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HomeLife Insurance AgentsMissouri › Lake St Louis

Find Life Insurance Agents Near You in Lake St Louis, MO

Browse life insurance agents serving Lake St Louis, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in Lake St Louis, Missouri is Spectrum Insurance Solutions, rated 5.0 stars across 127 reviews. Other highly rated options include Farmers Insurance - Amy Edmonds, Mike McMullen - COUNTRY Financial Agent, Lee Lester - State Farm Insurance Agent. This directory lists 17 life insurance agents serving Lake St Louis.

Showing 17 life insurance agents in Lake St Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Spectrum Insurance Solutions1194 Lake St Louis Blvd Suite 211(855) 747-2013
2Farmers Insurance - Amy Edmonds1311 Hrc Plaza Dr(314) 327-6377
3Mike McMullen - COUNTRY Financial Agent206 Centre On The Lk(636) 922-7789
4Lee Lester - State Farm Insurance Agent8641 State Rte N(636) 561-4699
5Shelter Insurance - John Dickey, Lutcf3401 Technology Dr Ste 214(636) 755-5390
6Oscar Marroquin: Allstate Insurance181 Civic Center Dr(636) 625-3039
7Robin Ruhmann - COUNTRY Financial Agent1000 Edgewater Point Ste 105(636) 379-6530
8Dan Day - State Farm Insurance Agent740 Lakeside Plaza(636) 978-8858
9Jennifer Hutcheson & Associates LLC American Family Insurance1000 Lake St Louis Blvd Ste. 206(636) 947-4080
10Shelter Insurance - Hunter Feldewerth930 Bent Oak Ct Ste 109(636) 240-2100
SI
1194 Lake St Louis Blvd Suite 211
Spectrum Insurance Solutions
Life Insurance Agent · Lake St Louis, MO

Spectrum Insurance Solutions serves the Lake St Louis, Missouri, area and surrounding St. Charles County as a life insurance agency. The company assists local residents in securing financial protection for their families through individual life policies. Agents work with clients to evaluate coverage needs based on personal circumstances and long-term goals. They provide guidance through the application process and offer ongoing support for policy adjustments. Specific services include term life insurance and whole life insurance for clients in this region.

FI
1311 Hrc Plaza Dr
Farmers Insurance - Amy Edmonds
Life Insurance Agent · Lake St Louis, MO

Farmers Insurance - Amy Edmonds provides life insurance and related coverage options to clients in Lake St Louis, MO. The agency helps customers select policies that support long-term financial security and family protection. Services include plan reviews and ongoing support to adjust coverage as needs change over time. Adjustments to existing plans are available when life events occur, such as marriage or new dependents. The agency serves local homeowners with single-family residences, apartment dwellers, and businesses including retail shops and restaurants.

MM
206 Centre On The Lk
Mike McMullen - COUNTRY Financial Agent
Life Insurance Agent · Lake St Louis, MO

Mike McMullen - COUNTRY Financial Agent in Lake St Louis, MO, serves homeowners, families, and small business owners with life insurance coverage tailored to their financial goals. The agency helps clients protect their loved ones and secure their financial future through policy consultations and ongoing support. Residents of Lake St Louis depend on this office for personalized guidance in selecting appropriate coverage options. The agent also provides services to neighboring communities throughout the St Peters and O'Fallon area of the greater St Louis metro.

LL
8641 State Rte N
Lee Lester - State Farm Insurance Agent
Life Insurance Agent · Lake St Louis, MO

Serving the Lake St Louis, MO area and surrounding communities, Lee Lester - State Farm Insurance Agent handles life insurance policies to help local residents plan for their families financial future. This agency works with individuals to understand their coverage needs for income replacement or final expenses. It provides straightforward guidance on policy options available through the State Farm network. To handle a typical job, the agent reviews a client’s current situation and personal goals before explaining suitable coverage solutions.

SI
3401 Technology Dr Ste 214
Shelter Insurance - John Dickey, Lutcf
Life Insurance Agent · Lake St Louis, MO

When comparing a single policy purchase to ongoing financial reviews, a local life insurance agent provides both immediate coverage and long-term planning adjustments. In Lake St Louis, MO, Shelter Insurance - John Dickey, Lutcf assists clients in evaluating term, whole, or universal policies that fit personal circumstances. This service tailors each plan according to individual needs and future changes. Clients may schedule an initial one-time consultation or arrange for periodic check-ins as life events occur, making the service available on an as-needed basis.

OM
181 Civic Center Dr
Oscar Marroquin: Allstate Insurance
Life Insurance Agent · Lake St Louis, MO

Oscar Marroquin: Allstate Insurance provides comprehensive life insurance planning, including term, whole, and universal life policies. It serves clients throughout Lake St Louis, MO, with needs assessments and policy comparisons to match individual financial goals. The agency also assists with claims filing and policy adjustments. As the summer travel season approaches, it helps families secure temporary term coverage for added peace of mind during road trips or vacations.

RR
1000 Edgewater Point Ste 105
Robin Ruhmann - COUNTRY Financial Agent
Life Insurance Agent · Lake St Louis, MO

As spring storms and summer vacations approach, Lake St Louis families often pause to consider their financial protection. Robin Ruhmann, a COUNTRY Financial agent, helps local residents evaluate life insurance options that align with current needs and future plans. The agent meets clients to discuss term, whole, or universal policies offered through the national firm. Each conversation begins with a thorough review of existing coverage and personal priorities. From this initial assessment, the agent details potential gaps and proposes tailored solutions for a formal inspection of policy terms.

DD
740 Lakeside Plaza
Dan Day - State Farm Insurance Agent
Life Insurance Agent · Lake St Louis, MO

Dan Day - State Farm Insurance Agent in Lake St Louis, MO provides life insurance policies designed to offer financial protection for families and individuals. The agency specializes in term life, whole life, and universal life coverage options to help address varying client needs. Agents work with residents to understand their long-term goals and identify appropriate benefit amounts for income replacement, debt coverage, or final expenses. The office can serve local small business owners and commercial clients operating offices, warehouses, and food service establishments.

JH
1000 Lake St Louis Blvd Ste. 206
Jennifer Hutcheson & Associates LLC American Family Insurance
Life Insurance Agent · Lake St Louis, MO

Jennifer Hutcheson & Associates LLC American Family Insurance provides life insurance services to residents in Lake St Louis, MO, and also offers commercial coverage for local businesses. The agency assists clients with policy selection and ongoing plan management throughout the broader area. Regular follow-up appointments help ensure coverage remains aligned with changing needs, and policyholders can reach the agency between scheduled visits to review adjustments or ask questions.

SI
930 Bent Oak Ct Ste 109
Shelter Insurance - Hunter Feldewerth
Life Insurance Agent · Lake St Louis, MO

Shelter Insurance - Hunter Feldewerth in Lake St Louis, MO, is known for offering life insurance agent services that help individuals and families secure financial protection. The agency guides clients through the process of choosing policies that can cover final expenses, replace lost income, or support dependents. It can also assist with evaluating supplemental coverage options such as accident or critical illness insurance to strengthen a client’s overall financial plan.

FI
950 Bent Oak Ct
Farmers Insurance - Jeremiah Essmyer
Life Insurance Agent · Lake St Louis, MO
(636) 283-2072
agents.farmers.com/mo/lake-saint-louis/jeremiah-essmyer
SC
3401 Technology Dr suite 180
Stuckey & Company
Life Insurance Agent · Lake St Louis, MO
(800) 828-3452
stuckey.com
FI
1000 Lake St Louis Blvd #22
Farmers Insurance - Rick Smith
Life Insurance Agent · Lake St Louis, MO
(636) 561-4577
agents.farmers.com/mo/lake-saint-louis/rick-smith
GA
1200 Lake St Louis Blvd #328
Gillespie Agency, LLC
Life Insurance Agent · Lake St Louis, MO
(636) 344-0686
IA
1000 Lake St Louis Blvd
The Insurance Angels
Life Insurance Agent · Lake St Louis, MO
(636) 243-1200
BC
1000 Lake St Louis Blvd Ste. 206
Bill Crets Insurance Agency
Life Insurance Agent · Lake St Louis, MO
(636) 561-3700
stlouischurchinsurance.com
HG
11102 Veterans Memorial Pkwy
Health Group Advisors
Life Insurance Agent · Lake St Louis, MO
(636) 265-2733
advisorsforseniors.com

What Does a a Life Insurance Agent in Lake St Louis Cost?

Typical costs for life insurance in Missouri vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost more, from $100 to $300 per month. Costs can differ based on the insurer and the agents commission structure. This is general information, not insurance advice.

About life insurance agents in Lake St Louis

Life insurance agents in Lake St Louis, Missouri help residents find coverage that fits their needs and budget. Missouri law requires agents to hold a valid state license and follow the Missouri Insurance Code. Local agents can guide you through options like term life, whole life, and universal life policies.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?

A life insurance agent in Missouri must hold a valid resident or non-resident license issued by the Missouri Department of Insurance. The agent must complete pre-licensing education and pass a state exam.

How do I choose a life insurance agent in Lake St Louis?

Look for an agent with experience in the type of policy you need. Check their license status on the Missouri Department of Insurance website. Ask about their familiarity with local insurance carriers.

What life insurance policies are common in Missouri?

Common policies include term life, whole life, and universal life. Missouri law does not restrict policy types, so agents can offer a range of options to match your financial goals.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.