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Find Life Insurance Agents Near You in Carlsbad, NM

Browse life insurance agents serving Carlsbad, New Mexico. Updated 2026-07-14.

The top-rated life insurance agent in Carlsbad, New Mexico is Bonnie Ornelas - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include George Gandy Insurance, Goetz 2 U Insurance, EZ Hester Agency: Allstate Insurance. This directory lists 19 life insurance agents serving Carlsbad.

Showing 19 life insurance agents in Carlsbad, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bonnie Ornelas - State Farm Insurance Agent304 N Canyon St Ste A(575) 887-7681
2George Gandy Insurance710 N Canyon St(575) 885-0171
3Goetz 2 U Insurance1614 Mission Ave(985) 244-9457
4EZ Hester Agency: Allstate Insurance1127 S Canal St(575) 234-1477
5Farmers Insurance - Roy Willis312 N Canal St STE C(575) 885-3276
6Tom McMullan - State Farm Insurance Agent701 N Canal St B(575) 887-6681
7Martin Lara409 N Canyon St(575) 628-1876
8Dunagan Associates208 W Stevens St(575) 885-2138
9Montgomery Insurance Agency, part of WaFd Insurance Group203 W Mermod St(575) 725-2110
10J. S. Ward & Son, Inc. - Carlsbad602 W Pierce St(575) 941-2010
BO
304 N Canyon St Ste A
Bonnie Ornelas - State Farm Insurance Agent
Life Insurance Agent · Carlsbad, NM

Bonnie Ornelas - State Farm Insurance Agent serves the Carlsbad, New Mexico area and the surrounding county as a life insurance agent. The agency provides financial protection products designed to help individuals plan for their family’s long-term security. It assists clients in evaluating their coverage needs based on personal circumstances and future goals. Policy options can offer income replacement for dependents and final expense support for loved ones. Among the specific services handled in this area are term life insurance policies and whole life insurance plans.

GG
710 N Canyon St
George Gandy Insurance
Life Insurance Agent · Carlsbad, NM

George Gandy Insurance offers both one-time policy evaluations for new clients and ongoing coverage management for existing policyholders, addressing the need for temporary versus permanent life insurance solutions. Life insurance in Carlsbad, New Mexico, typically protects families against income loss and covers final expenses through term or whole life policies. This agency provides personalized guidance to match individual financial goals and risk tolerance within the local community. Service is available on a scheduled or as-needed basis, depending on client preference.

G2
1614 Mission Ave
Goetz 2 U Insurance
Life Insurance Agent · Carlsbad, NM

Goetz 2 U Insurance provides a range of life insurance services in Carlsbad, New Mexico, including policy selection and coverage consultation. It assists clients in choosing appropriate term or whole life plans and offers guidance on policy maintenance. The company services the needs of local homeowners by providing coverage for individual families and properties. Its offerings extend to those owning rental income properties, as well as retail establishments and restaurants seeking to protect their business assets.

EH
1127 S Canal St
EZ Hester Agency: Allstate Insurance
Life Insurance Agent · Carlsbad, NM

EZ Hester Agency: Allstate Insurance serves homeowners, businesses, and property managers in Carlsbad, New Mexico, by offering life insurance policies tailored to individual financial goals. As a local life insurance agent, the company helps clients assess coverage needs for income replacement, debt protection, and final expenses. With a focus on personalized consultations, the agency guides customers through policy options suited to their stage of life. Its services also extend to residents in the neighboring community of Artesia, providing the same dedicated support for securing financial futures.

FI
312 N Canal St STE C
Farmers Insurance - Roy Willis
Life Insurance Agent · Carlsbad, NM

Serving Carlsbad and the surrounding communities in Eddy County, Farmers Insurance - Roy Willis handles life insurance policies designed to protect local families and individuals financially. It offers coverage options that can help secure a client’s long-term financial planning needs. The agency works through a consultation-first approach, taking the time to assess each client's personal situation and future goals before recommending a suitable life insurance solution to match their specific requirements.

TM
701 N Canal St B
Tom McMullan - State Farm Insurance Agent
Life Insurance Agent · Carlsbad, NM

Tom McMullan - State Farm Insurance Agent serves clients in Carlsbad, NM, offering life insurance policies that can be structured as either a single-payment, one-time purchase or as an ongoing, regularly scheduled premium plan. Coverage typically provides financial protection for beneficiaries after the policyholder’s death. Service is provided in person at the office or by phone, and appointments are available on both a scheduled and an as-needed basis, allowing customers to arrange consultations according to their convenience.

ML
409 N Canyon St
Martin Lara
Life Insurance Agent · Carlsbad, NM

Martin Lara provides life insurance services to individuals and families in Carlsbad, New Mexico, offering policies that address income replacement and final expense needs. The agency also specializes in supplemental coverage options that can enhance existing benefits. Businesses in the area can obtain policies for key personnel, helping to ensure financial stability. Commercial sectors served include local offices, warehouses, and food service establishments.

DA
208 W Stevens St
Dunagan Associates
Life Insurance Agent · Carlsbad, NM

Dunagan Associates specializes in helping clients navigate life insurance options suited to long-term financial security, offering tailored term and whole life policies for residents of Carlsbad, NM. It works with individuals and families to select appropriate coverage amounts based on personal income and dependents. The agency also assists with policy adjustments during major life transitions, such as marriage or retirement. For those approaching open enrollment periods or facing changes in family health status, it helps review and update existing plans to address updated coverage needs without unnecessary costs.

MI
203 W Mermod St
Montgomery Insurance Agency, part of WaFd Insurance Group
Life Insurance Agent · Carlsbad, NM

As families in Carlsbad begin to plan for the new year, securing financial protection for loved ones becomes a common priority. Montgomery Insurance Agency, part of WaFd Insurance Group, helps local residents navigate this need through straightforward life insurance agent services tailored to individual situations. The team takes time to explain available coverage options for term or permanent policies, addressing concerns specific to New Mexico families. An initial conversation is arranged to review personal circumstances and assess each client’s specific protection requirements before recommending any solutions.

JS
602 W Pierce St
J. S. Ward & Son, Inc. - Carlsbad
Life Insurance Agent · Carlsbad, NM

J. S. Ward & Son, Inc. - Carlsbad offers residential life insurance services to local homeowners typically securing coverage for families and individuals. Commercial policies address protection needs for small businesses operating throughout the greater Carlsbad area. The agency carefully guides clients through policy options, providing straightforward explanations of coverage details and premium structures. Each regular discussion of existing protection allows the agent to document changes in the policyholder’s personal or professional circumstances, scheduling a follow-up visit to address any necessary adjustments or to add new coverage between annual reviews.

SF
701 N Canal St
State Farm
Life Insurance Agent · Carlsbad, NM
(575) 887-6681
SF
1002 W Pierce St Ste B
State Farm Insurance
Life Insurance Agent · Carlsbad, NM
(575) 887-7681
statefarm.com
FI
409 N Canyon St
Farmers Insurance - Aaron Ruiz
Life Insurance Agent · Carlsbad, NM
(575) 628-1876
agents.farmers.com/nm/carlsbad/aaron-ruiz
HI
313 N Canyon St
HUB International
Life Insurance Agent · Carlsbad, NM
(575) 887-1181
hubinternational.com/offices/us/new-mexico/carlsbad
FB
104 W Hagerman St
Farm Bureau Financial Services: Bobby Bowen
Life Insurance Agent · Carlsbad, NM
(575) 628-2600
fbfs.com/find-an-agent/bobbybowen/hours-locations
FI
312 N Canal St STE C
Farmers Insurance
Life Insurance Agent · Carlsbad, NM
(575) 885-3276
farmers.com/companies
FB
1021 W Hagerman St
Farm Bureau Insurance
Life Insurance Agent · Carlsbad, NM
(575) 885-1581
txfb-ins.com
EH
1127 S Canal St
ERIC HESTER: Allstate Insurance
Life Insurance Agent · Carlsbad, NM
(575) 234-1477
agents.allstate.com/eric-hester-carlsbad-nm.html
WE
717 N 6th St
Wedoitinsurance
Life Insurance Agent · Carlsbad, NM
(575) 266-3119
wedoitinsurance.com

What Does a a Life Insurance Agent in Carlsbad Cost?

Life insurance costs in New Mexico vary by age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might cost between 20 and 50 dollars per month for 250000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. This is general information not insurance advice.

About life insurance agents in Carlsbad

Life insurance agents in Carlsbad, New Mexico help residents find coverage that fits their needs. New Mexico law requires agents to hold a valid state license and follow the New Mexico Insurance Code. Local agents understand the unique risks and needs of families in Eddy County.

Frequently Asked Questions

What license does a life insurance agent need in New Mexico?

A life insurance agent in New Mexico must hold a valid resident or non-resident license issued by the New Mexico Office of Superintendent of Insurance. The agent must complete pre-licensing education and pass a state exam.

How long does it take to get a life insurance policy in Carlsbad?

The application process can take from a few days to several weeks depending on the type of policy and the applicants health history. Some policies offer accelerated underwriting for faster approval.

Can a life insurance agent help with New Mexico state specific rules?

Yes a local agent can explain New Mexico laws such as the free look period which gives you 10 days to cancel a policy for a full refund. They also know about community property rules that affect beneficiaries.

Life Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.