The top-rated long-term care insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Dave Mongold: Allstate Insurance, Jim Kelly - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 4 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 5 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 6 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 7 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
| 8 | Dunlap Agency, Inc. | 794 University Ave #101 | (907) 456-5202 |
| 9 | Dick Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 456-7787 |
| 10 | Angela Ritchie - COUNTRY Financial Agent | 505 Old Steese Hwy Ste 115 | (907) 452-3669 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska, area, specializing in long-term care insurance solutions. This agency assists clients in preparing for future healthcare needs and in protecting savings from the high costs of extended care. Such policies can cover services like in-home assistance, adult day care, and nursing facility stays. The firm handles long-term care planning for individuals and families, helping evaluate policy options that match personal circumstances. It also provides information on hybrid life and long-term care policies.
Matthew Raymond - State Farm Insurance Agent in Fairbanks, AK offers services centered on long-term care insurance planning, including assessments of future care needs and the development of individualized policy options. Ongoing client support involves periodic policy reviews to adjust coverage for changing life circumstances and health requirements. This practice services the insurance needs of single-family homes, apartments, retail, and restaurants.
Homeowners, families, and individuals preparing for future care needs turn to Dave Mongold: Allstate Insurance for long-term care insurance guidance in Fairbanks. The agency helps clients understand policy options that address potential costs of assisted living or home-based support. They work to explain how coverage can protect savings during retirement years. This office serves customers throughout the Fairbanks area, including North Pole and the surrounding Ester and Chena Ridge communities.
Located in Fairbanks, Alaska, Jim Kelly - State Farm Insurance Agent serves clients across the Fairbanks area and surrounding communities, handling long-term care insurance to help protect individuals and families from the high costs of extended care needs. The agency works to create personalized insurance solutions that address future care expenses and preserve retirement assets. A typical job begins with a consultation to evaluate a client’s health history, financial goals, and coverage preferences, then presents tailored policy options that fit unique local circumstances and budgets.
Chris Marok: Allstate Insurance in Fairbanks, AK helps individuals understand the difference between traditional home care and facility-based options when planning for future support needs. Long-term care insurance agents in this area typically guide clients through coverage choices that can address personal care assistance beyond standard health plans. Policies often help pay for services that allow individuals to remain in their home environment. Service runs on an as-needed basis, with policyholders scheduling consultations when reviewing or adjusting their existing coverage.
Loa Carroll-Hubbard: Allstate Insurance specializes in long-term care insurance, helping clients plan for future personal care needs. It also provides general insurance services in Fairbanks, Alaska. The agency assists individuals in exploring coverage options that address the costs of assisted living, nursing homes, or home-based care. As Fairbanks residents face long, harsh winters, this agent helps families prepare for the increased need for extended care services that can arise during the extreme cold months, when the risk of slips, falls, and medical emergencies rises for older adults.
Fairbanks winters can bring unexpected financial strain, and many residents seek to protect their savings from the high costs of extended care. Laura Brugger, as a COUNTRY Financial representative, helps local families compare long-term care insurance policies tailored to their personal situations and budgets. She works with clients to understand coverage options such as home-based care and facility stays. An initial needs assessment appointment can be scheduled to review specific health priorities and plan for future care expenses in the Interior region.
Dunlap Agency, Inc. works with individuals and families in Fairbanks, offering long-term care insurance agent support as a specialty add-on to broader insurance conversations. Their focus is on helping clients plan for future care needs that are not covered by standard health insurance. Services are available for those running offices, operating warehouses, and managing food service facilities in the local area.
Dick Randolph - State Farm Insurance Agent serves residential clients in Fairbanks, AK, offering guidance on long-term care insurance to help protect savings from future care expenses. Commercial coverage solutions are also available for local businesses in the Fairbanks area. Agents typically explain policy options and assist with plan customization during initial consultations. Clients often seek follow-up service between regular visits to adjust coverage as their care needs change.
Angela Ritchie - COUNTRY Financial Agent in Fairbanks, AK, is known for helping individuals and families plan for the financial impact of extended care needs. The agency assists clients in understanding long-term care insurance options to protect savings against rising healthcare costs. It also provides guidance on policy features, such as benefit periods and daily coverage limits, tailored to local needs. As an additional specialty service, the firm can integrate long-term care coverage with other financial strategies.
What Does a a Long-Term Care Insurance Agent in Fairbanks Cost?
Long-term care insurance premiums in Alaska vary by age health and coverage amount. A typical policy for a healthy 55 year old might cost between 150 and 300 dollars per month. Costs increase significantly for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Fairbanks
Long-term care insurance agents in Fairbanks help Alaskans plan for future care costs including nursing home and home health services. Alaska has a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents licensed in Alaska can explain how this program works with your individual situation.
Frequently Asked Questions
What does a long-term care insurance agent in Fairbanks do?
An agent helps you compare policies from different insurance companies and explains coverage options for nursing homes assisted living and home care. They also guide you through Alaska specific rules like the partnership program and inflation protection requirements.
Does Alaska have special rules for long-term care insurance?
Yes Alaska requires insurers to offer inflation protection and nonforfeiture benefits. The Alaska Long-Term Care Partnership Program also lets policyholders keep more assets when applying for Medicaid. An agent can explain these options in detail.
How do I choose a long-term care insurance agent in Fairbanks?
Look for an agent licensed in Alaska with experience in long-term care policies. Ask about their familiarity with the Alaska partnership program and whether they represent multiple insurance companies. Check their standing with the Alaska Division of Insurance.