The top-rated long-term care insurance agent in Glen Ellyn, Illinois is Randall Rosen - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Chris Cravatta - State Farm Insurance Agent, Harry B. Cotter: Allstate Insurance, Farmers Insurance - Mihaela Pantiru. This directory lists 14 long-term care insurance agents serving Glen Ellyn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Randall Rosen - State Farm Insurance Agent | 477 Forest Ave | (630) 793-5303 |
| 2 | Chris Cravatta - State Farm Insurance Agent | 491 Roosevelt Rd | (630) 620-1999 |
| 3 | Harry B. Cotter: Allstate Insurance | 999 N Main St Ste 205 | (630) 858-8885 |
| 4 | Farmers Insurance - Mihaela Pantiru | 364 Pennsylvania Ave | (773) 317-2305 |
| 5 | Insurance Benefit Services Inc | 799 Roosevelt Rd Building 3 Suite 103 | (630) 858-0121 |
| 6 | MYsurance | 800 Roosevelt Rd A5 | (312) 300-4122 |
| 7 | The Bohr Insurance Agency | 516 N Main St A | (630) 474-9418 |
| 8 | BR-Cevaal Insurance Advisors, Inc. | 475 N Main St | (630) 442-7910 |
| 9 | Indesure | 650 Roosevelt Rd #102 | (630) 580-5544 |
| 10 | Strive Insurance Services IL | 1180 Roosevelt Rd | (630) 273-7945 |
Randall Rosen - State Farm Insurance Agent serves Glen Ellyn, Illinois and the surrounding DuPage County area, offering long-term care insurance agency services. This local agency helps individuals plan for future care needs, including assistance with daily living activities. Consultations focus on preserving assets and gaining access to quality care at home or in a facility. The agency handles policy comparisons and claim support for long-term care coverage.
Chris Cravatta - State Farm Insurance Agent provides long-term care insurance consultation and policy placement for clients in Glen Ellyn, Illinois. The agency assists individuals in evaluating their future care needs and selecting appropriate coverage plans. Service maintenance includes annual policy reviews and updates to beneficiaries as life circumstances change. The agency works with a range of clients, including those living in single-family homes, apartments, retail establishments, and restaurants.
Homeowners and individuals planning for future care needs in Glen Ellyn turn to Harry B. Cotter: Allstate Insurance for guidance on long-term care insurance. This agency assists clients in understanding coverage options that help protect assets and manage the high costs of extended nursing or home-based care. Each policy review focuses on individual health concerns and financial goals to determine suitable benefit levels. The team also serves families and retirees in nearby Wheaton, ensuring access to local, personalized service for long-term care planning.
Serving Glen Ellyn and the surrounding communities in DuPage County, Farmers Insurance - Mihaela Pantiru handles long-term care insurance planning. This agency addresses the growing need for coverage that helps protect assets and provide for future care needs. It assists individuals in comparing policy options and understanding the scope of typical long-term care benefits. The agency approaches each case by reviewing a client's personal financial situation and future health considerations to recommend appropriate coverage levels tailored to their specific requirements.
Insurance Benefit Services Inc specializes in helping individuals navigate long-term care insurance needs, providing guidance on appropriate policy options. Serving clients throughout Glen Ellyn, IL, the company works to assess future care requirements and explain coverage choices in clear terms. It assists local residents with routine policy reviews and enrollment procedures. As cold and flu season places additional stress on aging adults, the firm helps clients evaluate how their current plans can support potential home health aide needs during recovery.
As Illinois residents plan for the potential costs of extended medical care in their later years, navigating long-term care coverage becomes a pressing concern. MYsurance, located in Glen Ellyn, assists local families by explaining policy options that help protect assets and ensure access to necessary services. The company offers an initial consultation that begins with a review of each client’s financial situation and health history. This assessment step provides the foundation for building a customized protection strategy.
Understanding the difference between one-time policy assessments and recurring service support helps residents in Glen Ellyn, Illinois, choose the right approach for their long-term care needs. The Bohr Insurance Agency provides coverage options that typically address future care expenses and protect personal assets from the high costs of extended care. Like many agencies in the region, their service arrangement often depends on the client’s policy status and current needs, with appointments offered either on a single visit basis or according to a pre-scheduled review cycle.
BR-Cevaal Insurance Advisors, Inc. helps clients in Glen Ellyn, IL, plan for the significant financial impact of extended care needs. The firm specializes exclusively in long-term care insurance, allowing it to provide focused guidance on policies that cover nursing home stays and home health aides. Its agents analyze individual personal assets and health circumstances to recommend suitable coverage options and benefit structures. The business can assist commercial entities such as offices, warehouses, and food service operations with group long-term care insurance planning for their employees.
Indesure offers long-term care insurance services to residents of Glen Ellyn and the surrounding Illinois area. The agency also provides commercial coverage options for local businesses seeking to protect their employees and operations. With a focus on careful financial planning, the company helps individuals plan for future care needs while preserving assets and independence. Clients often return to the agency between regular policy reviews for adjustments to their existing plans as their long-term care requirements or financial situations change.
Strive Insurance Services IL in Glen Ellyn, Illinois, is known for connecting local clients with long-term care insurance policies. It assists individuals in evaluating their future care needs and guiding them through coverage options that protect assets and provide access to in-home or facility-based services. The agency helps residents prepare for potential aging-related expenses by explaining policy features, benefit triggers, and inflation protections. A specialty service it can add on is Medicaid spend-down planning to coordinate insurance benefits with public assistance eligibility.
What Does a a Long-Term Care Insurance Agent in Glen Ellyn Cost?
Long-term care insurance premiums in Illinois vary widely. A healthy 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and 3-year term. Costs increase with age and health conditions. Illinois law requires insurers to offer nonforfeiture benefits and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Glen Ellyn
Long-term care insurance agents in Glen Ellyn, Illinois help residents plan for future care costs. Illinois offers a Partnership program that allows policyholders to protect assets equal to the benefits paid. Agents guide clients through policy options that comply with Illinois state regulations and provide local support.
Frequently Asked Questions
What is the Illinois Long-Term Care Partnership Program?
The Illinois Partnership Program is a state initiative that lets policyholders keep assets equal to the amount their policy pays out. This helps residents qualify for Medicaid without spending down all savings. Agents in Glen Ellyn can explain how Partnership policies work with local care costs.
How do I choose a long-term care insurance agent in Glen Ellyn?
Look for an agent licensed in Illinois with experience in long-term care products. Ask about their familiarity with Illinois Partnership policies and local care facilities. A good agent will compare multiple carriers and explain policy features clearly.
What factors affect long-term care insurance premiums in Illinois?
Premiums depend on your age, health, benefit amount, and inflation protection chosen. Illinois law requires insurers to offer inflation protection options. Glen Ellyn agents can help you balance cost with coverage based on local care costs.
Long-Term Care Insurance Agents in Other Illinois Cities
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