerry S. Pearlstein Health Care Insurance | 900 Skokie Blvd | (847) 362-8888 |
| 6 | The Life Lady / Hokin Insurance Services | 707 Skokie Blvd #520 | (847) 943-3797 |
| 7 | Russ Angelbeck: Allstate Insurance | 3100 Sanders Rd Ste 100 | (847) 402-2299 |
| 8 | Nalven & Schroeder Insurance | 3605 Woodhead Dr Suite 104B | (847) 559-9022 |
| 9 | Martini Miller & Schloss Inc | 666 Dundee Rd Suite 1203 | (847) 291-1313 |
| 10 | Árachas Group Insurance | 611 Academy Dr | (847) 480-0800 |
Eric Gorelik Health Life and Medicare Insurance Broker serves Northbrook and the surrounding Cook County area as a Long-Term Care Insurance Agent. The agency helps clients navigate the complexities of planning for extended care needs. It focuses on policies that cover services like home care, assisted living, and nursing facility stays. By assessing individual health histories and financial situations, the agency aims to find suitable coverage options. Specific services handled include Medicare supplement plans alongside comprehensive long-term care insurance policies.
Relation Insurance - H Group Benefits Group in Northbrook, IL provides comprehensive long-term care insurance agent services, including policy consultations and guidance on facility care coverage. Its ongoing service plans involve reviewing client needs and updating coverage as health situations change. The agency primarily works with individuals seeking protection for retirement assets and future care costs. It services clients living in single-family homes, apartments, retail spaces, and restaurants within the local community.
Matt Bauer - State Farm Insurance Agent serves Northbrook, IL, and surrounding communities as a resource for long-term care insurance planning. This agency helps individuals address potential future needs for extended care services, whether in a facility or at home. The agent works closely with clients to explore coverage options designed to protect assets and maintain financial stability during later life stages. Long-term care insurance policies can assist with costs associated with nursing homes, assisted living facilities, and in-home health aides.
Serving families and individuals in Northbrook, this agency helps clients plan for the financial impact of future care needs. The role of a local long-term care insurance agent involves explaining policy options that cover assisted living, home care, and skilled nursing facility expenses. Recognizing the importance of protecting savings, the agent counsels customers on selecting coverage that aligns with their personal goals and health history. The agency also serves residents in nearby communities such as Glenview and Highland Park.
Serving Northbrook, Illinois, and its surrounding communities, Jerry S. Pearlstein Health Care Insurance handles long-term care insurance for local clients. The agency focuses on helping individuals plan for future care needs by explaining policy options that cover assisted living, home health, and nursing home expenses. A typical job involves assessing a client’s personal circumstances and financial goals to recommend a suitable coverage plan. It generally approaches this by reviewing available policies in detail and presenting clear comparisons tailored to each client’s needs.
The Life Lady / Hokin Insurance Services in Northbrook specializes in providing long-term care insurance policies designed to address future care needs. The agency works with clients throughout the area to evaluate coverage options that protect assets while planning for potential assistance at home or in a facility. It conducts personalized consultations to explain plan features and financial implications so individuals can make informed decisions. For those approaching retirement, this service helps answer pressing questions about covering nursing home costs before it becomes an urgent financial burden.
Russ Angelbeck: Allstate Insurance in Northbrook, IL assists clients in understanding the fundamental difference between one-time long-term care policies, which pay a lump sum benefit upon qualifying, and recurring service options that provide ongoing daily or monthly income for covered care. These coverage plans are designed to help protect personal savings against the high costs of assisted living, nursing homes, or in-home support typically encountered in the Northbrook area. Professional guidance focuses on matching policy structures to each individual’s financial and health situation. Service runs on an as-needed basis.
As spring approaches, many families in Northbrook begin reviewing plans to protect savings from rising healthcare costs, and Nalven & Schroeder Insurance offers guidance on long-term care policies tailored to this planning. The agents help residents assess their future needs and compare available coverage options to match individual circumstances. A free initial consultation allows potential clients to review their specific situation and receive a personalized assessment of their long-term care insurance requirements.
Serving residents in Northbrook and the surrounding area, Martini Miller & Schloss Inc offers long-term care insurance agency services. The company assists individuals with planning for future care needs through insurance policies. Residential clients can receive guidance on coverage options while commercial clients seeking policies for employee benefit plans also receive support. The agency focuses on connecting clients with suitable long-term care products that address potential health scenarios. Following the initial policy setup, the team provides follow-up service to review plan adjustments between regular visits.
Árachas Group Insurance assists clients in Northbrook, IL, with planning for future long-term care needs. As an insurance agent, the company focuses on policies that cover services like nursing home care and in-home assistance. It specializes in offering a range of plan options to help individuals protect their savings from high care costs. Árachas Group serves the financial planning needs of professionals in various commercial settings, including local corporate offices, distribution warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Northbrook Cost?
Long-term care insurance costs in Illinois vary based on age, health, and coverage level. A 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and 3-year term. A 65-year-old could pay $2,500 to $5,000 annually for similar coverage. Premiums are not guaranteed and can increase with insurer approval. This is general information, not insurance advice.
About long-term care insurance agents in Northbrook
Long-term care insurance agents in Northbrook, Illinois help residents plan for future care needs by explaining policy options and costs. Illinois offers a Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand state-specific rules and coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Northbrook do?
An agent helps you compare policies from different insurers, explains benefit triggers, and advises on coverage amounts. They also clarify Illinois Partnership Program rules, which can help you preserve assets if you later need Medicaid.
How does the Illinois Partnership Program affect my policy?
The Illinois Partnership Program lets you buy a qualified policy that includes asset protection. If you use all your policy benefits and still need care, you can apply for Medicaid without counting the protected assets. An agent can explain which policies qualify.
Are there age limits for buying long-term care insurance in Illinois?
Most insurers in Illinois offer policies to people aged 18 to 84, but premiums increase with age. Buying before age 60 usually results in lower rates. Illinois law requires insurers to offer coverage to those under 85, though medical underwriting still applies.
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