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Find Life Insurance Agents Near You in Vista, CA

Browse life insurance agents serving Vista, California. Updated 2026-07-14.

The top-rated life insurance agent in Vista, California is Ximena Rosas - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include Pay Low Insurance, Farmers Insurance - Austin Heiland, Health Right Vista. This directory lists 18 life insurance agents serving Vista.

Showing 18 life insurance agents in Vista, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ximena Rosas - State Farm Insurance Agent1295 E Vista Way(760) 758-1090
2Pay Low Insurance1990 S Santa Fe Ave(619) 736-1313
3Farmers Insurance - Austin Heiland707 Civic Center Dr #208(760) 726-3003
4Health Right Vista847 Williamston St(442) 204-0111
5American Tri-Star Insurance Services Vista902 S Santa Fe Ave # B(760) 758-1600
6Farmers Insurance - Eleazar Garcia639 S Santa Fe Ave Ste A(858) 480-9943
7TWT Insurance Services170 Eucalyptus Ave(760) 205-3907
8Vamonos Insurance Services1110 N Santa Fe Ave ste b(760) 536-3625
9All Discount Insurance Services Inc664 E Vista Way G(760) 630-4555
10McArthur & Associates Insurance Agency LLC1116 Sycamore Ave ste A(760) 599-9300
XR
1295 E Vista Way
Ximena Rosas - State Farm Insurance Agent
Life Insurance Agent · Vista, CA

Ximena Rosas - State Farm Insurance Agent in Vista, CA, provides a comprehensive range of life insurance products designed to offer financial protection for individuals and their families. The agency assists clients in selecting suitable policies to help meet future needs, and offers ongoing policy maintenance and annual plan reviews to ensure coverage remains aligned with changing circumstances. Services are available for a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

PL
1990 S Santa Fe Ave
Pay Low Insurance
Life Insurance Agent · Vista, CA

Pay Low Insurance serves the Vista, California area as a life insurance agent, helping local residents secure financial protection for their families. The company assists clients in evaluating coverage needs based on their personal circumstances and long-term goals. Policy options focus on providing beneficiaries with death benefits to cover final expenses or replace lost income. Pay Low Insurance handles term life and whole life insurance services in this region.

FI
707 Civic Center Dr #208
Farmers Insurance - Austin Heiland
Life Insurance Agent · Vista, CA

Homeowners and local business owners in Vista and surrounding areas rely on Farmers Insurance agent Austin Heiland for personalized life insurance agent services. Policies are designed to safeguard families and enterprises against financial uncertainty, with clear explanations of term and whole life options. This agency helps clients assess their coverage needs and select appropriate plans for long-term security and peace of mind. Service extends to nearby communities such as Oceanside and Carlsbad.

HR
847 Williamston St
Health Right Vista
Life Insurance Agent · Vista, CA

Life insurance policies are either temporary term coverage designed for a specific period or permanent insurance that remains in force for the entire lifetime of the policyholder. Health Right Vista serves clients in Vista, CA, offering guidance on these coverage distinctions to help individuals and families protect their financial future. Professional advice includes comparing policy features, such as cash value accumulation and death benefit amounts. Their service structure operates on both a one-time consultation basis or as-needed visits for policy reviews or adjustments.

AT
902 S Santa Fe Ave # B
American Tri-Star Insurance Services Vista
Life Insurance Agent · Vista, CA

Serving Vista and the surrounding communities of North San Diego County, American Tri-Star Insurance Services Vista handles life insurance policy options for local residents. The agency assists clients in reviewing coverage amounts, comparing term and permanent policy structures, and considering beneficiaries. Its typical approach begins with an initial consultation to assess the individual’s existing coverage and future financial goals, followed by presenting clear policy comparisons aligned with those needs.

FI
639 S Santa Fe Ave Ste A
Farmers Insurance - Eleazar Garcia
Life Insurance Agent · Vista, CA

Farmers Insurance - Eleazar Garcia provides term life, whole life, and universal life insurance policies in Vista, California, along with supplemental coverage options for income protection. The agency also assists clients with final expense planning to ensure end-of-life costs are covered. It regularly meets with families to evaluate their current policies and adjust coverage as their financial situations change. During tax season, the agency helps clients review how recent income changes might affect their life insurance needs.

TI
170 Eucalyptus Ave
TWT Insurance Services
Life Insurance Agent · Vista, CA

As families in Vista look ahead to the changing seasons, reviewing their financial protection often becomes a priority during open enrollment periods. TWT Insurance Services provides personalized guidance on life insurance policies suited to individual budgets and long-term goals. Their agents help clients understand term and whole life options, ensuring coverage aligns with family needs. The process begins with a complimentary, no-obligation consultation to review current policies and assess required coverage levels.

VI
1110 N Santa Fe Ave ste b
Vamonos Insurance Services
Life Insurance Agent · Vista, CA

Vamonos Insurance Services provides life insurance to residential clients throughout Vista, California, helping families secure financial protection for the future. They extend their services to commercial clients seeking coverage tailored to business needs within the surrounding area. The agency works with individuals and organizations to identify suitable policies for their specific situations. Between regular consultations, they offer follow-up support to address policy questions or update coverage as personal circumstances or local regulations change, ensuring clients can rely on consistent service for their long-term planning.

AD
664 E Vista Way G
All Discount Insurance Services Inc
Life Insurance Agent · Vista, CA

All Discount Insurance Services Inc of Vista, California provides life insurance coverage for individuals and families, with specialized add-ons for critical illness and disability income protection. These supplemental policies help policyholders address financial gaps left by standard life plans when serious health events occur. The company regularly reviews existing coverage to align with changing needs over time. It offers its insurance services to various commercial sectors, including offices, warehouses, and food service establishments.

MA
1116 Sycamore Ave ste A
McArthur & Associates Insurance Agency LLC
Life Insurance Agent · Vista, CA

McArthur & Associates Insurance Agency LLC in Vista, CA, is known for guiding local residents through their life insurance options to secure financial protection for families. The firm offers term life, whole life, and universal life policies tailored to clients’ long-term needs. Each plan is designed to cover final expenses or replace lost income after a policyholder passes away. To supplement basic coverage, the agency also provides critical illness insurance as an optional add‑on.

I4
500 Hacienda Dr
Insurance 4 Less
Life Insurance Agent · Vista, CA
(760) 639-0040
insurance4less.net
PS
1580 S Melrose Dr Ste 115
Peter Salmon: Allstate Insurance
Life Insurance Agent · Vista, CA
(760) 597-4866
agents.allstate.com/peter-salmon-vista-ca.html
PU
2070 Hacienda Dr C
Prestige Unlimited Insurance
Life Insurance Agent · Vista, CA
(760) 631-1150
prestigeunlimitedinsurance.com
TI
1365 W Vista Way STE 200
Tague Insurance Agency
Life Insurance Agent · Vista, CA
(760) 509-4667
tagueins.com
AS
502 N Santa Fe Ave #A
Alejandro's Insurance Agency
Life Insurance Agent · Vista, CA
(760) 802-7368
alejandrosinsuranceagency.com
VI
138 Civic Center Dr #208
Vaughn Insurance Group
Life Insurance Agent · Vista, CA
(760) 940-2056
vaughninsurancegroup.com
AG
1341 Distribution Way STE 20
Assure Group Insurance Agency
Life Insurance Agent · Vista, CA
(858) 381-4004
NM
924 S Santa Fe Ave
Northwestern Mutual Life Insurance
Life Insurance Agent · Vista, CA
(760) 417-6535
northwesternmutual.com

What Does a a Life Insurance Agent in Vista Cost?

Life insurance costs in California vary by age, health, and policy type. A healthy 35-year-old might pay $30 to $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies cost more, often $150 to $300 per month for similar coverage. Costs also depend on the insurance company and any riders added. This is general information and not insurance advice.

About life insurance agents in Vista

A life insurance agent in Vista, California can help you choose a policy that fits your needs and budget. California law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent ensures you understand how state regulations affect your coverage options.

Frequently Asked Questions

What license does a life insurance agent need in California?

California requires life insurance agents to hold a valid resident license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years.

How do I verify a life insurance agent in Vista?

You can verify an agents license on the California Department of Insurance website. Look up their license number and check for any disciplinary actions. A licensed agent must provide their license number upon request.

What types of life insurance are common in Vista?

Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole life offers lifelong protection with a cash value component. Universal life gives flexible premiums and death benefits.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.