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HomeLife Insurance AgentsTennessee › Oak Ridge

Find Life Insurance Agents Near You in Oak Ridge, TN

Browse life insurance agents serving Oak Ridge, Tennessee. Updated 2026-07-14.

The top-rated life insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 330 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Oak Ridge.

Showing 19 life insurance agents in Oak Ridge, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stephanie Hale-Smith - State Farm Insurance Agent40 New York Ave #110(865) 483-7784
2Bradley Roberts: Allstate Insurance106 S Illinois Ave(865) 482-9596
3Mike Massaglia - State Farm Insurance Agent108 S Illinois Ave(865) 425-7750
4Josh Hemphill - State Farm Insurance Agent574 Oak Ridge Turnpike(865) 512-7542
5Laura Lynn Green - State Farm Insurance Agent136 Marquette Rd(865) 483-5666
6Farm Bureau Insurance1574 Oak Ridge Turnpike(865) 482-5666
7Madison Insurance Group, Inc.795 Main St W Suite 200(865) 425-7300
8Thompson Insurance Group697 Emory Valley Rd E(865) 685-5069
9Fox Insurance Group110 S Illinois Ave(865) 482-0513
10Chris Smith Insurance471 Oak Ridge Turnpike Ste.B(865) 272-3387
SH
40 New York Ave #110
Stephanie Hale-Smith - State Farm Insurance Agent
Life Insurance Agent · Oak Ridge, TN

Stephanie Hale-Smith – State Farm Insurance Agent serves the Oak Ridge, Tennessee, metro area as a life insurance agent. The company helps individuals and families select coverage policies that can provide financial protection and peace of mind. Life insurance services address needs such as income replacement for dependents and final expense planning. The company also assists clients with evaluating term and whole life options suited to their specific scenarios and budgets.

BR
106 S Illinois Ave
Bradley Roberts: Allstate Insurance
Life Insurance Agent · Oak Ridge, TN

Bradley Roberts: Allstate Insurance provides a full range of life insurance policies designed to help Oak Ridge residents secure financial protection for their families. The agency assists clients in selecting appropriate coverage plans and offers ongoing policy reviews to ensure beneficiaries remain properly listed as life circumstances evolve. Agents also help with policy maintenance, such as updating beneficiaries or adjusting coverage amounts over time. This agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

MM
108 S Illinois Ave
Mike Massaglia - State Farm Insurance Agent
Life Insurance Agent · Oak Ridge, TN

Serving Oak Ridge homeowners and commercial property managers, Mike Massaglia’s State Farm Insurance Agency provides life insurance policies designed to offer financial protection for families and businesses. The agency helps clients assess their coverage needs, ensuring they have a suitable plan for long-term security, with a focus on straightforward guidance throughout the selection process. Beyond Oak Ridge, the agency also assists residents and property owners in the nearby Clinton area with comparable life insurance services.

JH
574 Oak Ridge Turnpike
Josh Hemphill - State Farm Insurance Agent
Life Insurance Agent · Oak Ridge, TN

Serving the Farragut area, Josh Hemphill - State Farm Insurance Agent specializes in helping individuals and families select life insurance policies that safeguard their financial future. The agency’s general work also includes reviewing existing coverage and assisting with other standard insurance needs. This location provides guidance during major life transitions such as the birth of a child or a recent home purchase, when updating a policy becomes a key concern during the change of seasons.

LL
136 Marquette Rd
Laura Lynn Green - State Farm Insurance Agent
Life Insurance Agent · Oak Ridge, TN

Serving Oak Ridge and the surrounding communities of Anderson and Roane Counties, Laura Lynn Green - State Farm Insurance Agent provides life insurance coverage to local residents. The agency handles term life, whole life, and universal life policies tailored for income protection and final expenses. It focuses on understanding each client's financial goals and family needs during an initial consultation. To manage a typical job, the agent reviews personal circumstances, explains policy options clearly, and customizes a plan for long-term security.

FB
1574 Oak Ridge Turnpike
Farm Bureau Insurance
Life Insurance Agent · Oak Ridge, TN

Farm Bureau Insurance serves Oak Ridge, Tennessee, and the surrounding communities of Anderson and Roane counties. It handles life insurance policies designed to provide financial protection for families and individuals in the area. The agency works with clients to assess their specific coverage needs based on local factors and personal circumstances. For a typical job, it reviews the client’s current financial situation and long-term goals before recommending a suitable policy option from its available products.

MI
795 Main St W Suite 200
Madison Insurance Group, Inc.
Life Insurance Agent · Oak Ridge, TN

Madison Insurance Group, Inc. in Oak Ridge, TN helps clients choose between one-time term policies to cover temporary needs and recurring payment plans designed for long-term financial obligations. They focus on life insurance agent work: assessing household income, debt, and future goals to craft coverage that matches a family’s specific situation. Their service runs on an as-needed basis, with policyholders scheduling reviews when life events—like a new home, a child’s birth, or retirement—require a coverage adjustment.

TI
697 Emory Valley Rd E
Thompson Insurance Group
Life Insurance Agent · Oak Ridge, TN

As families in Oak Ridge plan for the coming school year or the winter holidays, securing financial protection becomes a renewed priority. Thompson Insurance Group works with local residents to review life insurance policies that align with current needs and future responsibilities. Their agents focus on explaining coverage options clearly, helping clients understand term and whole life distinctions without pressure. An initial assessment starts by gathering basic household information and discussing long-term goals to determine appropriate coverage levels.

FI
110 S Illinois Ave
Fox Insurance Group
Life Insurance Agent · Oak Ridge, TN

Fox Insurance Group specializes in final expense and term life coverage, providing personalized guidance to residents of Oak Ridge, TN. It helps clients through the process of selecting policies that fit individual budgets and long-term financial goals. The agency supports families in protecting their assets and ensuring income replacement needs are addressed. Whether planning for retirement or managing a new mortgage, this firm assists with crucial decisions. It is particularly valuable when helping clients reassess coverage following a major life event, such as a marriage or the birth of a child.

CS
471 Oak Ridge Turnpike Ste.B
Chris Smith Insurance
Life Insurance Agent · Oak Ridge, TN

Serving the broader Oak Ridge area, Chris Smith Insurance helps individuals and families secure financial protection through straightforward life insurance policies. The agency concentrates on term and permanent coverage options to meet diverse client needs. Whether planning for near-term obligations or long-term estate strategies, the company guides clients toward appropriate coverage levels. Chris Smith Insurance regularly works with professionals from various local commercial sectors, including offices, warehouses, and food service businesses.

SP
113 Raleigh Rd
Southern Protection Insurance TN
Life Insurance Agent · Oak Ridge, TN
(865) 290-0191
HC
665A Emory Valley Rd
Herron-Connell Insurance
Life Insurance Agent · Oak Ridge, TN
(865) 483-8483
herronconnell.com
CC
207 S Purdue Ave
Complete Cover Insurance Group
Life Insurance Agent · Oak Ridge, TN
(615) 488-1250
AC
681C Emory Valley Rd
Assurance Center
Life Insurance Agent · Oak Ridge, TN
(423) 380-0924
CH
108 S Illinois Ave
Carriage Hill Insurance
Life Insurance Agent · Oak Ridge, TN
(865) 483-3200
carriagehillinsurance.com
SI
107A W Tennessee Ave
Shelter Insurance - Nathan Mizer
Life Insurance Agent · Oak Ridge, TN
(865) 483-0670
shelterinsurance.com/CA/agent/NMIZER
HH
1062 Oak Ridge Turnpike # 200
Howard Hildreth Insurance & Realty
Life Insurance Agent · Oak Ridge, TN
(865) 483-8476
howardhildrethins.com
PI
1672 Oak Ridge Turnpike
Prime Insurance Co
Life Insurance Agent · Oak Ridge, TN
1A
136 S Illinois Ave #102
1st Auto Insurance Group, LLC
Life Insurance Agent · Oak Ridge, TN
(865) 425-8385
1stautoinsgroup.com

What Does a a Life Insurance Agent in Oak Ridge Cost?

Term life insurance rates in Tennessee typically range from 25 to 60 dollars per month for a healthy 35 year old seeking a 500,000 dollar 20 year policy. Whole life insurance premiums are higher often starting at 100 to 300 dollars per month for the same coverage amount. Costs vary based on age health coverage amount and policy type. This is general information not insurance advice.

About life insurance agents in Oak Ridge

Life insurance agents in Oak Ridge Tennessee help residents choose policies that protect their families and meet financial goals. Tennessee law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Tennessee insurance regulations affect policy benefits and premium payments.

Frequently Asked Questions

What license does a life insurance agent in Oak Ridge need?

Tennessee requires life insurance agents to hold a valid resident license issued by the Tennessee Department of Commerce and Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the TDCI website.

How long do I have to change my mind after buying a life policy in Tennessee?

Tennessee law gives you a free look period of at least 10 days from the date you receive the policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in the state.

Does Tennessee have a state inheritance tax that affects life insurance payouts?

Tennessee does not have a state inheritance tax or estate tax as of 2024. Life insurance death benefits are generally not subject to Tennessee state income tax. However federal estate tax may apply for very large estates.

Life Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.