The top-rated life insurance agent in Excelsior Springs, Missouri is Jonathan Haase - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Joe Edmondson - State Farm Insurance Agent, Farmers Insurance - Gannon Boone, Shelter Insurance. This directory lists 11 life insurance agents serving Excelsior Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jonathan Haase - State Farm Insurance Agent | 228 N Jesse James Rd | (816) 630-9600 |
| 2 | Joe Edmondson - State Farm Insurance Agent | 1024 N Jesse James Rd | (816) 630-2900 |
| 3 | Farmers Insurance - Gannon Boone | 1236 N Jesse James Rd Ste A | (816) 848-5115 |
| 4 | Shelter Insurance | 1902 W Jesse James Rd Ste 2 | (816) 630-2618 |
| 5 | Jim Rice Total Insurance Inc | 1121 N Jesse James Rd | (816) 630-7423 |
| 6 | Shelter Insurance - Clint Hylton | 1350 N Jesse James Rd | (816) 630-0077 |
| 7 | Jeff Hocker Agency Inc American Family Insurance | 1757 W Jesse James Rd | (816) 630-2302 |
| 8 | Prather Insurance Associates | 228 N Jesse James Rd | (816) 702-8996 |
| 9 | Wharton Agency | 1917 W Jesse James Rd | (816) 630-6505 |
| 10 | Griffey Insurance Agency | 210 South St | (816) 630-2671 |
Jonathan Haase - State Farm Insurance Agent serves the Excelsior Springs, Missouri area and surrounding Clay County communities. As a life insurance agent, the company assists local residents with securing financial protection for their families through customizable life insurance policies. It also helps clients evaluate their long-term coverage needs and budget for appropriate plans. The agency additionally supports customers with policy adjustments, beneficiary updates, and claims assistance for life insurance benefits.
Joe Edmondson - State Farm Insurance Agent in Excelsior Springs, MO, offers a full range of life insurance services, including term life, whole life, and universal life policies designed to protect families and businesses. The agency provides ongoing policy reviews and plan adjustments to match changing financial needs and life events. Regular communication ensures clients understand their coverage and options for beneficiaries. This agent services single-family homes, apartments, retail spaces, and restaurants for related business life insurance needs.
Farmers Insurance - Gannon Boone serves homeowners and families in the Excelsior Springs, Missouri area by offering life insurance policies designed to provide financial protection for loved ones. This local agency assists residents in selecting coverage that fits their needs, with an emphasis on planning for long-term security. Policy options can help support beneficiaries after a policyholder passes away. The agency also extends its services to clients in nearby communities within the greater Kansas City metro region.
Shelter Insurance in Excelsior Springs, Missouri, serves homeowners, renters, and small business owners seeking financial protection for their families and assets. The agency helps clients design personalized coverage plans that safeguard against loss of income and provide for future obligations. As a life insurance provider, it focuses on ensuring dependents remain secure through policy options tailored to individual budgets and long-term goals. The agency also extends its services to clients in nearby Liberty and the greater Kansas City metropolitan area.
Jim Rice Total Insurance Inc provides life insurance services to Excelsior Springs, Missouri and the surrounding communities. It handles term life, whole life, and other common policy types to help residents secure financial protection for their families. The agency works with clients through a straightforward process. It first reviews individual coverage needs and then matches those requirements with suitable insurance products from its available carriers.
Shelter Insurance - Clint Hylton in Excelsior Springs, MO assists clients in distinguishing between one-time term policies, which provide coverage for a specific period, and permanent life insurance, which builds cash value over a lifetime. As a local life insurance agent, he helps area residents evaluate their financial protection needs for families or businesses. Appointments for policy reviews and new applications are arranged on a scheduled basis to ensure thorough, personalized guidance.
Jeff Hocker Agency Inc American Family Insurance offers life insurance policies that provide financial protection for families and individuals in Excelsior Springs, Missouri. In addition to life coverage, the agency handles a range of related insurance general services for local clients, addressing everyday needs for security and peace of mind. Its expertise helps residents evaluate how to plan for future obligations and unexpected events. During the winter season, the agency specifically assists customers in reviewing policies to ensure coverage aligns with new year resolutions and changing family circumstances.
As the seasons change in Excelsior Springs, many local families begin reviewing their financial protections. Prather Insurance Associates, a nearby life insurance agent company, assists area residents in evaluating coverage that can support loved ones through unexpected events. Their process involves discussing individual goals and explaining various policy options suited to different stages of life. A complete fact-finding meeting is scheduled for each client before moving forward, enabling a thorough inspection of personal circumstances. Only then is an initial assessment step proposed.
Wharton Agency provides life insurance services to residential clients in Excelsior Springs, Missouri, tailoring policies to individual family needs and long-term financial goals. The agency also extends commercial coverage for local businesses, helping protect their assets and employees. Serving the greater Excelsior Springs area, the office guides clients through policy selection and claims support. Regular follow-up visits ensure coverage remains aligned with changing circumstances, with ongoing service available between annual reviews for adjustments or new policy inquiries.
Griffey Insurance Agency assists individuals and families in Excelsior Springs, Missouri, with selecting life insurance policies designed to provide financial protection for loved ones. The agency specializes in helping clients add riders for critical illness, accidental death, or waiver of premium to customize their coverage. It serves a range of commercial clients in the region, including small offices, industrial warehouses, and food service establishments.
What Does a a Life Insurance Agent in Excelsior Springs Cost?
Life insurance costs in Missouri vary by age, health, and policy type. A healthy 30-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Costs also depend on tobacco use and medical history. This is general information, not insurance advice.
About life insurance agents in Excelsior Springs
Life insurance agents in Excelsior Springs, Missouri help residents find coverage that fits their needs and budget. Missouri law requires agents to be licensed through the Missouri Department of Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Excelsior Springs need?
Agents must hold a valid Missouri life insurance license issued by the Missouri Department of Insurance. They must also complete continuing education courses to maintain their license.
How does Missouri law affect life insurance payouts?
Missouri has a two-year contestability period during which insurers can deny claims for misrepresentation. After two years, claims are generally paid unless fraud is proven.
Can I change my life insurance beneficiary in Missouri?
Yes, you can change your beneficiary at any time by submitting a written request to your insurance company. Missouri law requires the change to be documented and signed.
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