The top-rated life insurance agent in Clarksburg, West Virginia is Shannon Reed - State Farm Insurance Agent, rated 4.9 stars across 349 reviews. Other highly rated options include Rob Johnson - State Farm Insurance Agent, Kyle Johnson Insurance Agency, A Division of Blue Ridge Risk Partners, Health Insurance Agency. This directory lists 10 life insurance agents serving Clarksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Reed - State Farm Insurance Agent | 101 W Pike St | (304) 622-3632 |
| 2 | Rob Johnson - State Farm Insurance Agent | 614 E Main St | (304) 624-3330 |
| 3 | Kyle Johnson Insurance Agency, A Division of Blue Ridge Risk Partners | 493 Washington Ave Ste 1 | (304) 622-5631 |
| 4 | Health Insurance Agency | 308 W Main St | (304) 309-9650 |
| 5 | Crestline Insurance LLC | 817 E Pike St | (304) 249-1978 |
| 6 | Towerpeak Insurance Agency | 201 W Pike St | (304) 714-8878 |
| 7 | Dick Moore Insurance Agency | 126 Marshall St | (304) 622-6600 |
| 8 | Dyer Insurance Group | 347 Washington Ave | (304) 624-5584 |
| 9 | Thomas Insurance Agency | 948 W Pike St | (304) 623-0832 |
| 10 | Mass Mutual Financial Group | 427 W Pike St # 111 | (304) 566-7095 |
Shannon Reed - State Farm Insurance Agent serves the Clarksburg, WV area. The agency provides a range of life insurance policies designed to help protect families and secure financial futures. Clients can find options for term and whole life coverage to meet varying needs and budgets. These plans offer support for final expenses, income replacement, and other long-term financial goals. The office also handles annuity products for retirement income planning.
Rob Johnson - State Farm Insurance Agent provides a range of life insurance options designed to help local families and individuals secure financial protection for their future. Service includes access to policy management, billing assistance, and claims support through the local Clarksburg office. Regular policy reviews are offered to help adjust coverage as client circumstances change. This agency works with clients throughout Clarksburg and surrounding parts of West Virginia. The agent services residential homeowners, apartment renters, retail store proprietors, and restaurant operators in the area.
Homeowners and local business owners in Clarksburg turn to Kyle Johnson Insurance Agency, A Division of Blue Ridge Risk Partners, for guidance on life insurance policies that can protect their families and financial futures. The agency assists clients in understanding term and permanent coverage options tailored to individual needs and long-term goals. Its team works to simplify the selection process for those planning for unexpected events or estate preservation. The agency also serves policyholders residing in the greater Bridgeport area.
Whether seeking a one-time policy review or an ongoing risk assessment, Health Insurance Agency in Clarksburg, WV guides clients through life insurance coverage options for specific financial goals. The agency helps individuals and families understand term, whole, and universal policies suited to local needs. Services are available on a one-time, scheduled, or as-needed basis, depending on client preference and the complexity of the coverage decisions involved.
Crestline Insurance LLC serves Clarksburg, West Virginia, and the surrounding Harrison County communities, offering personalized life insurance agent services to local residents. The company handles term, whole, and universal life insurance policies to help individuals and families secure financial protection. It focuses on understanding each client’s specific needs and goals during an initial consultation. The approach it uses to handle a typical job involves a thorough needs analysis followed by policy recommendations from multiple carriers.
Towerpeak Insurance Agency in Clarksburg, WV offers specialty services in life insurance planning, including term and whole life policies. It generally works with individuals and families to assess long-term financial protection needs and secure appropriate coverage for beneficiaries. The agency helps clients navigate the impact of major life events such as retirement planning or the birth of a child. It also assists with winter-related financial concerns by ensuring loved ones are protected against unexpected hardships during the colder months.
Dick Moore Insurance Agency serves the greater Clarksburg, West Virginia, area, offering life insurance policies tailored to provide financial protection for local residents. The agency guides clients through selecting appropriate coverage to help safeguard their families and businesses from unforeseen circumstances. Policy options are explained clearly to ensure customers understand their choices. The agency handles term life insurance and whole life insurance for clients in this region.
As winter approaches in Clarksburg, families often begin to evaluate their financial security and consider how loved ones would manage without their income. Dyer Insurance Group assists local residents in navigating these decisions by explaining various life insurance options that can help provide long-term protection. Their agents take the time to listen to each client's specific concerns and financial goals. A thorough initial needs assessment is scheduled, during which coverage amounts and policy structures are discussed at length before any formal application process begins.
Thomas Insurance Agency provides life insurance services to residents of Clarksburg, WV, helping clients plan for financial security through coverage that supports families after a loss. Policies offered include whole life and term life options, as well as policies with accelerated death benefits to address critical illnesses. This agency can assist with coverage needs for individuals working in various commercial settings, including local offices, warehouses, and food service operations.
Mass Mutual Financial Group serves residents of Clarksburg, WV, with personalized life insurance solutions tailored to individual financial goals and family protection needs. The agency also provides commercial coverage options for local businesses seeking to safeguard their operations and key personnel. Services extend throughout the greater Clarksburg area and surrounding communities. After an initial policy setup, agents schedule regular reviews to adjust coverage as life circumstances change, ensuring clients receive attentive follow-up and repeat service between those scheduled visits.
What Does a a Life Insurance Agent in Clarksburg Cost?
Life insurance costs in Clarksburg West Virginia vary by age health and coverage amount. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 250000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information not insurance advice.
About life insurance agents in Clarksburg
Life insurance agents in Clarksburg West Virginia help residents choose policies that protect their families and meet state requirements. West Virginia law requires agents to hold a valid license from the West Virginia Offices of the Insurance Commissioner. Local agents can guide you through options like term life whole life and universal life to match your budget and coverage needs.
Frequently Asked Questions
What license does a life insurance agent need in Clarksburg West Virginia?
Agents must hold a resident or non-resident license issued by the West Virginia Offices of the Insurance Commissioner. This requires passing the state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Clarksburg?
The process usually takes two to six weeks from application to approval. This includes underwriting which may require a medical exam. Some policies with no exam can be issued in a few days.
Are life insurance payouts taxed in West Virginia?
Life insurance death benefits are generally not subject to federal or West Virginia state income tax. However if the policy earns interest or is part of an estate estate taxes may apply under West Virginia law.
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