The top-rated life insurance agent in Kirkwood, Missouri is Anthony Luster - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Jake Molitor - State Farm Insurance Agent, The Crismore Agency, Farmers Insurance - Brody Jackson. This directory lists 16 life insurance agents serving Kirkwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Luster - State Farm Insurance Agent | 1045 N Harrison Ave | (314) 462-0399 |
| 2 | Jake Molitor - State Farm Insurance Agent | 338 S Kirkwood Rd Unit 102 | (314) 821-4500 |
| 3 | The Crismore Agency | 117 W Woodbine Ave 2nd floor | (314) 480-3720 |
| 4 | Farmers Insurance - Brody Jackson | 12166 Old Big Bend Rd Suite 302 | (636) 600-0720 |
| 5 | Kirk D Faubel Insurance Advisors | 10135 Manchester Rd Apt 202 | (618) 363-5272 |
| 6 | Hardy R Washington Jr - State Farm Insurance Agent | 800 S Kirkwood Rd | (314) 821-8488 |
| 7 | Shelter Insurance - Jim Summers | 710 S Kirkwood Rd | (314) 394-9661 |
| 8 | Kalender & Associates LLC American Family Insurance | 734 N Harrison Ave | (314) 471-0045 |
| 9 | Concordia Plan Services | 1333 S Kirkwood Rd | (314) 965-7580 |
| 10 | John Cleary: Allstate Insurance | 111 N Taylor Ave Ste B | (314) 822-0007 |
Anthony Luster - State Farm Insurance Agent serves the Kirkwood, Missouri, metro area as a life insurance agent. The company helps local residents and families assess their financial protection needs and select suitable life insurance policies. These plans can provide income replacement and cover final expenses for beneficiaries. The office also handles policy adjustments and claims assistance for existing life insurance clients.
Jake Molitor - State Farm Insurance Agent in Kirkwood, MO, provides a full range of life insurance products, including term, whole, and universal life policies, designed to protect families and businesses. The agency also offers comprehensive service plans to review and adjust coverage as clients’ financial situations evolve over time. These plans help ensure beneficiaries are secure while supporting policy maintenance. The firm regularly services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Homeowners and small business owners in Kirkwood, MO work with The Crismore Agency to secure life insurance coverage tailored to their financial needs. The agency assists clients in evaluating term and whole life policies to protect their families and future obligations. It focuses on clear explanations of coverage options and policy benefits, helping customers make informed decisions. The Crismore Agency also serves residents throughout the Greater St. Louis metropolitan area, including communities such as Webster Groves and Sunset Hills.
Farmers Insurance - Brody Jackson serves Kirkwood, Missouri, and the surrounding St. Louis area communities with life insurance agent services. This office handles individual life policies, helping residents plan for their families' long-term financial security and final expenses. The company guides clients through policy options suited to different stages of life and household needs. For a typical job, it begins with a personal consultation to assess a client's specific coverage requirements and budget before recommending appropriate plan structures.
Kirk D Faubel Insurance Advisors in Kirkwood, MO, helps clients distinguish between term policies offering temporary, one-time coverage and permanent policies providing lifelong protection with recurring premium payments. Local life insurance agents also assist with policy adjustments for major life events such as marriage or a new child. The agency structures its service to run on a scheduled basis, offering periodic reviews to ensure coverage remains aligned with changing financial goals.
Hardy R Washington Jr - State Farm Insurance Agent in Kirkwood, MO offers life insurance policies designed to provide financial protection for families. It also serves clients with auto, home, and renters insurance from a local office. The agent helps residents plan for long-term security by tailoring coverage to individual needs during annual enrollment reviews. For those starting a new job or facing a major life event like a marriage or parenthood, it assists with adjusting coverage amounts and beneficiaries.
As winter weather raises concerns about protecting a family’s financial future, Shelter Insurance - Jim Summers in Kirkwood, MO, helps local residents navigate the complexities of life insurance planning. The agent works one-on-one with clients to assess individual coverage needs and long-term priorities. After discussing policy options, the first step is a complimentary risk review session that examines current assets and potential gaps. This initial assessment helps tailor a straightforward plan designed to provide stability as circumstances change over time.
Kalender & Associates LLC American Family Insurance serves residential clients in Kirkwood with individualized life insurance policies designed to protect families. Commercial coverage is available for local businesses within the greater St. Louis region. An agent guides each client through coverage options and administrative processes. After a policy is in place, the office schedules follow-up reviews to adjust plans as life circumstances change, ensuring consistent support between regular annual visits.
Concordia Plan Services provides life insurance guidance to individuals and families in the Kirkwood, Missouri area. The specialists there work with clients to select term or whole policies that align with long-term financial goals. They also incorporate options like accidental death coverage or critical illness riders as needed. This support serves those working in local offices, operators of area warehouses, and owners of Kirkwood’s food service establishments, each with distinct protection needs.
John Cleary: Allstate Insurance in Kirkwood, MO is recognized as a local resource for life insurance agent services, offering term and whole life products to area residents. The agency works with clients to review personal budgeting and long-term financial security goals through straightforward policy consultations. With a focus on ensuring families have coverage for outstanding debts and future expenses, the practice also accommodates different payment schedules. A specialty service added to standard offerings includes final expense life insurance planning.
What Does a a Life Insurance Agent in Kirkwood Cost?
Life insurance costs in Missouri vary based on age health and coverage amount. A healthy 35 year old might pay around $25 to $50 per month for a 20 year term policy with $500,000 in coverage. Whole life policies cost more often starting at $100 per month for similar coverage. Premiums are also affected by Missouri specific factors like local mortality tables. This is general information not insurance advice.
About life insurance agents in Kirkwood
Life insurance agents in Kirkwood Missouri help residents choose policies that protect their families and meet financial goals. Missouri law requires agents to hold a valid state license and follow specific disclosure rules when selling policies. Working with a local agent allows you to discuss coverage options face-to-face and understand how Missouri insurance regulations affect your policy.
Frequently Asked Questions
What license does a life insurance agent in Kirkwood need?
Agents must hold a Missouri resident insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years.
Can I cancel a life insurance policy in Missouri within a certain time?
Yes. Missouri law gives you a free look period of at least 10 days after receiving your policy. During this time you can cancel for a full refund.
Does Missouri require life insurance for certain situations?
Missouri does not require life insurance for most adults. However courts may require life insurance as part of a divorce decree or child support order to secure future payments.
Life Insurance Agents in Other Missouri Cities
Arnold · Ballwin · Blue Springs · Cape Girardeau · Carthage · Chesterfield · Columbia · Creve Coeur · Ellisville · Eureka · Excelsior Springs · Festus · Florissant · Gladstone · Grandview