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HomeLife Insurance AgentsMissouri › Maryland Heights

Find Life Insurance Agents Near You in Maryland Heights, MO

Browse life insurance agents serving Maryland Heights, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in Maryland Heights, Missouri is Sara Spotanski - State Farm, rated 4.9 stars across 167 reviews. Other highly rated options include McCarthy Insurance Group LLC American Family Insurance, United Healthcare, The Kelsi Stulce-Hull Agency LLC American Family Insurance. This directory lists 11 life insurance agents serving Maryland Heights.

Showing 11 life insurance agents in Maryland Heights, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sara Spotanski - State Farm11815 Dorsett Rd(314) 291-3388
2McCarthy Insurance Group LLC American Family Insurance929 Fee Fee Rd # 101(314) 343-4502
3United Healthcare13655 Riverport Dr(314) 592-7000
4The Kelsi Stulce-Hull Agency LLC American Family Insurance929 Fee Fee Rd Suite 102(314) 205-9444
5The Graf Group Insurance6 Fee Fee Rd(314) 291-1600
6Risucci Agency929 Fee Fee Rd # 200(314) 696-5502
7LeBlanc Insurance11652 Dorsett Rd(314) 710-2651
8Transamerica Agency Network2458 Old Dorsett Rd Apt 240(314) 993-2259
9Shelter Insurance - Chris Hansel11652 Dorsett Rd Ste A(314) 427-6532
10American Family Insurance - Gary Henderson12131 Dorsett Rd # 109(314) 298-7770
SS
11815 Dorsett Rd
Sara Spotanski - State Farm
Life Insurance Agent · Maryland Heights, MO

Sara Spotanski - State Farm serves St. Louis County from its Maryland Heights location, providing life insurance agent services to local residents. This agency helps individuals and families assess their long-term financial protection needs by offering various policies. Clients can work with the agent to evaluate term or whole life insurance options that align with personal budgeting and coverage objectives. The office also handles final expense and mortgage protection policies, assisting households in designing plans suited to their specific situations.

MI
929 Fee Fee Rd # 101
McCarthy Insurance Group LLC American Family Insurance
Life Insurance Agent · Maryland Heights, MO

McCarthy Insurance Group LLC American Family Insurance serves homeowners, businesses, and property managers in the Maryland Heights, Missouri area. The agency helps clients select life insurance policies to protect their families and secure financial futures. Services focus on explaining policy options and tailoring coverage to meet individual needs and long-term planning goals. General life insurance guidance includes term and whole life considerations. The agency also covers neighboring communities within the St. Louis metro, including Creve Coeur and Chesterfield.

UH
13655 Riverport Dr
United Healthcare
Life Insurance Agent · Maryland Heights, MO

United Healthcare in Maryland Heights, MO, provides a range of life insurance agent services including policy consultations, needs analysis, and enrollment assistance. Its ongoing service plans involve periodic policy reviews to help ensure coverage remains aligned with changing life circumstances. Claim support and beneficiary guidance are available to clients throughout the policy term. The agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

KS
929 Fee Fee Rd Suite 102
The Kelsi Stulce-Hull Agency LLC American Family Insurance
Life Insurance Agent · Maryland Heights, MO

The Kelsi Stulce-Hull Agency LLC American Family Insurance serves Maryland Heights and the surrounding St. Louis-area communities. This life insurance agent handles policies such as term life, whole life, and universal life offerings. It assists local families and individuals in evaluating coverage amounts appropriate for their financial obligations. The agency focuses on explaining the differences between policy types and helping clients determine suitable beneficiaries. For a typical job, it begins with a personal consultation to assess needs, then presents tailored coverage options for review.

GG
6 Fee Fee Rd
The Graf Group Insurance
Life Insurance Agent · Maryland Heights, MO

The Graf Group Insurance offers specialty services in life insurance planning, helping clients secure financial protection through tailored policy options in Maryland Heights, MO. The agency provides general guidance on coverage needs, focusing on individual and family plans to address long-term goals. As the winter holiday season approaches, it assists residents in reviewing beneficiaries and updating policies to reflect recent life changes like a new marriage or the birth of a child.

RA
929 Fee Fee Rd # 200
Risucci Agency
Life Insurance Agent · Maryland Heights, MO

The Risucci Agency in Maryland Heights, Missouri, helps clients choose between term life policies for temporary financial protection or permanent coverage that builds cash value over time. These policies provide loved ones with funds for final expenses, mortgage payments, or income replacement. Service arrangements for consultations and policy reviews typically run on a scheduled or as-needed basis to accommodate changing life circumstances.

LI
11652 Dorsett Rd
LeBlanc Insurance
Life Insurance Agent · Maryland Heights, MO

As families in Maryland Heights begin planning for the future or face unexpected life changes, securing financial protection becomes a priority. LeBlanc Insurance serves as a life insurance agent dedicated to guiding residents through coverage options that fit their personal situations. From term policies to permanent plans, the agency focuses on matching clients with suitable protection for their loved ones. The process begins with an initial consultation where current needs are reviewed, followed by an inspection of existing policies to identify potential gaps in coverage.

TA
2458 Old Dorsett Rd Apt 240
Transamerica Agency Network
Life Insurance Agent · Maryland Heights, MO

Transamerica Agency Network in Maryland Heights, MO assists clients with their financial security strategies and planning needs. Specializing specifically as a life insurance agent, the agency helps individuals and families assess appropriate coverage options for long-term protection and future planning needs. Business owners also seek guidance on securing their operations against unforeseen events. The agency works with offices requiring key person policies, warehouses needing business continuity coverage, and food service establishments looking to protect their ventures.

SI
11652 Dorsett Rd Ste A
Shelter Insurance - Chris Hansel
Life Insurance Agent · Maryland Heights, MO

Shelter Insurance - Chris Hansel delivers residential life insurance services to clients in Maryland Heights and the surrounding communities. Commercial coverage options are also available for local business owners seeking financial protection for their families or employees. The agency serves clients throughout the greater St. Louis area. After a policy is signed, the agent provides follow-up support between regular annual visits to ensure that coverage remains aligned with any changes in a client’s lifestyle or financial circumstances.

AF
12131 Dorsett Rd # 109
American Family Insurance - Gary Henderson
Life Insurance Agent · Maryland Heights, MO

American Family Insurance - Gary Henderson, based in Maryland Heights, MO, is known for helping local residents navigate the complexities of life insurance coverage. The agency assists clients in evaluating term, whole, and universal life policies to address financial protection needs. Its service range includes assessing family income replacement, debt coverage, and final expense planning. A specialty service the agency offers is tailoring policies to help small business owners ensure key-person protection and business continuity.

MC
4 Sally Dr
My Choice Insurance
Life Insurance Agent · Maryland Heights, MO
(314) 828-3370

What Does a a Life Insurance Agent in Maryland Heights Cost?

Typical costs for life insurance in Missouri vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 250000 dollar term policy. Older applicants or those with health conditions may see higher premiums. Whole life policies often cost 5 to 10 times more than term for the same face amount. This is general information not insurance advice.

About life insurance agents in Maryland Heights

Life insurance agents in Maryland Heights Missouri help residents find coverage that fits their needs and budget. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Working with a local agent can make it easier to review policy options and understand state-specific regulations.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

A life insurance agent in Missouri must hold a valid resident or non-resident license from the Missouri Department of Insurance. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.

How long does it take to get life insurance in Maryland Heights?

The timeline depends on the policy type and your health. Term life insurance often takes a few days to a few weeks if a medical exam is needed. Simplified issue policies may be approved in 24 to 48 hours.

Can a life insurance agent help with Missouri estate planning?

Yes many life insurance agents work with estate planning attorneys to coordinate policies with wills and trusts. Missouri law allows life insurance proceeds to pass directly to beneficiaries outside of probate. This can simplify asset distribution for Maryland Heights families.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.