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Browse life insurance agents serving Kalispell, Montana. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Kalispell, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Montana before hiring.
Showing 20 life insurance agents in Kalispell, MT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Located inside ReMax Glacier Country, 6 Sunset Plaza Suite A, Kalispell, MT 59901
(406) 219-7650
lonetreeinsurance.com
HUB International
100 Financial Dr STE 110, Kalispell, MT 59901
(406) 752-8693
hubinternational.com
Life insurance agents in Kalispell Montana help residents find coverage that fits their needs and budget. Montana law requires agents to be licensed through the Montana Commissioner of Securities and Insurance. Local agents understand the unique needs of Flathead Valley families and businesses.
What Does a Life Insurance Agent in Kalispell Cost?
A typical term life insurance policy for a healthy 35-year-old in Montana costs between $25 and $50 per month for $500,000 in coverage. Whole life insurance premiums are higher often starting at $100 to $300 per month for the same face amount. Costs depend on age health and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Montana?
A life insurance agent in Montana must hold a valid resident or non-resident license from the Montana Commissioner of Securities and Insurance. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How long do I have to file a life insurance claim in Montana?
Montana does not have a specific statute of limitations for filing a life insurance claim, but most policies require prompt notification. The Montana Insurance Code gives insurers up to 30 days to review a claim after receiving proof of death. If the claim is denied you have up to one year to file a lawsuit under Montana Code Annotated 27-2-206.
Can a life insurance agent in Kalispell help with estate planning?
Yes many life insurance agents in Kalispell work with estate planning attorneys to structure policies for Montana residents. Life insurance proceeds can help pay estate taxes or provide liquidity for heirs. Montana has no state estate tax but federal estate tax rules may still apply for large estates.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Montana.