The top-rated long-term care insurance agent in Moline, Illinois is Farmers Insurance - David Williams, rated 4.8 stars across 169 reviews. Other highly rated options include Josh Jackson - COUNTRY Financial Representative, Derek Newton: Allstate Insurance, Tim Clifton Agency Inc American Family Insurance. This directory lists 20 long-term care insurance agents serving Moline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - David Williams | 2800 41st St | (309) 762-8100 |
| 2 | Josh Jackson - COUNTRY Financial Representative | 2326 53rd St A | (309) 736-9637 |
| 3 | Derek Newton: Allstate Insurance | 3311 Avenue of the Cities | (309) 797-9355 |
| 4 | Tim Clifton Agency Inc American Family Insurance | 3760 41st St #8 | (309) 797-6600 |
| 5 | Goosehead Insurance - Pat Moody | 4720 Avenue of the Cities | (309) 740-2272 |
| 6 | Halbreiter Insurance | 1465 41st St Suite 3 | (309) 373-2900 |
| 7 | Nelson Brothers Agency | 1701 52nd Ave | (309) 762-4173 |
| 8 | Bill Potter Insurance Agency, LLC | 3811 16th St | (309) 797-9200 |
| 9 | Freedom Insurance Group | 3000 16th St Suite 101 | (309) 323-9963 |
| 10 | IL Trusted insurance | 5341 22nd Ave | (847) 447-6653 |
Farmers Insurance - David Williams serves the Moline, Illinois area and provides long-term care insurance agent services. This agency helps residents plan for future personal care needs through specialized policies. Long-term care coverage can address daily living assistance and home health care expenses. The agency works with individuals to navigate plan options suited to their circumstances. It handles long-term care through both traditional policies and hybrid life insurance with care benefits.
Josh Jackson - COUNTRY Financial Representative serves homeowners and individuals in the Moline, Illinois area who are planning for future care needs. As a long-term care insurance agent, the company assists clients in reviewing policies that can help cover expenses related to extended health or personal care. These insurance plans can provide financial protection for services received at home or in a facility. The agency also reaches residents throughout the neighboring communities of the greater Quad Cities metro region.
Derek Newton: Allstate Insurance provides long-term care insurance agent services in the Moline, Illinois area. Guidance is offered to help clients understand policy options for covering future care needs. Service plans include initial needs assessments, policy selection support, and periodic plan reviews to adjust coverage as circumstances change. Routine maintenance plans involve annual policy check-ins and benefit update verifications. Clients can contact the agency for personalized assistance with their specific coverage questions. Derek Newton: Allstate Insurance services single-family homes, apartments, retail, and restaurants.
Serving Moline and the surrounding communities in the Quad Cities region, Tim Clifton Agency Inc American Family Insurance handles long-term care insurance planning for local residents. This agency assists clients with policies that help cover the costs of extended custodial care, whether at home or in a facility. The typical approach involves evaluating an individual’s financial situation and potential future health needs to recommend a suitable benefit structure.
In Moline, Illinois, Goosehead Insurance - Pat Moody offers long-term care insurance with a distinction between one-time policy purchases and recurring service plans. Coverage is designed to help individuals manage the high costs of extended care, whether at home, in assisted living, or in a nursing facility. Policies typically include daily benefit amounts and inflation protection options. Service appointments are conducted on a scheduled basis, accommodating client consultations and policy reviews as needed. Regulatory compliance and local market expertise are maintained for all coverage arrangements.
Halbreiter Insurance specializes in long-term care insurance planning for individuals and families in the Moline area. The agency guides clients through policy options that cover nursing home stays, assisted living, and in-home care services. It evaluates each client’s health history and financial situation to recommend appropriate coverage for future needs. Many residents seek assistance when preparing for retirement transitions or after a family member requires extended care. The agency also helps clients review their policies before the annual enrollment period closes.
With winter approaching, many Moline residents begin to consider how they will pay for extended nursing or home care. Nelson Brothers Agency helps individuals navigate long-term care insurance options to protect their savings from these rising expenses. The company guides clients through policy features such as daily benefit amounts, elimination periods, and benefit durations tailored to local facility costs. They also explain how inflation protection works in this planning process. A typical first step is a complimentary review of the client’s current health and financial situation.
Bill Potter Insurance Agency, LLC helps individuals in Moline, Illinois plan for future care needs through long-term care insurance policies. The company focuses on this specialized coverage as its core service, assisting clients with navigating policy options to protect assets and maintain independence later in life. By explaining coverage details and benefit structures, agents ensure clients understand their choices for home care, assisted living, or nursing facility expenses. This agency serves commercial sectors such as local offices, warehouses, and food service businesses seeking employee benefit solutions.
Freedom Insurance Group in Moline, IL provides long-term care insurance services to residents in their own homes, assisting with policy selection for personal care needs. The agency also handles commercial coverage options for local businesses seeking benefit plans for employees. Their service area extends throughout the Quad Cities and surrounding communities in western Illinois. Representatives typically schedule follow-up appointments during annual policy reviews, offering ongoing support between regular visits to adjust coverage as care requirements change.
What Does a a Long-Term Care Insurance Agent in Moline Cost?
Long-term care insurance premiums in Illinois vary by age, health, and coverage level. A typical policy for a 55 year old might cost between $1,500 and $3,000 per year. For a 65 year old, annual premiums often range from $2,500 to $5,000. Costs increase with added benefits like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Moline
A long-term care insurance agent in Moline, Illinois helps residents plan for future care needs. Illinois offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents assist with comparing policies from multiple carriers to find suitable coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Moline do?
An agent helps you understand policy options and compare plans from different companies. They explain Illinois specific rules like the Partnership Program and inflation protection requirements. The agent does not provide legal advice but can guide your insurance choices.
Does Illinois have a long-term care partnership program?
Yes, Illinois has a Long-Term Care Partnership Program. This program lets you keep assets equal to the amount your policy pays out. Policies must meet state standards to qualify for partnership status.
Are there age limits for buying long-term care insurance in Illinois?
Most insurers in Illinois offer policies to people aged 18 to 84. Premiums are lower when you buy at a younger age. Some companies may decline coverage or charge higher rates for older applicants.
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