The top-rated life insurance agent in Independence, Missouri is Freeway Insurance, rated 4.9 stars across 229 reviews. Other highly rated options include Matrix Insurance, The Insurance Groupe, Auto Insurance Discounters. This directory lists 20 life insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 3619 S Noland Rd | (816) 685-6985 |
| 2 | Matrix Insurance | 11201 E US Hwy 24 B | (816) 272-4444 |
| 3 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 4 | Auto Insurance Discounters | 1312 S Noland Rd | (816) 252-2255 |
| 5 | Lucent SR22 Insurance Group | 1600 S Noland Rd Suite 212 B | (888) 544-2482 |
| 6 | Farmers Insurance - Marie Hudson | 1509 S Noland Rd Ste B | (816) 228-3370 |
| 7 | Budget For Less LLC | 10808 East 23rd St S | (816) 252-5213 |
| 8 | Monarch Insurance | 11301 E US Hwy 40 | (816) 203-7405 |
| 9 | Hometown Insurance Agency LLC | 4800 S Cochise Dr | (816) 795-7200 |
| 10 | Beacon Point Insurance | 114 S Main St Suite 102 | (816) 254-6100 |
Freeway Insurance serves residential clients in Overland, Missouri, offering life insurance that provides financial security for families. The agency also addresses commercial coverage needs for local businesses in the area, tailoring policies to fit various professional requirements. Service extends throughout the Overland region, ensuring accessibility for residents and business owners alike. Between regular visits, agents follow up with policyholders to review plan details and adjust coverage as life circumstances change, maintaining consistent support for ongoing protection needs.
A life insurance agent in Independence, MO, Matrix Insurance offers a range of services including policy selection, financial needs analysis, and application assistance. Ongoing support plans provide clients with annual policy reviews, beneficiary updates, and coverage adjustments as life circumstances change. The agency specializes in serving diverse property owners, with coverage designed for single-family homes, apartments, retail spaces, and restaurants.
Homeowners and small business owners in Independence, Missouri, rely on The Insurance Groupe for life insurance policies designed to protect their families and commercial interests. The agency assists clients in assessing their coverage needs, from term life to whole life plans that provide long-term financial security. It offers personalized consultations to help residents of eastern Jackson County and nearby Blue Springs.
Auto Insurance Discounters, serving Independence and surrounding Jackson County, works as a life insurance agent. The company helps clients evaluate term and whole life policies to match individual financial goals. Its agents guide customers through coverage options, focusing on protection for families and dependents. Additional services include policy comparisons and annual needs reviews. The office handles final expense planning and income replacement coverage for area residents.
Lucent SR22 Insurance Group in Independence, MO provides life insurance agent services, emphasizing the distinction between one-time policy purchases and recurring coverage that adjusts over a client's lifetime. This firm helps individuals explore term or permanent policies to protect their loved ones financially. Assistance includes comparing policy features and guiding applicants through medical underwriting if required. Clients can schedule appointments as needed to review their evolving coverage requirements and update beneficiaries accordingly, ensuring ongoing support on an as-needed basis throughout their policy's duration.
As Independence families prepare for new seasons or life changes, securing financial protection becomes a priority. Farmers Insurance - Marie Hudson in Independence, MO offers life insurance agent services tailored to local residents’ evolving needs. The agent helps clients explore options to safeguard their loved ones against unforeseen circumstances. Products focus on providing peace of mind through straightforward coverage discussions. To begin, an initial assessment reviews individual circumstances and goals.
Budget For Less LLC provides life insurance services to individuals and families in Independence, MO. It assists clients in evaluating their financial needs and selecting appropriate policy types for income replacement or final expenses. The agent works with different term or permanent options during personal consultations. This business also helps residents review their coverage amid major life changes like marriage or the birth of a child. In preparation for the annual enrollment season, it helps clients assess if their existing plans still align with their current obligations.
Monarch Insurance provides life insurance coverage to residents in Independence, Missouri, helping individuals and families plan for future financial security. The company specializes in offering term and permanent life policies that can be tailored to address specific estate planning and income replacement needs. Its services assist local business owners and professionals in protecting their operations. Monarch Insurance serves the Independence commercial community, including offices, warehouses, and food service establishments.
Beacon Point Insurance provides residential life insurance services for individuals and families in Independence, MO, while also offering commercial coverage options for local businesses in the surrounding area. The agency serves clients throughout the Kansas City region, tailoring policies to meet diverse needs. After an initial policy setup, the agent follows up with clients during regular visits to review coverage adjustments or address changing circumstances.
What Does a a Life Insurance Agent in Independence Cost?
Typical costs for life insurance in Missouri range from about $25 per month for a healthy 30 year old with a 20 year term policy to over $200 per month for a whole life policy for a 60 year old. Factors like age health coverage amount and policy type affect the premium. This is general information not insurance advice.
About life insurance agents in Independence
Life insurance agents in Independence Missouri help residents choose policies that protect their families. Missouri law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Missouri insurance regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Independence need?
A life insurance agent in Missouri must hold a valid resident or non-resident license from the Missouri Department of Insurance. The license requires passing a state exam and completing continuing education every two years.
How long do I have to change my mind after buying a policy in Missouri?
Missouri law gives you a free look period of at least 10 days after receiving your policy. During this time you can cancel for a full refund of any premiums paid.
Are life insurance proceeds taxed in Missouri?
Life insurance death benefits are generally not subject to Missouri state income tax. However interest earned on proceeds held by the insurer may be taxable. Consult a tax professional for your specific situation.
Life Insurance Agents in Other Missouri Cities
Arnold · Ballwin · Blue Springs · Cape Girardeau · Carthage · Chesterfield · Columbia · Creve Coeur · Ellisville · Eureka · Excelsior Springs · Festus · Florissant · Gladstone · Grandview