The top-rated long-term care insurance agent in Cicero, Illinois is Insurance Navy Brokers, rated 4.9 stars across 545 reviews. Other highly rated options include Freeway Insurance, Acceptance Insurance, Loreto Arzola - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Cicero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 2201 S Cicero Ave | (708) 863-9000 |
| 2 | Freeway Insurance | 4712 W Cermak Rd | (312) 517-9046 |
| 3 | Acceptance Insurance | 5921 Cermak Rd | (708) 467-7003 |
| 4 | Loreto Arzola - State Farm Insurance Agent | 5742 Cermak Rd | (708) 863-2223 |
| 5 | Virginia Serrano: Allstate Insurance | 5705 W Cermak Rd | (708) 222-1900 |
| 6 | Armando Guzman - State Farm Insurance Agent | 5009 W Cermak Rd | (708) 656-5100 |
| 7 | Hanway Insurance | 2321 S Cicero Ave | (708) 722-1000 |
| 8 | Magnum Insurance Agency | 6026 Cermak Rd | (708) 222-3160 |
| 9 | Kristian Navarro State Farm Agency | 5436 W 25th St | (773) 276-7467 |
| 10 | Azteca Insurance Agency | 6013 W Roosevelt Rd | (708) 222-8660 |
Insurance Navy Brokers offers long-term care insurance planning to clients in Cicero, Illinois, addressing the financial challenges of extended health needs. The agency also specializes in policy add-ons that provide greater flexibility for home care or assisted living arrangements. These services help individuals preserve their savings while ensuring access to necessary support during aging or chronic illness. The firm serves a range of commercial sectors, including offices, warehouses, and food service operations.
Freeway Insurance in Hazel Crest, IL, is known for connecting local residents with long-term care insurance policies that help cover the costs of assisted living, nursing home care, and in-home support. They serve clients by explaining coverage options and coordinating applications with various carriers across the area. This agency specializes in guiding clients through the complexities of benefit triggers and policy riders, including the potential addition of inflation protection to safeguard future care needs.
Acceptance Insurance in Cicero, Illinois provides long-term care insurance coverage for local residents planning for future medical needs. Their services help individuals safeguard savings against the rising costs of assisted living, nursing homes, and in-home care services. The agency works with area clients to evaluate policy options that fit differing dependency levels and budgets typically encountered in suburban communities. Policies often provide flexibility to customize plan durations. Acceptance Insurance can also add a waiver of premium option protecting beneficiaries if care costs become ongoing.
Loreto Arzola - State Farm Insurance Agent serves Cicero, Illinois, and the surrounding Cook County area. The company specializes in providing long-term care insurance policies to help residents plan for future extended care needs. These policies cover services like in-home care and nursing home stays, which are not typically paid for by standard health insurance or Medicare. The company assists clients in assessing the financial impact of potential long-term health events in this region. It handles personal coverage consultations and policy enrollment for long-term care plans.
Virginia Serrano: Allstate Insurance in Cicero, IL, provides a range of long-term care insurance agent services, including policy selection guidance and assistance with claims processing. These services help clients plan for future care needs while preserving assets. Regular policy reviews and updates are offered to ensure coverage remains aligned with changing health circumstances. The company services the long-term care insurance needs of individual homeowners, covering single-family homes and apartments, as well as business properties such as retail locations and restaurants.
Armando Guzman - State Farm Insurance Agent serves homeowners, businesses, and property managers in Cicero, Illinois, by helping them plan for future medical expenses. This agency specializes in long-term care insurance, a type of coverage that supports policyholders who may eventually need assistance with daily living activities at home or in a care facility. Clients rely on this agent to explain policy options and tailor coverage to individual needs. The agency also provides service to neighboring Berwyn, ensuring access to essential care planning across the near west suburbs.
Hanway Insurance serves clients in Cicero, Illinois, and the surrounding communities throughout Cook County. The agency handles long-term care insurance policies, which help individuals cover the costs of extended nursing, home health, or assisted living services as they age. These policies are designed to protect personal savings from the high expense of prolonged care. To handle a typical job, the agent first reviews a client’s financial situation and health history, then presents several suitable plan options for their specific needs.
Serving the Cicero, Illinois area with essential Long-Term Care Insurance Agent services, Magnum Insurance Agency addresses residential coverage needs for individual clients. The agency also handles commercial policies relevant to business-related care planning and extends its assistance across the broader local region. Its work focuses on helping clients prepare for future care costs and coverage gaps through careful policy guidance and tailored plan evaluations. Follow-up consultations are consistently provided to adjust coverage between regular annual reviews and as personal circumstances evolve.
Some long-term care clients choose a single policy purchase covering specific future needs, while others prefer recurring premium plans that maintain continuous protection. Kristian Navarro State Farm Agency, located in Cicero, IL, helps clients select coverage options suited to their long-term health and financial goals. Those plans often cover in-home care, assisted living, or nursing facility stays. Service arrangements depend on client preference, with support provided on a scheduled basis for annual policy reviews and ongoing or as-needed assistance for claims or plan adjustments.
Azteca Insurance Agency offers long-term care insurance services, helping clients in Cicero, IL, plan for future medical and personal care needs. The agency assists individuals in evaluating policy options to cover extended care expenses, protecting savings and family assets. These plans address support at home, in assisted living facilities, or nursing homes. As winter approaches, the agency helps families prepare policies that ensure uninterrupted care during seasonal challenges like flu season or weather-related mobility issues.
What Does a a Long-Term Care Insurance Agent in Cicero Cost?
Long-term care insurance agent fees in Illinois vary by agent and policy type. Some agents charge a flat fee of 500 to 1,500 dollars for policy placement. Others earn commissions from the insurance company, so you pay no direct fee. Policy premiums themselves range from 1,500 to 4,000 dollars per year for a typical 55-year-old. Costs depend on age, health, and coverage amount. This is general information, not insurance advice.
About long-term care insurance agents in Cicero
Long-term care insurance agents in Cicero Illinois help residents plan for future care needs. These agents explain policy options and assist with claims under Illinois state regulations. Illinois offers a partnership program that allows policyholders to protect assets while qualifying for Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in Cicero do?
A Cicero agent helps you compare policies from different insurers. They explain coverage details and assist with applications. They also guide you through Illinois specific rules like the partnership program.
How do I choose a long-term care insurance agent in Illinois?
Look for an agent licensed in Illinois with experience in long-term care policies. Ask about their knowledge of the Illinois Long-Term Care Partnership Program. Verify their credentials through the Illinois Department of Insurance.
What is the Illinois Long-Term Care Partnership Program?
This program lets policyholders keep more assets if they later need Medicaid. Policies must meet state standards to qualify. An agent in Cicero can explain how this works for your situation.
Long-Term Care Insurance Agents in Other Illinois Cities
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