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Find Life Insurance Agents Near You in St Albans, WV

Browse life insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated life insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole, Saint Albans Insurance Agency. This directory lists 18 life insurance agents serving St Albans.

Showing 18 life insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
3Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
4Saint Albans Insurance Agency701 6th Ave(304) 396-7353
5State Farm Insurance222 Third Ave(304) 722-4201
6Morris Insurance Services715 6th Ave(304) 722-6443
7D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace Ste 5(304) 220-7026
8Horace Mann Insurance1000 6th Ave(304) 727-0969
9Nationwide Insurance: Oscar R Sanford Ii500 4th St(304) 722-4627
10LeRose Insurance LLC701 6th Ave(304) 722-5512
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Life Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves the St Albans, WV metro area and surrounding communities. The agency focuses on helping local residents and families secure life insurance policies designed to provide financial protection for their beneficiaries. In their daily work, they assess individual coverage needs, explain policy options, and guide clients through the application process. Common services include term life insurance policies that cover a set period and whole life insurance that offers lifelong coverage with a cash value component against financial uncertainties.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Life Insurance Agent · St Albans, WV

Colby Johnson - State Farm Insurance Agent in St Albans, WV provides life insurance policies to help individuals and families plan for financial protection. The agent offers ongoing policy reviews and personalized service to ensure coverage aligns with changing needs over time. Clients also receive assistance with policy maintenance, including beneficiary updates and payment adjustments. The agency serves clients with varied property holdings, including single-family homes, apartments, retail establishments, and restaurants.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Life Insurance Agent · St Albans, WV

Affordable Insurance Solutions: Ethan Poole serves homeowners, families, and small business owners throughout the St Albans, WV area with personalized life insurance guidance. Policies are designed to help provide financial protection and long-term security for clients at various stages of life. The agency focuses on understanding individual needs and explaining coverage options clearly. They also assist residents in nearby communities such as Dunbar and the greater Charleston metro region with locating suitable plans. This life insurance agent works to support the lives of local policyholders.

SA
701 6th Ave
Saint Albans Insurance Agency
Life Insurance Agent · St Albans, WV

Saint Albans Insurance Agency serves St Albans, West Virginia, and its surrounding communities with life insurance agent services. It handles term life, whole life, and universal life policies for individuals and families seeking financial protection. The agency works with clients to assess personal coverage needs based on current obligations and long-term goals. To manage a typical job, it begins with a consultation to gather health and lifestyle information, then presents policy options from its carrier network and guides the applicant through underwriting and final enrollment.

SF
222 Third Ave
State Farm Insurance
Life Insurance Agent · St Albans, WV

State Farm Insurance in St. Albans, West Virginia, works with homeowners, vehicle owners, and local business operators who need life insurance coverage. The agency offers term and whole life policies to help families secure financial protection for loved ones. It also assists clients with policy reviews and beneficiary updates to keep plans current. Service extends to nearby communities in the Charleston metro area, including South Charleston and Dunbar.

MI
715 6th Ave
Morris Insurance Services
Life Insurance Agent · St Albans, WV

Morris Insurance Services serves clients in St. Albans, West Virginia, and the surrounding communities of the mid-Ohio Valley region. It handles a full range of life insurance policies designed to provide financial protection for families and individuals in the area. The company largely focuses on helping clients select appropriate coverage amounts that align with their long-term financial goals and household needs. Its typical approach to a job begins with a thorough review of the client’s current situation before policy recommendations are made.

DS
200 Kanawha Terrace Ste 5
D. Scott Jarrett: Allstate Insurance
Life Insurance Agent · St Albans, WV

D. Scott Jarrett: Allstate Insurance in St Albans, WV offers life insurance options that can be purchased as a single premium policy or as a recurring payment plan for ongoing coverage. These policies help local individuals replace lost income and manage final expenses for their families. Service runs on an as-needed basis when clients request policy reviews or updates.

HM
1000 6th Ave
Horace Mann Insurance
Life Insurance Agent · St Albans, WV

Horace Mann Insurance specializes in providing life insurance and related financial protection solutions to clients in St Albans, WV, while also offering guidance on coverage for individuals and families. The agency assists local residents with selecting policies that help secure their loved ones’ financial future. As winter weather increases risks of accidents or unexpected health issues, the agency helps clients adjust their plans to ensure adequate support and stability during these challenging seasonal conditions.

NI
500 4th St
Nationwide Insurance: Oscar R Sanford Ii
Life Insurance Agent · St Albans, WV

As winter weather increases the need for reliable financial protection in St. Albans, WV, residents often seek guidance on securing their family's future. Nationwide Insurance: Oscar R Sanford Ii provides life insurance agent services to local clients navigating these important coverage decisions. The office helps individuals and families understand different policy options tailored to their unique circumstances and long-term goals. A thorough needs assessment is available during the initial consultation, during which basic personal and financial information is reviewed to begin the coverage matching process.

LI
701 6th Ave
LeRose Insurance LLC
Life Insurance Agent · St Albans, WV

LeRose Insurance LLC in St Albans, WV, provides life insurance policies that help individuals and families plan for financial security and unexpected events. The company additionally offers policy features such as customizable coverage options and beneficiary designations. These services support local residents in managing long-term financial goals and obligations. LeRose Insurance LLC serves a range of commercial sectors, including offices, warehouses, and food service establishments, by assisting with insurance needs for employees and business continuity planning.

TI
221 4th Ave
Trusted insurance co
Life Insurance Agent · St Albans, WV
(304) 202-1478
luciennevina259076.wixsite.com/trusted-insurance-co
RC
105 6th Ave
Roger Chambers - Prudential Financial
Life Insurance Agent · St Albans, WV
(304) 727-7146
GB
105 6th Ave
Gregory Ballard - Prudential Financial
Life Insurance Agent · St Albans, WV
(304) 610-4475
prudential.com/us/g.ballard
MS
103 6th Ave
Mountain State Senior Insurance Services
Life Insurance Agent · St Albans, WV
(304) 201-0100
MS
4th St
Mountain State Senior Insurance Services
Life Insurance Agent · St Albans, WV
FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Life Insurance Agent · St Albans, WV
(304) 727-7228
FK
105 6th Ave
Frank Kesselring - Prudential Financial
Life Insurance Agent · St Albans, WV
(304) 727-7146
TI
520 6th Ave
Truist Insurance Services
Life Insurance Agent · St Albans, WV
(304) 722-0300
truist.com

What Does a a Life Insurance Agent in St Albans Cost?

Life insurance costs in West Virginia vary by age, health, and coverage amount. A healthy 35 year old might pay around $25 to $40 per month for a 20 year term policy with $250,000 in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies often cost more but build cash value. This is general information and not insurance advice.

About life insurance agents in St Albans

Life insurance agents in St Albans, West Virginia help residents find coverage that fits their needs and budget. West Virginia law requires all agents to hold a valid state license and follow the West Virginia Insurance Code. Local agents can explain how state regulations affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in West Virginia?

A life insurance agent in West Virginia must hold a valid life insurance producer license issued by the West Virginia Offices of the Insurance Commissioner. This license requires completing pre-licensing education and passing a state exam.

How long does a life insurance application take in St Albans?

The application process can take from a few days to several weeks depending on the policy type and your health history. West Virginia law allows a free look period of at least 10 days after you receive the policy.

Can a life insurance agent help with final expense policies in West Virginia?

Yes, many agents in St Albans offer final expense or burial insurance. These policies are typically smaller face amounts and have simplified underwriting, making them accessible for seniors.

Life Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.