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HomeLife Insurance AgentsCalifornia › Bakersfield

Find Life Insurance Agents Near You in Bakersfield, CA

Browse life insurance agents serving Bakersfield, California. Updated 2026-07-14.

The top-rated life insurance agent in Bakersfield, California is Freeway Insurance, rated 4.8 stars across 864 reviews. Other highly rated options include Elizabeth Cardenas - State Farm Insurance Agent, AAA Bakersfield Insurance and Member Services, Globe Life American Income Division: Furer Organization. This directory lists 25 life insurance agents serving Bakersfield.

Showing 25 life insurance agents in Bakersfield, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance5021 Stockdale Hwy(661) 282-1855
2Elizabeth Cardenas - State Farm Insurance Agent5201 California Ave Suite 230(661) 327-0838
3AAA Bakersfield Insurance and Member Services1500 Commercial Way(661) 327-4661
4Globe Life American Income Division: Furer Organization5329 Office Centre Ct Suite 227(858) 450-9919
5Omni Safe Insurance Bakersfield3401 Pacheco Rd suite i(661) 381-2200
6Farmers Insurance - Marcy Parmley3616 Coffee Rd B(661) 587-4554
7Dennis Stitt - State Farm Insurance Agent5301 Office Park Dr Ste 405(661) 398-2203
8Auto International Insurance & DMV Services - Bakersfield1310 Chamberlain Ave # A(661) 270-2500
9Saber Insurance Agency8120 Rosedale Hwy Suite 100(661) 365-0100
10InsureOne Insurance2100 F St(661) 430-2004
FI
5021 Stockdale Hwy
Freeway Insurance
Life Insurance Agent · Bakersfield, CA

Serving homeowners, families, and local entrepreneurs in the Bakersfield area, Freeway Insurance provides essential life insurance policies designed to protect financial futures. Its agents work with clients to understand coverage needs, offering term and whole life options that help secure income replacement and final expense planning. Navigating California’s insurance regulations, the company assists individuals in selecting appropriate benefit amounts for their specific life stages. Freeway Insurance also extends its services to residents in the neighboring community of Oildale, ensuring broader access to reliable life insurance guidance.

EC
5201 California Ave Suite 230
Elizabeth Cardenas - State Farm Insurance Agent
Life Insurance Agent · Bakersfield, CA

Elizabeth Cardenas - State Farm Insurance Agent in Bakersfield, California, provides a range of services including life insurance policies tailored to individual needs. The office helps clients evaluate their coverage options and offers regular policy reviews to keep plans aligned with changing circumstances. It assists with account maintenance and claims guidance. The agent works with clients who own single-family homes, apartments, retail businesses, and restaurants.

AB
1500 Commercial Way
AAA Bakersfield Insurance and Member Services
Life Insurance Agent · Bakersfield, CA

AAA Bakersfield Insurance and Member Services serves the Bakersfield metro area and surrounding Kern County with life insurance agent services. The agency assists local residents in finding coverage options that help protect their families’ financial futures. Policyholders can review term, whole, and universal life insurance plans. The agency also handles policy adjustments for changing needs over time. Specific services available through this location include new life insurance policy enrollment and beneficiary updates for existing accounts.

GL
5329 Office Centre Ct Suite 227
Globe Life American Income Division: Furer Organization
Life Insurance Agent · Bakersfield, CA

Serving Bakersfield and the surrounding Kern County communities, Globe Life American Income Division’s Furer Organization handles term life insurance policies for local families and individuals. The agency focuses on helping clients understand their coverage options to protect loved ones from financial hardship. Each typical job begins with a needs assessment of the client’s household, followed by a review of plan benefits, to ensure the policy aligns with their budget and long-term goals.

OS
3401 Pacheco Rd suite i
Omni Safe Insurance Bakersfield
Life Insurance Agent · Bakersfield, CA

Omni Safe Insurance Bakersfield serves homeowners, families, and small business owners in Bakersfield, California, who require life insurance coverage to protect their financial futures. The agency helps clients evaluate term, whole, and universal life policies that can provide income replacement or final expense funds. Policies are structured to align with individual budgets and long-term goals, ensuring beneficiaries receive needed support. Comprehensive plan comparisons are offered, guiding local residents through their choices. The agency extends its coverage options to clients throughout the nearby community of Oildale and surrounding Kern County areas.

FI
3616 Coffee Rd B
Farmers Insurance - Marcy Parmley
Life Insurance Agent · Bakersfield, CA

Farmers Insurance - Marcy Parmley in Bakersfield, CA offers both one-time life insurance policies and recurring coverage options to meet varying client needs. Life insurance agents in this area typically help individuals select term or permanent plans to protect their families financially against unexpected events. A one-time policy provides a single payout upon death, while recurring options build cash value over time. Service is available on a scheduled or as-needed basis, depending on policy reviews or life changes.

DS
5301 Office Park Dr Ste 405
Dennis Stitt - State Farm Insurance Agent
Life Insurance Agent · Bakersfield, CA

Dennis Stitt - State Farm Insurance Agent in Bakersfield, CA, specializes in tailoring life insurance policies to meet individual financial and familial needs. The agency also provides auto, home, and health coverage, helping local residents protect their assets and loved ones. With comprehensive risk assessments, they guide clients through plan selection for long-term security. As spring approaches, the agent assists families in updating policies to account for major life events like a new baby or a recent mortgage.

AI
1310 Chamberlain Ave # A
Auto International Insurance & DMV Services - Bakersfield
Life Insurance Agent · Bakersfield, CA

Auto International Insurance & DMV Services - Bakersfield serves Bakersfield, California, and the surrounding Kern County communities, handling a full range of life insurance agent services. It assists local residents with term, whole, and universal life policies, helping individuals and families secure financial protection for the future. The company approaches each case by first assessing a client’s specific coverage needs and budget, then reviewing available plans from its provider network to recommend a suitable option that fits the customer’s long-term goals.

SI
8120 Rosedale Hwy Suite 100
Saber Insurance Agency
Life Insurance Agent · Bakersfield, CA

As winter storms can bring unexpected power outages and frozen pipes, families in Bakersfield often contemplate how their policies would cover such sudden property damage. Saber Insurance Agency, a life insurance agent in this area, assists clients in navigating these coverage questions, helping to ensure that a policy aligns with their long-term household protection needs. Here in the southern Central Valley, agents commonly review estate liquidity and burial costs with clients. The process typically begins with a face-to-face inspection of current coverage and a documentation review to identify any gaps.

II
2100 F St
InsureOne Insurance
Life Insurance Agent · Bakersfield, CA

InsureOne Insurance specializes in helping individuals and families in Bakersfield assess their long-term financial protection needs through life insurance policies. This agency assists clients with selecting appropriate coverage amounts and policy types, including term and whole life options, to secure their beneficiaries’ futures. Such policies can help replace lost income, cover final expenses, or pay off outstanding debts after a policyholder passes away. InsureOne Insurance also serves the commercial sector, offering coverage for offices, warehouses, and food service businesses.

IS
5901 Sundale Ave Suite B
Insurance Savings Group
Life Insurance Agent · Bakersfield, CA
(661) 432-1474
joinisg.com
DD
4903 Calloway Dr #103
Darlene Denison - State Farm Insurance Agent
Life Insurance Agent · Bakersfield, CA
(661) 588-6070
denisonagency.net
DL
4903 Calloway Dr Suite 202
Danielle Lehr - State Farm Insurance Agent
Life Insurance Agent · Bakersfield, CA
(661) 588-1001
drivewithmed.com
VI
1801 21st St Suite 2
Vizion Integrated Insurance Agency Inc.
Life Insurance Agent · Bakersfield, CA
(866) 449-8442
quote7.com
OF
400 H St
Omega Financial & Insurance Services Inc
Life Insurance Agent · Bakersfield, CA
(661) 326-6870
quoteomega.com
FR
1701 G St
Fallgatter Rhodes Insurance Services
Life Insurance Agent · Bakersfield, CA
(661) 324-2424
frins.com
PI
238 H St
Praise Insurance
Life Insurance Agent · Bakersfield, CA
(661) 873-4983
CC
111 H St
Crosby and Crosby Insurance Services
Life Insurance Agent · Bakersfield, CA
(661) 327-5531
DI
2029 21st St
Denesha Insurance Agency
Life Insurance Agent · Bakersfield, CA
(661) 397-0041
denesha.net
CB
1800 19th St #108
Clifford & Bradford Insurance Agency
Life Insurance Agent · Bakersfield, CA
(661) 283-8100
cliffordandbradford.com
6I
120 H St
661 INSURANCE AGENCY
Life Insurance Agent · Bakersfield, CA
(661) 362-8520
661insurance.com
BI
8200 Stockdale Hwy Ste. M-10
Bakersfield Insurance Agency
Life Insurance Agent · Bakersfield, CA
(661) 206-2011
bakersfieldinsuranceagency.com
SI
7702 Meany Ave Ste 102
Stockdale Insurance Agency Inc.
Life Insurance Agent · Bakersfield, CA
(661) 327-3321
stockdaleinsurance.com
NY
5060 California Ave
New York Life Insurance
Life Insurance Agent · Bakersfield, CA
(661) 328-3856
kwthompson.com/about-us/about-new-york-life
CC
4900 California Ave tower b-210
California Canyon Insurance Agency
Life Insurance Agent · Bakersfield, CA
(661) 377-2978
californiacanyoninsurance.com

What Does a a Life Insurance Agent in Bakersfield Cost?

The cost of life insurance in California varies by age, health, and coverage amount. A 40-year-old non-smoker might pay between $30 and $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies cost more, often starting at $100 per month. California requires insurers to use standard risk classifications and cannot deny coverage based on lawful activities like travel. This is general information and not insurance advice.

About life insurance agents in Bakersfield

Life insurance agents in Bakersfield, California help residents choose policies that protect their families and assets. California law requires agents to hold a valid license from the California Department of Insurance. Local agents understand the specific needs of Kern County residents, including coverage for agricultural workers and small business owners.

Frequently Asked Questions

What license does a life insurance agent need in California?

A life insurance agent in California must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.

How long does a life insurance application take in California?

The application process for life insurance in California typically takes 2 to 6 weeks. This includes medical underwriting and policy review. California law allows a 30-day free look period after you receive the policy.

Can a life insurance agent in Bakersfield help with California estate planning?

Yes, many life insurance agents in Bakersfield work with estate planning attorneys to coordinate policies with California trust and probate laws. Life insurance proceeds are generally not subject to California probate if a beneficiary is named.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.