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HomeLife Insurance AgentsMissouri › O'Fallon

Find Life Insurance Agents Near You in O'Fallon, MO

Browse life insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 1,013 reviews. Other highly rated options include Insurance Brokers Group, Farmers Insurance - Jason Duree, Mid-America Specialty Markets. This directory lists 21 life insurance agents serving O'Fallon.

Showing 21 life insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Insurance Brokers Group1001 Rondale Ct(314) 569-1010
3Farmers Insurance - Jason Duree300 Fort Zumwalt Square Ste 100(636) 294-7258
4Mid-America Specialty Markets1656 Bryan Rd(636) 978-3696
5Early Edge Insurance: Allstate Insurance2917 State Hwy K Ste H(636) 696-4820
6Health Matters Insurance1008 Rock Creek Elementary School Dr(636) 849-1004
7Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
8UltraCar Insurance LLC.801 S Woodlawn Ave #26(888) 551-1991
9Alternatives Insurance Agency206 W Terra Ln(636) 978-7260
10Farmers Insurance - Dawn Johnson2311 State Hwy K(636) 294-3500
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Life Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves the O'Fallon, Missouri area and surrounding St. Charles County, specializing in life insurance agent services. The agency assists local residents in securing financial protection for their families through various policy options. These policies help cover final expenses or replace lost income after a death. The agent works with clients to evaluate their specific coverage needs based on personal circumstances. Steinlage Insurance Agency handles term life policies and whole life insurance plans for individuals in this region.

IB
1001 Rondale Ct
Insurance Brokers Group
Life Insurance Agent · O'Fallon, MO

Insurance Brokers Group in O'Fallon, MO provides a range of life insurance services, including term, whole, and universal life policy options for individuals and families. It assists clients with initial policy selection and offers ongoing service plans to review coverage needs and adjust beneficiaries over time. The company also helps maintain policies through periodic check-ins and claims support. Its agents service single-family homes, apartments, retail spaces, and restaurants, ensuring that business owners and residents alike can secure financial protection for their dependents and estates.

FI
300 Fort Zumwalt Square Ste 100
Farmers Insurance - Jason Duree
Life Insurance Agent · O'Fallon, MO

Farmers Insurance - Jason Duree serves homeowners, businesses, and property managers in O'Fallon, Missouri, by providing life insurance agent services that address personal financial protection and estate planning needs. The agency helps clients evaluate term and whole life policies to secure coverage for their families' future stability. Planning compassionately for life’s uncertainties is a core aspect of the local insurance process. In addition to the O'Fallon area, the company also covers nearby St. Peters and the broader St. Charles County metro.

MA
1656 Bryan Rd
Mid-America Specialty Markets
Life Insurance Agent · O'Fallon, MO

Serving O'Fallon and the surrounding St. Charles County communities, Mid-America Specialty Markets provides life insurance coverage to local residents and families. The agency handles standard term, whole, and universal life policies tailored for different financial stages and protection needs. To complete a typical assignment, it first assesses a client's financial obligations and health background, then selects and presents a policy from a few different providers for that specific situation.

EE
2917 State Hwy K Ste H
Early Edge Insurance: Allstate Insurance
Life Insurance Agent · O'Fallon, MO

Early Edge Insurance: Allstate Insurance in O’Fallon, MO, provides life insurance agents who help clients distinguish between term life policies, which offer one-time coverage for a set period, and permanent life policies, which build cash value and require recurring premium payments. Agents assess individual needs for income replacement, debt coverage, or final expense planning within the local community. Its agent services are available on a one-time, scheduled, or as-needed basis, depending on whether the client seeks an initial policy purchase or ongoing policy reviews.

HM
1008 Rock Creek Elementary School Dr
Health Matters Insurance
Life Insurance Agent · O'Fallon, MO

At Health Matters Insurance in O’Fallon, Missouri, the agency specializes in term and whole life coverage, helping clients select policies that align with long-term financial goals. It also provides general guidance on how life insurance can protect loved ones from unexpected financial burdens. The agents assist with policy adjustments when major life events occur, such as the birth of a child or a career change. As the end of the year approaches, they review existing plans to ensure coverage remains adequate for upcoming tax season.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Life Insurance Agent · O'Fallon, MO

As life changes such as marriage, parenthood, or a new home arise in the O'Fallon area, residents often seek financial security for their families. Dillehay Insurance Agency responds by offering personalized life insurance agent services to help clients evaluate their coverage needs. The focus is on matching each individual with a suitable policy that provides peace of mind and future protection. An initial assessment meeting is scheduled to review personal circumstances and begin the process of comparing available plans.

UI
801 S Woodlawn Ave #26
UltraCar Insurance LLC.
Life Insurance Agent · O'Fallon, MO

UltraCar Insurance LLC provides guidance on life insurance options for residents in the O'Fallon, MO area, helping clients select appropriate coverage for their personal needs. As a life insurance agent, it focuses on offering term and whole life policies designed to address future financial planning. Its services assist in protecting beneficiaries through manageable policy choices. The company can serve local commercial sectors including offices, warehouses, and food service establishments seeking business-related life insurance solutions.

AI
206 W Terra Ln
Alternatives Insurance Agency
Life Insurance Agent · O'Fallon, MO

Alternatives Insurance Agency in O'Fallon, MO, assists residents with life insurance policies designed to provide financial security for families and individuals. The agency also offers commercial coverage options for businesses seeking to protect their operations. Serving the O'Fallon area and surrounding communities, the firm works with clients to discuss their needs during initial meetings. Follow-up services are available to adjust policies as circumstances change, ensuring continued alignment between coverage and goals between regular appointments.

FI
2311 State Hwy K
Farmers Insurance - Dawn Johnson
Life Insurance Agent · O'Fallon, MO

Farmers Insurance - Dawn Johnson in O'Fallon, MO is known for providing personal coverage guidance to local residents and families. Its service range includes finding policies for auto, home, and life insurance protection tailored to individual needs. Life insurance agents here help clients assess their financial obligations and future goals. The agency can assist with planning for income replacement and final expense coverage. A specialty service it can add on is a complimentary policy review to adjust coverage after major life events.

FI
1171 Bryan Rd
Farmers Insurance - Hannah Brown Agency
Life Insurance Agent · O'Fallon, MO
(636) 487-0111
brownagencyins.com
AO
2277 State Hwy K
AAA O'Fallon Insurance and Member Services
Life Insurance Agent · O'Fallon, MO
(636) 272-2362
ace.aaa.com/locations/Ofallon-63368-153
SI
225 S Main St Suite 200
Senn Insurance Agency
Life Insurance Agent · O'Fallon, MO
(636) 978-7798
sennagency.com
JL
7130 S Outer Rd 364
Jeffrey Lang American Family Insurance
Life Insurance Agent · O'Fallon, MO
(636) 978-2556
amfam.com/agents/missouri/o-fallon/Jeffrey-Lang
JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Life Insurance Agent · O'Fallon, MO
(636) 978-1595
jeffhuginsurance.com
CT
3050 Winghaven Blvd
Corey Tucker - Missouri Farm Bureau Insurance
Life Insurance Agent · O'Fallon, MO
(636) 614-2018
agents.mofbinsurance.com/corey.tucker
OS
1052 Peruque Crossing Ct #B
Oak & Shield Insurance Services
Life Insurance Agent · O'Fallon, MO
(636) 264-8700
oak-n-shield.com
SI
801 S Woodlawn Ave Ste 20 Ste A
Shelter Insurance - Dan Schroeder
Life Insurance Agent · O'Fallon, MO
(636) 487-5680
shelterinsurance.com/CA/agent/DANSCHROEDER
IG
1049A E Terra Ln
Insurance Group of St Charles County LLC Ben Fischer Broker
Life Insurance Agent · O'Fallon, MO
(636) 294-6633
insurancegroupmo.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Life Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net
RT
1079 E Terra Ln
Retirement Time Insurance LLC
Life Insurance Agent · O'Fallon, MO
(636) 281-0551
retirementtime.biz

What Does a a Life Insurance Agent in O'Fallon Cost?

Typical costs for life insurance in Missouri vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information not insurance advice.

About life insurance agents in O'Fallon

Life insurance agents in O'Fallon Missouri help residents find policies that protect their families and meet state regulations. Missouri requires agents to hold a valid license from the Missouri Department of Insurance. Local agents can guide you through term life whole life and universal life options tailored to your needs.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

A life insurance agent in Missouri must hold a valid resident or non-resident license issued by the Missouri Department of Insurance. This requires passing a state exam and completing continuing education every two years.

How long does it take to get life insurance in O Fallon?

The process can take from a few days to several weeks depending on the policy type and your health. Some term policies with no medical exam can be approved in days while fully underwritten policies may take four to six weeks.

Are there Missouri laws that affect life insurance payouts?

Yes Missouri has a two year contestability period during which the insurer can investigate misstatements on the application. After two years the policy is generally incontestable unless fraud is proven.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.