The top-rated long-term care insurance agent in Anchorage, Alaska is Stacey Allen - State Farm Insurance Agent, rated 4.9 stars across 558 reviews. Other highly rated options include Aurora National Insurance, Alaska Pacific Insurance Agency dba: APIA Insurance, Umialik Insurance Company. This directory lists 19 long-term care insurance agents serving Anchorage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stacey Allen - State Farm Insurance Agent | 2203 W Dimond Blvd Ste 100B | (907) 277-2233 |
| 2 | Aurora National Insurance | 4730 Business Park Blvd H-16 | (907) 562-3020 |
| 3 | Alaska Pacific Insurance Agency dba: APIA Insurance | 912 E 15th Ave #100 | (800) 890-5563 |
| 4 | Umialik Insurance Company | 725 E Fireweed Ln Suite 500 | (907) 338-5445 |
| 5 | Dewar Insurance Agency | 301 Arctic Slope Ave #101 | (907) 258-8888 |
| 6 | Conrad-Houston Insurance | 507 W Northern Lights Blvd | (907) 276-7667 |
| 7 | Randall Moss Insurance | 2960 C St #200 | (907) 562-6224 |
| 8 | Associated Insurance Services | 7125 Old Seward Hwy #203 | (907) 349-2229 |
| 9 | Last Frontier Insurance LLC | 4001 Ingra St STE 117 | (907) 563-3120 |
| 10 | Ark Insurance Solutions | 201 E 54th Ave STE 202 | (907) 318-1092 |
Stacey Allen - State Farm Insurance Agent serves the Anchorage, Alaska metro area as a long-term care insurance agent. The agency assists clients in understanding policies that help cover the costs of extended personal care needs. Planning for such coverage involves evaluating assets and potential future health requirements. The office guides individuals through the process of selecting appropriate policy options. Long-term care insurance can protect retirement savings while ensuring access to necessary support services over time. This local agency handles both individual policy reviews and professional consultations for Anchorage residents.
Aurora National Insurance serves Anchorage residents seeking financial strategies for potential extended care needs, offering guidance on long-term care insurance policies and benefit options. The agency helps individuals evaluate coverage types suited to their future health and asset protection goals. It explains how such policies can address the high costs of assisted living or home-based care services common in Alaska. Aurora National Insurance also serves clients throughout the Anchorage metro area, including the neighboring community of Eagle River.
Serving Anchorage and the surrounding communities across Southcentral Alaska, Alaska Pacific Insurance Agency, doing business as APIA Insurance, handles long-term care insurance as its primary specialty. This agency assists clients in navigating policies that help cover extended personal care needs, offering guidance on financial planning for future health expenses. To address a typical job, it first reviews an individual’s current health situation and long-term care objectives, then compares available plan options to identify suitable coverage solutions that fit a client’s specific budget and lifestyle requirements.
Umialik Insurance Company serves individuals and families in the Anchorage area by offering expert guidance on long-term care insurance policies. It helps clients assess their future care needs, evaluate coverage options, and navigate policy selection to protect assets from the high costs of extended care. Ongoing service includes policy reviews and support with claims filing for long-term care benefits. Potential customers include those planning for retirement or addressing disability risks. The company primarily assists with coverage for residential care facilities, nursing homes, and at-home care services in private residences.
Dewar Insurance Agency in Anchorage, AK offers consultation on long-term care insurance, focusing on the critical difference between single-premium policies payable in one lump sum and recurring-premium plans paid over time. Coverage options typically address future needs for assisted living, nursing home care, or home health services within the local community. This agency individualizes policy discussions to each client’s anticipated expenses and budget. Customer service operates strictly on an as-needed basis, allowing clients to initiate contact when a policy review or new application is desired.
Conrad-Houston Insurance specializes in long-term care insurance solutions, offering guidance to clients in Anchorage and throughout Alaska. The agency assists individuals with evaluating coverage options for nursing homes, assisted living, and in-home care needs. It provides educational consultations to help customers understand policy benefits and financial planning implications associated with aging. As winter approaches, Conrad-Houston Insurance helps residents prepare for the increased risk of fall-related injuries or prolonged illness that may require extended care during Anchorage's harsh seasonal conditions.
Randall Moss Insurance focuses on helping clients plan for the financial challenges of extended care needs, specializing in long-term care insurance policies in Anchorage, Alaska. The agency works to match individuals with coverage that addresses future personal and medical support costs, providing guidance on policy options and benefit structures. This company can serve the insurance needs of owners and operators of professional offices, retail spaces, warehouses, and food service establishments.
Associated Insurance Services in Anchorage provides residential long-term care insurance solutions, helping individuals plan for assisted living and in-home care needs. The agency also covers commercial clients requiring continuity of caregiver benefits for their teams, serving the Anchorage area and surrounding communities. By assessing clients’ evolving health and financial circumstances during each policy review, the team ensures coverage adapts to changing needs, encouraging return appointments between regular service intervals for ongoing plan adjustments.
Last Frontier Insurance LLC, based in Anchorage, serves clients seeking long-term care coverage in Alaska. The company specializes in helping individuals understand policies that protect assets while covering extended care needs. As a local agency, it offers guidance on selecting plans that balance premiums with potential future benefits. This includes support in navigating Alaska’s specific regulatory and cost considerations for long-term care insurance. The agency can additionally provide consultation on pairing a traditional policy with a hybrid life insurance and long-term care rider.
What Does a a Long-Term Care Insurance Agent in Anchorage Cost?
The cost of long-term care insurance in Alaska varies by age, health, and benefit amount. A typical policy for a 55 year old in Anchorage might cost between 150 and 300 dollars per month for a 165,000 dollar benefit pool with 3 percent compound inflation. Premiums for a 65 year old can range from 250 to 500 dollars per month for similar coverage. Alaska rates are generally higher than national averages due to higher care costs in the state. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in Anchorage
A long-term care insurance agent in Anchorage helps you plan for future care costs while protecting your assets. Alaska offers a Long-Term Care Partnership program that allows you to keep more assets if you later need Medicaid. Working with a local agent ensures you understand Alaska specific rules and policy options available in the Anchorage market.
Frequently Asked Questions
What does a long-term care insurance agent in Anchorage do?
An agent helps you compare policies from different carriers and explains coverage options for home care, assisted living, and nursing home care. They also guide you through Alaska specific features like the Partnership program and inflation protection choices. The agent does not provide legal advice but can help you understand how a policy fits your financial plan.
How does the Alaska Long-Term Care Partnership program affect my policy?
The Alaska Partnership program allows you to protect a dollar amount of assets equal to the benefits your policy pays out. If you exhaust your policy benefits and need Medicaid, those protected assets are not counted. An Anchorage agent can explain which policies qualify for this program and how it works under Alaska law.
Are there Alaska specific time limits for buying long-term care insurance?
Alaska does not have a state specific open enrollment period for long-term care insurance. However, insurers use medical underwriting and your age affects premium rates. It is generally easier to qualify for coverage when you are younger and healthier. Alaska law requires a 30 day free look period after you receive your policy.