The top-rated life insurance agent in Gallup, New Mexico is Michael Kozeliski - State Farm Insurance Agent, rated 5.0 stars across 80 reviews. Other highly rated options include Gilbert Ramirez - State Farm Insurance Agent, C&R Insurance, Joshua Turney - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Gallup.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Kozeliski - State Farm Insurance Agent | 194 E Historic Hwy 66 | (505) 488-7116 |
| 2 | Gilbert Ramirez - State Farm Insurance Agent | 1615 S 2nd St | (505) 863-9361 |
| 3 | C&R Insurance | 1365 US-491 | (505) 863-2340 |
| 4 | Joshua Turney - State Farm Insurance Agent | 921 W Aztec Ave | (505) 863-4483 |
| 5 | Chee Montano - State Farm Insurance Agent | 1114 E Hwy 66 | (505) 722-2944 |
| 6 | Clay Fultz Insurance Agency Inc | 201 E Aztec | (505) 722-4476 |
| 7 | Tanner Insurance Services | 1308 Metro Ave | (505) 399-3222 |
| 8 | Bobby with Rocky Mountain West Insurance Agency | 405 E Vega Ave | (505) 226-4442 |
| 9 | Red Rock Insurance | 212 W Coal Ave | (505) 591-3831 |
| 10 | Angela Biava: Allstate Insurance | 196 E Hwy 66 | (505) 722-6900 |
Michael Kozeliski - State Farm Insurance Agent serves the Gallup, New Mexico, area and surrounding McKinley County as a life insurance agent. The agency assists clients with essential services including term life and whole life insurance policies. Each policy is tailored to help individuals protect their families against financial uncertainty. The agent works closely with customers to understand their long-term goals and to choose appropriate coverage for their needs. Specific services available through this office include mortgage protection policies and final expense plans.
Serving Gallup and the surrounding communities in McKinley County, Gilbert Ramirez - State Farm Insurance Agent handles life insurance policies for local residents and families. The agency addresses a range of needs, including term and whole life coverage alongside final expense options. Each consultation begins with a review of the client's financial situation and long-term goals. Gilbert Ramirez works through the application process step by step, explaining policy features and coverage limits to ensure clear understanding. This approach allows clients to make informed decisions about protecting their loved ones.
C&R Insurance provides a full range of life insurance solutions for individuals, families, and business owners in the Gallup, NM area. Its service plans include helping clients assess their coverage needs, comparing policy options, and adjusting beneficiaries as life circumstances change. The agency assists with term, whole, and universal life policies to address financial protection and legacy planning goals. It serves a variety of properties, including single-family homes, apartments, retail shops, and local restaurants.
Joshua Turney - State Farm Insurance Agent in Gallup, NM serves homeowners and local business owners by offering life insurance policies that help protect families and financial futures. The agency also provides related personal insurance services to address individual coverage needs, such as income replacement and final expense planning. Clients can work with the agent to review policy options and tailor solutions for their specific situations. The office additionally covers the neighboring community of Zuni and surrounding McKinley County areas.
Chee Montano - State Farm Insurance Agent in Gallup, NM offers clients a choice between one-time life insurance policies and recurring coverage options that require ongoing premium payments. As a local life insurance agent serving the Gallup area, this business helps individuals and families secure financial protection for their beneficiaries. Coverage is tailored to meet specific needs and budgets. Service for initial policy setup and any subsequent policy adjustments or claims runs on an as-needed basis.
Clay Fultz Insurance Agency Inc offers life insurance policies that provide financial protection for families and businesses in Gallup, New Mexico. It assists clients with term, whole, and universal life insurance options to meet various needs and budgets. The agency also guides customers through the application process and policy selection. During the winter holiday season, the company helps individuals review their coverage to ensure loved ones are secure against unexpected events.
As the seasons change and families in Gallup, New Mexico, review their financial protections, Tanner Insurance Services offers guidance on life insurance policies tailored to local needs. The company helps clients understand coverage options that can secure their household’s future. An initial consultation begins with a face-to-face assessment of the applicant’s current health and income situation.
Bobby with Rocky Mountain West Insurance Agency in Gallup, NM provides life insurance coverage that helps families plan for financial security. This agency specializes in adding policy riders for accidental death and critical illness to customize basic plans. Its local agents can consult with office workers needing group policies, warehouse employees seeking individual term coverage, and food service staff requiring simple whole life options.
Red Rock Insurance provides life insurance services for residential clients in Gallup, New Mexico, helping families secure financial protection. The agency also offers commercial coverage options for local businesses in the surrounding McKinley County area. They work with individuals to understand policy terms and coverage needs. Regular service visits allow clients to update beneficiaries or adjust plans. Follow-up occurs between these visits for policy changes or questions about renewals.
Angela Biava: Allstate Insurance in Gallup, NM, is known for providing life insurance agent services to local residents and businesses. Its range of coverage includes policies designed to offer financial protection for families and help secure future income streams. The agency serves clients throughout Gallup and the surrounding McKinley County area. As a life insurance agent, it assists customers in planning for long-term needs such as final expenses and mortgage protection. A specialty service it can add on is accidental death benefit riders for additional policy flexibility.
What Does a a Life Insurance Agent in Gallup Cost?
Life insurance costs in Gallup, New Mexico vary by age, health, and coverage amount. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy of 250,000 dollars. Older applicants or those with health conditions may pay higher premiums. This is general information, not insurance advice.
About life insurance agents in Gallup
Life insurance agents in Gallup, New Mexico help residents choose policies that protect their families. New Mexico law requires agents to be licensed through the New Mexico Office of Superintendent of Insurance. Many agents in Gallup offer term life, whole life, and universal life insurance options.
Frequently Asked Questions
What licenses do life insurance agents need in Gallup New Mexico?
Life insurance agents in New Mexico must hold a valid license from the New Mexico Office of Superintendent of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get life insurance in Gallup?
The process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam may be issued in 1 to 2 weeks. Policies requiring a medical exam often take 4 to 8 weeks for underwriting and approval.
Are there state-specific rules for life insurance in New Mexico?
New Mexico has a free look period of 30 days for life insurance policies. This allows you to cancel the policy for a full refund if you change your mind. The state also requires insurers to provide clear policy summaries and disclosures.
Life Insurance Agents in Other New Mexico Cities
Alamogordo · Albuquerque · Artesia · Carlsbad · Farmington · Hobbs · Las Cruces · Lovington · Rio Rancho · Santa Fe