ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsMissouri › Independence

Find Life Insurance Agents Near You in Independence, MO

Browse life insurance agents serving Independence, Missouri. Updated 2026-07-14.

The top-rated life insurance agent in Independence, Missouri is Freeway Insurance, rated 4.9 stars across 229 reviews. Other highly rated options include Matrix Insurance, The Insurance Groupe, Auto Insurance Discounters. This directory lists 20 life insurance agents serving Independence.

Showing 20 life insurance agents in Independence, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance3619 S Noland Rd(816) 685-6985
2Matrix Insurance11201 E US Hwy 24 B(816) 272-4444
3The Insurance Groupe16012 East 23rd St S(816) 461-2260
4Auto Insurance Discounters1312 S Noland Rd(816) 252-2255
5Lucent SR22 Insurance Group1600 S Noland Rd Suite 212 B(888) 544-2482
6Farmers Insurance - Marie Hudson1509 S Noland Rd Ste B(816) 228-3370
7Budget For Less LLC10808 East 23rd St S(816) 252-5213
8Monarch Insurance11301 E US Hwy 40(816) 203-7405
9Hometown Insurance Agency LLC4800 S Cochise Dr(816) 795-7200
10Beacon Point Insurance114 S Main St Suite 102(816) 254-6100
FI
3619 S Noland Rd
Freeway Insurance
Life Insurance Agent · Independence, MO

Freeway Insurance serves residential clients in Overland, Missouri, offering life insurance that provides financial security for families. The agency also addresses commercial coverage needs for local businesses in the area, tailoring policies to fit various professional requirements. Service extends throughout the Overland region, ensuring accessibility for residents and business owners alike. Between regular visits, agents follow up with policyholders to review plan details and adjust coverage as life circumstances change, maintaining consistent support for ongoing protection needs.

MI
11201 E US Hwy 24 B
Matrix Insurance
Life Insurance Agent · Independence, MO

A life insurance agent in Independence, MO, Matrix Insurance offers a range of services including policy selection, financial needs analysis, and application assistance. Ongoing support plans provide clients with annual policy reviews, beneficiary updates, and coverage adjustments as life circumstances change. The agency specializes in serving diverse property owners, with coverage designed for single-family homes, apartments, retail spaces, and restaurants.

IG
16012 East 23rd St S
The Insurance Groupe
Life Insurance Agent · Independence, MO

Homeowners and small business owners in Independence, Missouri, rely on The Insurance Groupe for life insurance policies designed to protect their families and commercial interests. The agency assists clients in assessing their coverage needs, from term life to whole life plans that provide long-term financial security. It offers personalized consultations to help residents of eastern Jackson County and nearby Blue Springs.

AI
1312 S Noland Rd
Auto Insurance Discounters
Life Insurance Agent · Independence, MO

Auto Insurance Discounters, serving Independence and surrounding Jackson County, works as a life insurance agent. The company helps clients evaluate term and whole life policies to match individual financial goals. Its agents guide customers through coverage options, focusing on protection for families and dependents. Additional services include policy comparisons and annual needs reviews. The office handles final expense planning and income replacement coverage for area residents.

LS
1600 S Noland Rd Suite 212 B
Lucent SR22 Insurance Group
Life Insurance Agent · Independence, MO

Lucent SR22 Insurance Group in Independence, MO provides life insurance agent services, emphasizing the distinction between one-time policy purchases and recurring coverage that adjusts over a client's lifetime. This firm helps individuals explore term or permanent policies to protect their loved ones financially. Assistance includes comparing policy features and guiding applicants through medical underwriting if required. Clients can schedule appointments as needed to review their evolving coverage requirements and update beneficiaries accordingly, ensuring ongoing support on an as-needed basis throughout their policy's duration.

FI
1509 S Noland Rd Ste B
Farmers Insurance - Marie Hudson
Life Insurance Agent · Independence, MO

As Independence families prepare for new seasons or life changes, securing financial protection becomes a priority. Farmers Insurance - Marie Hudson in Independence, MO offers life insurance agent services tailored to local residents’ evolving needs. The agent helps clients explore options to safeguard their loved ones against unforeseen circumstances. Products focus on providing peace of mind through straightforward coverage discussions. To begin, an initial assessment reviews individual circumstances and goals.

BF
10808 East 23rd St S
Budget For Less LLC
Life Insurance Agent · Independence, MO

Budget For Less LLC provides life insurance services to individuals and families in Independence, MO. It assists clients in evaluating their financial needs and selecting appropriate policy types for income replacement or final expenses. The agent works with different term or permanent options during personal consultations. This business also helps residents review their coverage amid major life changes like marriage or the birth of a child. In preparation for the annual enrollment season, it helps clients assess if their existing plans still align with their current obligations.

MI
11301 E US Hwy 40
Monarch Insurance
Life Insurance Agent · Independence, MO

Monarch Insurance provides life insurance coverage to residents in Independence, Missouri, helping individuals and families plan for future financial security. The company specializes in offering term and permanent life policies that can be tailored to address specific estate planning and income replacement needs. Its services assist local business owners and professionals in protecting their operations. Monarch Insurance serves the Independence commercial community, including offices, warehouses, and food service establishments.

HI
4800 S Cochise Dr
Hometown Insurance Agency LLC
Life Insurance Agent · Independence, MO
BP
114 S Main St Suite 102
Beacon Point Insurance
Life Insurance Agent · Independence, MO

Beacon Point Insurance provides residential life insurance services for individuals and families in Independence, MO, while also offering commercial coverage options for local businesses in the surrounding area. The agency serves clients throughout the Kansas City region, tailoring policies to meet diverse needs. After an initial policy setup, the agent follows up with clients during regular visits to review coverage adjustments or address changing circumstances.

SS
4710 S Cedar Crest Ct Suite 800
SF Services LLC
Life Insurance Agent · Independence, MO
(816) 795-5108
savage-financial.com
AI
19210 East 39th St S Suite B
AAA Independence Insurance and Member Services
Life Insurance Agent · Independence, MO
(816) 373-1717
ace.aaa.com/locations/Independence-64057-150
BL
19049 E Valley View Pkwy ste f
Brent Lilly Agency Inc American Family Insurance
Life Insurance Agent · Independence, MO
(816) 795-9945
amfam.com/agents/missouri/independence/Brent-Lilly
SI
17201 E US Hwy 40 Ste 101A
Shelter Insurance - Dan Welch
Life Insurance Agent · Independence, MO
(816) 478-1840
shelterinsurance.com/CA/agent/DANWELCH
GI
3031 M 291 Frontage Rd #100
Garner Insurance Agency
Life Insurance Agent · Independence, MO
(816) 200-7459
garnerfamilyinsurance.com
SI
9306 E US Hwy 40
Shelter Insurance - John John
Life Insurance Agent · Independence, MO
(816) 356-1336
shelterinsurance.com/CA/agent/JJOHN
JB
2661 S Hub Dr Ste B
Jim Blau Insurance Agency
Life Insurance Agent · Independence, MO
(816) 833-1595
jimblauagency.com
AO
4200 Little Blue Pkwy #670
Auto-Owners Insurance Independence Claims
Life Insurance Agent · Independence, MO
(800) 617-1470
auto-owners.com
II
4200 Little Blue Pkwy Suite 690
I360 Insurance, LLC
Life Insurance Agent · Independence, MO
(816) 525-7889
i360ins.com
BS
701 East 23rd St S B
Big Sky Agency
Life Insurance Agent · Independence, MO
(816) 322-2888
bigsky-agency.com

What Does a a Life Insurance Agent in Independence Cost?

Typical costs for life insurance in Missouri range from about $25 per month for a healthy 30 year old with a 20 year term policy to over $200 per month for a whole life policy for a 60 year old. Factors like age health coverage amount and policy type affect the premium. This is general information not insurance advice.

About life insurance agents in Independence

Life insurance agents in Independence Missouri help residents choose policies that protect their families. Missouri law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Missouri insurance regulations affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent in Independence need?

A life insurance agent in Missouri must hold a valid resident or non-resident license from the Missouri Department of Insurance. The license requires passing a state exam and completing continuing education every two years.

How long do I have to change my mind after buying a policy in Missouri?

Missouri law gives you a free look period of at least 10 days after receiving your policy. During this time you can cancel for a full refund of any premiums paid.

Are life insurance proceeds taxed in Missouri?

Life insurance death benefits are generally not subject to Missouri state income tax. However interest earned on proceeds held by the insurer may be taxable. Consult a tax professional for your specific situation.

Life Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.