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Find Life Insurance Agents Near You in Helena, MT

Browse life insurance agents serving Helena, Montana. Updated 2026-07-14.

The top-rated life insurance agent in Helena, Montana is Rocky Mountain Medicare, rated 5.0 stars across 237 reviews. Other highly rated options include Joe Mitchell - State Farm Insurance Agent, Jon Miller - State Farm Insurance Agent, Rocky Mountain Insurance Group. This directory lists 20 life insurance agents serving Helena.

Showing 20 life insurance agents in Helena, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rocky Mountain Medicare1134 Butte Ave(406) 204-1580
2Joe Mitchell - State Farm Insurance Agent601 Euclid Ave Suite D(406) 443-0867
3Jon Miller - State Farm Insurance Agent900 N Last Chance Gulch #103(406) 502-2200
4Rocky Mountain Insurance Group1111 N Rodney St Suite 3(406) 422-4437
5Bison Insurance, PLLC3171 N Montana Ave(406) 442-1414
6Cochrane Insurance Agency201 E Lyndale Ave(406) 442-6700
7MATHIS INSURANCE AGENCY LLC1313 11th Ave(406) 442-9680
8Marsh McLennan Agency1108 Livingston Ave(406) 442-5360
9Insurance Unlimited1040 Helena Ave(406) 442-4144
10AAA Helena Branch2100 11th Ave(406) 447-8100
RM
1134 Butte Ave
Rocky Mountain Medicare
Life Insurance Agent · Helena, MT

Rocky Mountain Medicare serves the Helena, Montana area as a life insurance agent. It assists local clients in selecting and enrolling in policies that provide financial protection for their families. The agency works with individuals to understand their coverage needs and navigate plan options available in this region. Common services include helping with term life policies and final expense coverage.

JM
601 Euclid Ave Suite D
Joe Mitchell - State Farm Insurance Agent
Life Insurance Agent · Helena, MT

Joe Mitchell - State Farm Insurance Agent in Helena, MT, provides a range of life insurance services designed to help local residents secure financial protection for their families. These services include policy consultations to assess individual coverage needs and ongoing support for policy management or beneficiary updates. Maintenance plans offer regular policy reviews to ensure coverage remains aligned with changing life circumstances. The agency serves a variety of properties and clients in the Helena area, including single-family homes, apartments, retail businesses, and restaurants.

JM
900 N Last Chance Gulch #103
Jon Miller - State Farm Insurance Agent
Life Insurance Agent · Helena, MT

Jon Miller - State Farm Insurance Agent serves homeowners, renters, and local business owners in Helena, Montana, by offering life insurance policies designed to provide financial protection. The agency also assists drivers, property managers, and families in planning for long-term security. Personalized consultations help clients understand coverage options for their individual needs and budgets. Services are tailored to address the unique risks faced by residents and commercial operations in the area. The agency additionally covers the neighboring community of East Helena.

RM
1111 N Rodney St Suite 3
Rocky Mountain Insurance Group
Life Insurance Agent · Helena, MT

Rocky Mountain Insurance Group serves Helena, Montana, and the surrounding communities of the Lewis and Clark County area, handling a full range of life insurance policies for local residents. The agency works with clients to assess their long-term financial needs and determine appropriate coverage levels for their families. In a typical job, it begins with a thorough review of the individual’s current situation before presenting suitable policy options.

BI
3171 N Montana Ave
Bison Insurance, PLLC
Life Insurance Agent · Helena, MT

Bison Insurance, PLLC specializes in term life and whole life insurance policies, assisting Helena residents with comprehensive financial protection planning. The agency guides clients through coverage evaluations and policy selection to ensure appropriate benefits for their families and dependents. Beyond basic life insurance, it addresses estate preservation needs and income replacement strategies. In Montana’s varied climate, the agency often helps clients reassess their coverage following major life events, such as the start of wildfire season or the closing of a seasonal business, when financial risks become more pressing.

CI
201 E Lyndale Ave
Cochrane Insurance Agency
Life Insurance Agent · Helena, MT

As the seasons change in Helena, families often begin reviewing their financial safeguards against unexpected hardships. Cochrane Insurance Agency addresses this need by helping local residents assess their options for life insurance coverage tailored to individual circumstances. The company guides clients through the process of comparing different policy types available for this region. Evaluating personal priorities for income replacement or final expenses occurs during a straightforward fact-finding session. An initial inspection of current coverage and future goals serves as the introductory step for every consultation.

MI
1313 11th Ave
MATHIS INSURANCE AGENCY LLC
Life Insurance Agent · Helena, MT

MATHIS INSURANCE AGENCY LLC offers a range of life insurance policies designed to provide financial protection for families and individuals in Helena. These plans can help cover final expenses, replace lost income, or pay off outstanding debts. A life insurance agent works to match each client with a policy that fits their specific budget and long-term needs, ensuring a straightforward application process. The agency can also serve local businesses, including offices looking for key person coverage, warehouses needing to protect their operations, and food service establishments seeking to secure their workforce.

MM
1108 Livingston Ave
Marsh McLennan Agency
Life Insurance Agent · Helena, MT

Marsh McLennan Agency in Helena provides life insurance as a distinct service alongside other risk management offerings, differentiating one-time policy purchases from recurring plan adjustments and reviews. Coverage options address income replacement, debt settlement, and final expense needs for local families and businesses. Ensuring suitable protection, the agency evaluates changing life circumstances to recommend appropriate policy structuring. Service operates purely on an as-needed basis, with no pre-scheduled reviews or automatic recurring appointments.

IU
1040 Helena Ave
Insurance Unlimited
Life Insurance Agent · Helena, MT

Insurance Unlimited provides life insurance services to residential clients in Helena, Montana, helping individuals secure financial protection for their families. The company also offers commercial coverage for local businesses seeking group or key-person policies. Serving clients throughout the broader Helena area, the agency assists with policy selection, application guidance, and routine policy reviews. Follow-up service between regular visits includes answering beneficiary questions and processing policy changes when needed.

AH
2100 11th Ave
AAA Helena Branch
Life Insurance Agent · Helena, MT

AAA Helena Branch helps clients understand the difference between one-time term policies and recurring permanent coverage options for life insurance needs. The agency guides individuals and families in Helena, MT through selecting appropriate death benefit plans that align with personal financial goals. Agents here work with standard whole life and term insurance products commonly used for income replacement or final expense planning. Service is provided on an as-needed basis, tailored to each client's request for policy reviews or new applications.

LG
3067 Cabernet Dr Suite 3
Leavitt Great West
Life Insurance Agent · Helena, MT
(406) 443-1060
leavitt.com/greatwest
FI
1752 N Montana Ave
Farmers Insurance - Michael Flies
Life Insurance Agent · Helena, MT
(406) 442-8286
agents.farmers.com/mt/helena/michael-flies
FB
64 Medical Park Dr
Farm Bureau Insurance Tom Schulke and Sean Cirullo
Life Insurance Agent · Helena, MT
(406) 442-8988
FI
2210 N Cooke St Ste 2
Farmers Insurance - Lynda Reisbeck
Life Insurance Agent · Helena, MT
(406) 442-9688
agents.farmers.com/mt/helena/lynda-reisbeck
FI
1117 Helena Ave
Farmers Insurance - Michael Christensen
Life Insurance Agent · Helena, MT
(406) 442-0700
agents.farmers.com/mt/helena/michael-christensen
WI
1205 Butte Ave STE 4
Wolf Insurance Services -Russ & Denise Wolf
Life Insurance Agent · Helena, MT
(406) 443-0111
wolfinsurancemt.com
NY
1048 Helena Ave
New York Life- Helena, MT- Main Office
Life Insurance Agent · Helena, MT
(406) 422-0553
mikespaulding.nylagents.com
BC
3645 S Alice St
Blue Cross Blue Shield of Montana
Life Insurance Agent · Helena, MT
(800) 447-7828
bcbsmt.com/contact-us
FB
64 Medical Park Dr Suite A
Farm Bureau Financial Services (Sean Cirullo & Jerad Grove)
Life Insurance Agent · Helena, MT
(406) 442-8988
mwfbi.com
SI
1435 Vandelay Ave
Stockman Insurance Helena Capital
Life Insurance Agent · Helena, MT
(406) 457-1243
stockmaninsurance.stockmanbank.com/stockman-insurance-helena-capital-1ee90714b065

What Does a a Life Insurance Agent in Helena Cost?

Life insurance costs in Montana vary by age, health, and policy type. A healthy 35-year-old in Helena might pay $25 to $50 per month for a 20-year term policy with $500,000 coverage. Whole life policies cost more, often $150 to $300 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.

About life insurance agents in Helena

Life insurance agents in Helena Montana help residents find coverage that fits their needs and budget. Montana law requires agents to be licensed through the Montana Insurance Department. Local agents can explain how Montana state laws affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in Montana?

Agents must hold a valid Montana insurance producer license. This requires passing a state exam and completing continuing education every two years.

How long do I have to change my mind after buying a policy in Montana?

Montana law gives you a free look period of at least 10 days after receiving your policy. You can cancel for a full refund during this time.

Can a life insurance agent in Helena help with Montana estate planning?

Yes, many agents coordinate with local estate planning attorneys. Life insurance proceeds are generally not subject to Montana probate if a beneficiary is named.

Life Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.