The top-rated life insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 530 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 14 life insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Shelter Insurance - Dustin Pannell | 1135 Volunteer Pkwy Ste 15A | (423) 573-8871 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee area and surrounding communities as a local life insurance agent. The company focuses on helping individuals and families select appropriate policies that provide financial protection for their loved ones. Agents in this region work to explain various policy types and assist clients through the application process. Darren Lowe - State Farm Insurance Agent handles term life insurance policies and final expense coverage for local residents.
Mike Adams - State Farm Insurance Agent in Bristol, TN, provides a range of life insurance solutions, including term, whole, and universal life policies. The agency offers personalized consultations to help clients assess coverage needs for financial protection and future planning. Assistance is available for policy reviews, beneficiary updates, and claims support. The team services single-family homes, apartments, retail, and restaurants, helping clients in the Bristol area secure their families' financial legacy through tailored coverage options.
Barbara Williams - State Farm Insurance Agent in Bristol, TN serves homeowners, renters, and local business owners by offering life insurance policies that provide financial protection for their families and employees. Clients can discuss term or whole life coverage options to help secure beneficiaries’ futures. The office also assists with related policy adjustments as needs change over time. In addition to serving the Bristol community, this agency covers the surrounding areas of Johnson City and Kingsport, ensuring broader access to personal insurance guidance.
Serving the Bristol, Tennessee area and surrounding communities, Jim Embree Insurance focuses on helping individuals and families with life insurance coverage. The agency handles term policies and whole life policies, addressing the need for financial protection and long-term estate planning for local residents. Its approach involves a straightforward consultation and review of each client’s personal needs, then presenting clear plan options that fit a range of typical household budgets.
Shelter Insurance - Justin Horn specializes in life insurance products to help individuals protect their families' financial future. The agency also provides general insurance services for clients throughout the Bristol, TN area. Guided by a focus on tailoring coverage to personal needs, the agent works with customers to choose appropriate policy types and amounts. This support can be particularly valuable during times of life change, such as preparing for the arrival of a new child or reassessing coverage needs after the death of a spouse.
For a life insurance agent company, the primary difference lies between one-time term policies offering fixed coverage for a set period and recurring whole life options that build cash value over a lifetime. Burnette & Associates Insurance in Bristol, TN, assists clients in evaluating which coverage best suits their specific financial protection needs and long-term family security goals. Service for policy selection and annual reviews typically operates on a scheduled basis to ensure continued adequacy.
Farm Bureau Insurance serves Bristol, Tennessee, providing life insurance agent services to individuals and families in the area. The agency assists clients in selecting life insurance policies suited to their financial goals and coverage needs. It offers guidance on term and whole life insurance plans, helping policyholders secure protection for their beneficiaries. The focus is on matching each customer with an appropriate policy based on their current stage in life. Specifically, it handles term life insurance for temporary coverage needs and whole life insurance for permanent financial protection.
As families in the Tri-Cities area begin to think about their long-term security, Burke, Powers & Harty, Inc., located in Bristol, TN, provides guidance on life insurance options. They help clients assess coverage amounts by considering current obligations, future education costs, and income replacement needs. The agency specializes in term and whole life policies to suit different budgets and protection goals. An initial consultation is scheduled to review existing coverage and personal objectives.
The Buddy Crump Insurance Agency Inc operates as a life insurance agent in Bristol, TN, helping individuals and families secure financial protection. This firm specializes in offering coverage that can address income replacement and final expense planning. It serves clients by assessing their personal needs for long-term financial security. The company works with both personal and commercial clients, supporting businesses located in offices, warehouses, and food service operations that require key person or buy-sell life policies.
Serving residential clients in the Bristol area, Shelter Insurance - Dustin Pannell also provides commercial coverage for local businesses. As a life insurance agent serving the broader Tennessee region, the agency helps clients assess their financial protection needs. Policies are tailored to individual situations, ensuring appropriate coverage for families and business owners alike. Following each policy review or new application, the office arranges follow-up contact to address future adjustments between regular visits.
What Does a a Life Insurance Agent in Bristol Cost?
A typical term life policy for a healthy 35 year old in Tennessee may cost between 20 and 40 dollars per month for 250k in coverage. Whole life policies can range from 100 to 300 dollars per month depending on age and health. Final expense policies often cost 30 to 80 dollars per month. Costs vary widely by age health and coverage amount. This is general information not insurance advice.
About life insurance agents in Bristol
Life insurance agents in Bristol Tennessee help residents choose policies that fit their budget and family needs. Tennessee law requires agents to hold a valid state license and follow the Tennessee Insurance Code. Local agents can guide you through term life whole life and final expense options available in the Tri-Cities region.
Frequently Asked Questions
What license does a life insurance agent need in Tennessee?
Agents must hold a valid Tennessee insurance producer license. They pass a state exam and complete continuing education every two years to stay compliant.
How long do I have to review a life insurance policy in Tennessee?
Tennessee gives you a free look period of at least 10 days after you receive the policy. You can cancel for a full refund during this time.
Can I buy life insurance without a medical exam in Bristol?
Yes many agents offer simplified issue or guaranteed issue policies that do not require a medical exam. These policies often have lower coverage amounts and higher premiums.
Life Insurance Agents in Other Tennessee Cities
Alcoa · Arlington · Bartlett · Brentwood · Chattanooga · Clarksville · Cleveland · Clinton · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Goodlettsville