The top-rated life insurance agent in Liberty, Missouri is Matt Kelly - State Farm Insurance Agent, rated 5.0 stars across 349 reviews. Other highly rated options include Ethan Stark - Missouri Farm Bureau Insurance, Northland Wood Insurance, Danielle Kohler Agency LLC American Family Insurance. This directory lists 20 life insurance agents serving Liberty.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kelly - State Farm Insurance Agent | 888 Haines Suite 206 | (816) 415-9898 |
| 2 | Ethan Stark - Missouri Farm Bureau Insurance | 944 Sutton Pl Ste C | (816) 781-4370 |
| 3 | Northland Wood Insurance | 810 W Liberty Dr | (816) 415-3441 |
| 4 | Danielle Kohler Agency LLC American Family Insurance | 1201 Landmark Ave #4 | (816) 792-3303 |
| 5 | David Lawson Agency Inc American Family Insurance | 1512 N Church Rd # D | (816) 792-4448 |
| 6 | Antioch Insurance Agency | 5 Victory Ln #204 | (816) 454-0400 |
| 7 | Shelter Insurance - Ken Bohr | 963 W Liberty Dr | (816) 792-2949 |
| 8 | Goosehead Insurance - Brad Cross | 2 Westowne Dr Ste 102 | (816) 287-8823 |
| 9 | Laurel Cross - State Farm Insurance Agent | 836 Reed St | (816) 792-1855 |
| 10 | Gary Wagner Insurance, LLC | 249 W Mill St Ste 106 | (816) 792-2526 |
Matt Kelly - State Farm Insurance Agent serves the Liberty, MO area and surrounding Clay County. This life insurance agent provides financial protection planning for local families and individuals. Policies are designed to help cover final expenses and replace lost income. The agent also assists clients in evaluating their insurance needs to build a comprehensive strategy. Counseling includes term and whole life options. A typical policy review helps determine appropriate coverage for mortgage debts and college funding. Handled separately are annuities and mutual funds for long-term growth.
Homeowners, businesses, and property managers in Liberty, MO, rely on Ethan Stark - Missouri Farm Bureau Insurance for their life insurance needs. As a life insurance agent, he helps clients secure financial protection through policy evaluations and coverage support. Whether for primary residences or investment properties, clients receive focused guidance tailored to their risk management goals. His services also extend to families seeking to safeguard their futures. A member of the Missouri Farm Bureau network, he assists residents throughout the Kansas City metro, including nearby communities such as Kearney and Excelsior Springs.
Northland Wood Insurance provides life insurance and financial protection services for individuals and businesses in Liberty, MO. They offer guidance on policy selection and help clients tailor coverage to meet personal or family needs. Their maintenance services include periodic policy reviews to ensure beneficiaries and coverage amounts remain current. The company also assists with claims support and beneficiary designation updates. Northland Wood Insurance services single-family homes, apartments, retail establishments, and restaurants in the local area.
Danielle Kohler Agency LLC American Family Insurance serves Liberty, Missouri, and the surrounding communities in the Northland area. It handles life insurance policies designed to provide financial protection for families and individuals. The agency focuses on helping clients assess their long-term coverage needs based on their current stage of life and financial goals. An initial consultation typically reviews a client’s beneficiaries, existing assets, and future obligations to determine an appropriate policy amount and term.
The difference between one-time life insurance policies and scheduled, renewable coverage options allows clients to choose based on their long-term planning needs. David Lawson Agency Inc American Family Insurance in Liberty, MO, helps individuals and families select appropriate life insurance policies that provide financial protection for beneficiaries. Agents assist with term, whole, and universal life products to match varying budgets and goals. Service runs on a scheduled basis, with options for periodic policy reviews or as-needed consultations when life circumstances change.
As a life insurance agent, Antioch Insurance Agency specializes in term life and whole life policies designed to provide financial protection for families and individuals. It also offers guidance on broader insurance planning needs in Liberty, MO. The agency helps clients evaluate coverage amounts to secure income replacement and final expense funds. During open enrollment periods or major life events like a new mortgage or the birth of a child, it assists residents in adjusting their policies to meet changing circumstances.
As the seasons change in Liberty, many residents begin to review their financial plans to ensure their families are prepared for the future. Shelter Insurance - Ken Bohr offers guidance on life insurance policies designed to provide financial stability for loved ones. The agency helps local clients understand coverage options that align with their long-term goals and household needs. After an initial consultation, the agent schedules a thorough review of the applicant’s current coverage and personal circumstances to recommend appropriate policy terms.
Goosehead Insurance - Brad Cross provides life insurance solutions to residents of Liberty, MO, focusing on policies that offer financial protection for families and individuals. This local agency assists clients in understanding term, whole, and universal life options tailored to their unique needs and long-term planning goals. It serves a variety of commercial clients, including offices, warehouses, and food service establishments, helping them secure key person coverage and business continuation plans.
Laurel Cross - State Farm Insurance Agent provides residential life insurance services for clients in Liberty, Missouri, and also offers commercial coverage options. Serving families and business owners throughout the local area, the agency helps customers select policies that fit their needs. After an initial policy is set, the office typically stays in touch to review coverage during regular periodic visits, ensuring follow-up adjustments are made as circumstances change and life events occur.
What Does a a Life Insurance Agent in Liberty Cost?
The cost of life insurance in Missouri varies by age, health, and policy type. A term life policy for a healthy 35-year-old may cost between $25 and $50 per month for $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month. Factors like smoking, medical history, and occupation also affect the premium. This is general information, not insurance advice.
About life insurance agents in Liberty
Life insurance agents in Liberty, Missouri help residents choose policies that protect their families and meet financial goals. Missouri law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent allows you to review options face to face and get personalized service.
Frequently Asked Questions
What license does a life insurance agent need in Missouri?
In Missouri, life insurance agents must hold a valid resident license from the Missouri Department of Insurance. They must complete pre-licensing education and pass a state exam. Agents must also renew their license every two years.
How long do I have to file a life insurance claim in Missouri?
Missouri does not set a specific time limit for filing a life insurance claim, but most policies require prompt notice. The insurer must pay the claim within 30 days after receiving proof of death. If payment is delayed, interest may apply.
Can a life insurance agent help me compare policies from different companies?
Yes, an independent life insurance agent in Liberty can show you quotes from multiple insurers. They can explain differences in premiums, coverage terms, and riders. This helps you find a policy that fits your budget and needs.
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