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HomeLife Insurance AgentsMontana › Kalispell

Find Life Insurance Agents Near You in Kalispell, MT

Browse life insurance agents serving Kalispell, Montana. Updated 2026-07-14.

The top-rated life insurance agent in Kalispell, Montana is Sandra Goode-Long - State Farm Insurance Agent, rated 4.9 stars across 571 reviews. Other highly rated options include Flathead Insurance- Kalispell Montana Insurance, TJ Wendt - State Farm Insurance Agent, Grachek Insurance. This directory lists 20 life insurance agents serving Kalispell.

Showing 20 life insurance agents in Kalispell, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sandra Goode-Long - State Farm Insurance Agent475 N Main St(406) 257-7714
2Flathead Insurance- Kalispell Montana Insurance2330 U.S. Hwy 2 E(406) 752-8000
3TJ Wendt - State Farm Insurance Agent2129 US-2(406) 752-9300
4Grachek Insurance1147 S Main St(406) 755-4000
5Tamarack Insurance185 Commons Loop Suite C(406) 270-2463
6Bailey Insurance Services4 Meridian Ct(406) 752-7676
7AAA Kalispell Branch135 Hutton Ranch Rd #106(406) 758-6980
8Farmers Insurance - Shaine Reece575 Sunset Blvd Suite 102(406) 752-9100
9Montana First Insurance, Inc.1088 N Meridian Rd(406) 755-0719
10Paradox Insurance Agency1205 S Main St(406) 451-0180
SG
475 N Main St
Sandra Goode-Long - State Farm Insurance Agent
Life Insurance Agent · Kalispell, MT

Sandra Goode-Long - State Farm Insurance Agent serves Kalispell, MT, as a life insurance agent. The company provides essential financial protection through life insurance products. Clients can explore policies designed to support beneficiaries after a loss. Term life insurance offers coverage for a specified period, while whole life policies build cash value over time. In this area, the agency assists with both term life policies and whole life policies.

FI
2330 U.S. Hwy 2 E
Flathead Insurance- Kalispell Montana Insurance
Life Insurance Agent · Kalispell, MT

Flathead Insurance- Kalispell Montana Insurance provides a range of life insurance agent services in the Kalispell area, including policy selection guidance and claims assistance. Ongoing service plans involve annual policy reviews to help adjust coverage as client circumstances change. On-call support addresses beneficiary updates and policyholder questions throughout the year. The company typically services individual single-family homes, apartments, retail shops, and locally owned restaurants in the surrounding Flathead Valley region.

TW
2129 US-2
TJ Wendt - State Farm Insurance Agent
Life Insurance Agent · Kalispell, MT

TJ Wendt - State Farm Insurance Agent helps homeowners, renters, and business owners in Kalispell, Montana, find life insurance coverage that protects their families and financial futures. The agent works with clients to understand their long-term needs and offers policies that provide income replacement and final expense benefits. This local office serves customers throughout the Flathead Valley, including the neighboring community of Columbia Falls.

GI
1147 S Main St
Grachek Insurance
Life Insurance Agent · Kalispell, MT

At Grachek Insurance in Kalispell, MT, clients distinguish between one-time policy purchases and ongoing life coverage that adapts as needs change. The agency assists individuals in selecting term or permanent plans, helping beneficiaries secure financial stability after a loss. As life insurance agents in this region, they address local considerations such as estate planning and dependent support. Their service model operates on an as-needed basis, meaning policy reviews and adjustments are arranged when the client requests them rather than following a predetermined schedule.

TI
185 Commons Loop Suite C
Tamarack Insurance
Life Insurance Agent · Kalispell, MT

Tamarack Insurance specializes in life insurance agent services for individuals and families in Kalispell, MT. It helps clients select appropriate coverage for protection and financial planning. The company works with local residents to assess policy options that fit different budgets and life stages. This includes guidance on term and whole life products. Tamarack Insurance also assists with updating policies after major life changes, such as the arrival of a new child or the approach of retirement season.

BI
4 Meridian Ct
Bailey Insurance Services
Life Insurance Agent · Kalispell, MT

As winter approaches in Kalispell, many residents reassess how their families would manage financially after a loss. Bailey Insurance Services helps local households evaluate life insurance options suited to their long-term needs. The company works closely with clients to determine appropriate coverage amounts that protect spouses, children, and future obligations. Typical discussions address income replacement, mortgage protection, and final expenses. This careful process begins with a no-obligation initial consultation to review each client’s existing coverage and personal circumstances.

AK
135 Hutton Ranch Rd #106
AAA Kalispell Branch
Life Insurance Agent · Kalispell, MT

As the AAA Kalispell Branch, it serves Kalispell, Montana, and the surrounding Flathead Valley communities. The agency handles life insurance policies designed to provide financial security for families and individuals. It assists clients in navigating policy options that fit distinct coverage needs and budget considerations. The company’s general approach to a typical job involves a thorough initial consultation, evaluating the client’s long-term goals, and then presenting tailored life insurance solutions that align with those objectives.

FI
575 Sunset Blvd Suite 102
Farmers Insurance - Shaine Reece
Life Insurance Agent · Kalispell, MT

Farmers Insurance - Shaine Reece helps individuals and families in Kalispell, MT, plan for financial protection through life insurance policies, including term and whole life options. The agency focuses on tailoring coverage to meet long-term needs. Local clients can receive guidance on providing income replacement and debt protection for beneficiaries. The office serves commercial clients as well, offering respective policies designed for offices, warehouses, and food service operations to help safeguard their businesses from unforeseen losses.

MF
1088 N Meridian Rd
Montana First Insurance, Inc.
Life Insurance Agent · Kalispell, MT

Serving residential customers throughout the Kalispell area, Montana First Insurance, Inc. also provides commercial coverage for local businesses seeking life insurance and related protection. As a dedicated life insurance agent, the company assists clients in understanding available policy options tailored to personal and professional needs. They work to ensure each client understands how coverage can support long-term financial planning. Between regular visits, Montana First Insurance, Inc. encourages clients to schedule follow-up consultations whenever personal circumstances change or new coverage questions arise.

PI
1205 S Main St
Paradox Insurance Agency
Life Insurance Agent · Kalispell, MT

Paradox Insurance Agency in Kalispell, MT, is known for helping clients plan financial protection through life insurance coverage. It serves individuals and families seeking to secure their beneficiaries’ financial future amid life’s uncertainties. Policies are tailored to address specific needs such as income replacement for dependents or final expense arrangements. The agency guides customers through the complexities of selecting appropriate policy terms and benefit amounts. It can also add on a service for reviewing or updating an existing life insurance policy to ensure it still fits changing circumstances.

HI
114 1st Ave W
Hebert Insurance Agency - Marlene Hebert
Life Insurance Agent · Kalispell, MT
(406) 755-6453
marlenehebertinsurance.com
MM
165 Timberwolf Pkwy
Marsh McLennan Agency
Life Insurance Agent · Kalispell, MT
(406) 758-4200
mmanorthwest.com/location/montana/kalispell
GI
30 5th St E Suite 101
Goosehead Insurance - Scott Countryman Agency
Life Insurance Agent · Kalispell, MT
(406) 703-3002
getgoosehead.com
NR
1825 US Hwy 93 S Ste B
Northern Rockies Insurance Agency: Allstate Insurance
Life Insurance Agent · Kalispell, MT
(406) 755-5566
agents.allstate.com/northern-rockies-insurance-agency-kalispell-mt.html
GI
38 E Washington St Ste #5
GlobalGreen Insurance Agency of Montana
Life Insurance Agent · Kalispell, MT
(406) 314-6300
globalgreeninsuranceofmontana.com
CI
245 S Main St
Cogswell Insurance - Kalispell
Life Insurance Agent · Kalispell, MT
(406) 755-8888
cogswellinsurance.com
TA
750 N Meridian Rd
Tinseth & Associates Inc
Life Insurance Agent · Kalispell, MT
(406) 752-8576
tinsethassociates.com
LT
Located inside ReMax Glacier Country, 6 Sunset Plaza Suite A
Lone Tree Insurance - Kalispell
Life Insurance Agent · Kalispell, MT
(406) 219-7650
lonetreeinsurance.com
HI
100 Financial Dr STE 110
HUB International
Life Insurance Agent · Kalispell, MT
(406) 752-8693
hubinternational.com/offices/us/montana/kalispell
FF
24 1st Ave E Suite E
Flathead Farm Mutual
Life Insurance Agent · Kalispell, MT
(406) 752-7500
flatheadfarmmutual.com

What Does a a Life Insurance Agent in Kalispell Cost?

A typical term life insurance policy for a healthy 35-year-old in Montana costs between $25 and $50 per month for $500,000 in coverage. Whole life insurance premiums are higher often starting at $100 to $300 per month for the same face amount. Costs depend on age health and policy type. This is general information not insurance advice.

About life insurance agents in Kalispell

Life insurance agents in Kalispell Montana help residents find coverage that fits their needs and budget. Montana law requires agents to be licensed through the Montana Commissioner of Securities and Insurance. Local agents understand the unique needs of Flathead Valley families and businesses.

Frequently Asked Questions

What license does a life insurance agent need in Montana?

A life insurance agent in Montana must hold a valid resident or non-resident license from the Montana Commissioner of Securities and Insurance. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.

How long do I have to file a life insurance claim in Montana?

Montana does not have a specific statute of limitations for filing a life insurance claim, but most policies require prompt notification. The Montana Insurance Code gives insurers up to 30 days to review a claim after receiving proof of death. If the claim is denied you have up to one year to file a lawsuit under Montana Code Annotated 27-2-206.

Can a life insurance agent in Kalispell help with estate planning?

Yes many life insurance agents in Kalispell work with estate planning attorneys to structure policies for Montana residents. Life insurance proceeds can help pay estate taxes or provide liquidity for heirs. Montana has no state estate tax but federal estate tax rules may still apply for large estates.

Life Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.