The top-rated life insurance agent in Memphis, Tennessee is Farm Bureau Insurance, rated 4.9 stars across 352 reviews. Other highly rated options include Hudspeth Benefits Group, Fields Insurance, Globe Life Liberty National Division: Terah Mims Agency. This directory lists 20 life insurance agents serving Memphis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farm Bureau Insurance | 4050 N Germantown Pkwy | (901) 386-3614 |
| 2 | Hudspeth Benefits Group | 5635 Walnut Grove Rd | (901) 763-2021 |
| 3 | Fields Insurance | 3766 Ridgeway Rd | (901) 465-0011 |
| 4 | Globe Life Liberty National Division: Terah Mims Agency | 1255 Lynnfield Rd STE 100 | (901) 363-8234 |
| 5 | Clay & Land Insurance, Inc. | 866 Ridgeway Loop Rd | (901) 767-3600 |
| 6 | Liberty Mutual Insurance Dustin Hopkins | 6060 Poplar Ave #301 | (901) 212-1797 |
| 7 | Riskbusters Insurance | 5865 Ridgeway Center Pkwy Suite 300 | (901) 767-1890 |
| 8 | Globe Life American Income Division: AO | 6000 Poplar Ave Suite 250 - #3589 | (800) 842-0022 |
| 9 | Tennessee Medicare Guidance | 3263 W Sarazens Cir | (901) 493-1511 |
| 10 | Danny Johnson - Horizon Insurance Group | 3181 Poplar Ave Suite 318 | (901) 646-5250 |
Farm Bureau Insurance in Memphis, Tennessee, assists individuals and families with life insurance policies designed to provide financial protection and income replacement. Specializing in life insurance coverage, the agency helps clients plan for long-term security and unexpected events. Agents evaluate personal needs and recommend suitable term or whole life options. The company serves a range of local commercial sectors including offices, warehouses, and food service operations, offering tailored coverage for business continuity and employee benefits.
Hudspeth Benefits Group serves the Memphis, Tennessee metro area as a life insurance agent, helping individuals and families assess their financial protection needs. The team guides clients through the process of selecting coverage that can provide income replacement and help settle final expenses. Common services include term life insurance for temporary needs and whole life policies for lifelong protection with cash value accumulation.
Fields Insurance provides life insurance coverage to individuals and families in the Memphis, Tennessee area. It offers term, whole, and universal life policies tailored to each client's financial planning needs. The agency guides clients through the application process and assists with policy maintenance, including beneficiary updates and premium adjustments. This straightforward service helps ensure that coverage remains aligned with changing circumstances over time. Fields Insurance services single-family homes, apartments, retail, and restaurants, providing protection for both personal assets and commercial properties.
Some life insurance agents handle a single policy purchase, while others provide ongoing service as coverage needs change. At this agency in Memphis, agents work with local families and individuals to review term, whole, and supplemental life insurance plans. The focus remains on matching benefits to financial situations without promising fixed results. Policyholders receive support throughout their coverage period. Service at Globe Life Liberty National Division: Terah Mims Agency runs on an as-needed basis for questions, adjustments, or claims assistance.
Clay & Land Insurance, Inc. serves the Memphis, Tennessee area and its surrounding communities, handling life insurance coverage for local residents. It helps clients select policies that provide financial protection for their families and beneficiaries. The agency works with individuals to understand their long-term needs and budgeting preferences. To handle a typical job, the agent reviews each client’s personal situation and available policy options before presenting tailored recommendations for coverage.
Homeowners, businesses, and property managers in the Memphis area rely on Liberty Mutual Insurance Dustin Hopkins for life insurance agent services. This local office guides clients in selecting coverage that helps protect families’ financial futures and business continuity. The agent assists with policy comparisons and enrollment, serving individuals and commercial entities alike. Services also extend to nearby communities within Shelby County and the broader Memphis metropolitan area.
As a life insurance agent in Memphis, Tennessee, Riskbusters Insurance specializes in helping individuals secure term life policies and whole life coverage. Its general services include assessing clients’ long-term financial protection needs and guiding them toward suitable policy options. The agency regularly assists local families with ensuring income replacement and mortgage protection. During open enrollment periods or after a major life event like the birth of a child, it helps clients evaluate whether their existing coverage still meets their changing household responsibilities.
As Memphis families begin planning for the summer sun and longer days, securing financial protection becomes a pressing concern. Globe Life American Income Division: AO in Memphis, TN, connects residents with life insurance policies tailored to cover unexpected final expenses and provide income replacement for dependents. Agents work closely with clients to clarify coverage amounts that fit a household’s budget. An initial in-person or virtual consultation includes a straightforward needs assessment and a review of existing coverage to identify any gaps.
Tennessee Medicare Guidance provides life insurance agent services to individuals and families throughout the Memphis area. It focuses on helping clients understand their coverage options and select appropriate policies for financial protection. The company also offers specialized guidance for Medicare-related needs, assisting with plan comparisons and enrollment. Its services extend to various local commercial sectors, including professional offices, warehouses, and food service operations that require employee benefits planning.
What Does a a Life Insurance Agent in Memphis Cost?
Life insurance costs in Tennessee depend on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health issues may pay higher rates. This is general information and not insurance advice.
About life insurance agents in Memphis
Life insurance agents in Memphis Tennessee help residents find coverage that fits their needs and budget. Tennessee law requires agents to be licensed by the state Department of Commerce and Insurance. A local agent can explain how Tennessee insurance regulations affect policy options and claims.
Frequently Asked Questions
What license does a life insurance agent need in Tennessee?
Agents must hold a valid Tennessee life insurance producer license. They must complete pre-licensing education and pass a state exam. The license is renewed every two years with continuing education.
How long do I have to file a life insurance claim in Tennessee?
Tennessee law does not set a strict deadline for filing a claim but insurers generally require prompt notice. Most policies require claims to be filed within one to two years of the insureds death. Check your policy for specific time limits.
Can a Memphis agent help with both term and permanent life insurance?
Yes most licensed agents in Memphis offer term life whole life and universal life policies. They can compare quotes from multiple carriers to find a plan that matches your goals and budget.
Life Insurance Agents in Other Tennessee Cities
Alcoa · Arlington · Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Clinton · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown