The top-rated life insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 550 reviews. Other highly rated options include AAA Ventura Insurance and Member Services, Irene V Henry - State Farm Insurance Agent, John E. Peakes Insurance Agency, Inc.. This directory lists 18 life insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | AAA Ventura Insurance and Member Services | 1501 S Victoria Ave | (805) 644-7171 |
| 3 | Irene V Henry - State Farm Insurance Agent | 1445 Donlon St STE 8 | (805) 650-9900 |
| 4 | John E. Peakes Insurance Agency, Inc. | 1445 Donlon St STE 6 | (866) 690-4787 |
| 5 | Farmers Insurance - Gloria Kilmer | 1445 Donlon St STE 11 | (805) 642-1350 |
| 6 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 7 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
| 8 | Venture Casualty Insurance Services | 1567 Spinnaker Dr suite 201 | (855) 602-0222 |
| 9 | American Legacy Solutions | 5808 Telephone Rd 2nd Floor | (855) 534-2295 |
| 10 | Direct Service Insurance | 1629 E Main St Suites B and C | (805) 641-0422 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California metro area as a life insurance agent. The agency assists local residents in planning for financial security through personalized policy options. Clients can explore term life coverage, which provides protection for a specified period. Whole life policies offer lifetime coverage with a cash value component. The office guides individuals in selecting death benefits that suit their family’s needs. Common services include final expense planning to cover end-of-life costs and income replacement strategies to safeguard loved ones after a loss.
AAA Ventura Insurance and Member Services provides life insurance coverage for local Ventura residents, including term, whole, and universal life policy options. Its representatives assist clients in selecting appropriate plans and modifying coverage as family or financial needs change. Routine policy reviews are available to ensure beneficiaries remain up to date. The company services single-family homes, apartments, small retail shops, and local restaurants in and around Ventura.
Irene V Henry - State Farm Insurance Agent serves homeowners and local business operators in Ventura, California. The agency provides life insurance policies designed to protect families from financial hardship after a death. It also offers assistance with term, whole, and universal life coverage options. Clients can schedule a review to discuss policy adjustments or beneficiary updates at the Ventura office. The agent additionally covers households and small businesses in neighboring Oxnard.
John E. Peakes Insurance Agency, Inc. serves Ventura County and the surrounding California area. It specializes in providing life insurance coverage for local residents. The company works with individuals and families to identify appropriate policies for their financial planning needs. Services include term life and whole life insurance. These policies help protect beneficiaries and provide financial security in the event of an insured’s death. The agency also assists clients with evaluating policy options for income replacement. It handles final expense insurance and mortgage protection plans in this region.
Serving Ventura and the surrounding communities, Farmers Insurance - Gloria Kilmer assists individuals and families with a range of life insurance products to meet their financial security needs. As a life insurance agent in this area, the office focuses on explaining policy details, coverage options, and long-term planning considerations to each client. The general approach to handling a typical job involves a thorough assessment of personal circumstances, followed by a straightforward presentation of suitable solutions tailored to those specific requirements.
Forward Insurance Agency helps individuals choose between one-time coverage and recurring policies tailored to ongoing protection needs, offering straightforward life insurance solutions for Ventura residents. Their agents assist with term and whole life options to address financial security for families or businesses. Service operates on a one-time or as-needed basis depending on client preference, with no mandatory scheduling beyond initial policy setup.
Best Access Insurance specializes in helping clients secure appropriate life insurance policies for their individual needs. The company also assists with policy reviews and coverage adjustments to keep plans aligned with changing circumstances. Located in Ventura, CA, its services support local residents seeking financial protection for their families. If a client is preparing for a major life event like the arrival of a new child or nearing retirement, the agency helps evaluate suitable options during these important transitions.
Venture Casualty Insurance Services operates as a life insurance agent in Ventura, CA, handling individual policy applications for financial protection and legacy planning. The agency guides clients through term and permanent coverage options to address their specific needs. Its services extend to assisting businesses with group life benefits as an add-on to general commercial policies. This commercial support allows the firm to serve local office environments, warehouse operations, and food service establishments across the region.
As Ventura residents review their coverage before the next open enrollment period, American Legacy Solutions helps local families evaluate policies that meet evolving needs. Located in Ventura, this life insurance agent company provides guidance on term, whole, and universal life options for clients at various life stages. The team focuses on explaining policy structures and benefit payouts so customers can make informed decisions. Every consultation begins with a thorough review of the individual’s current coverage gaps and long-term financial goals during an initial needs assessment meeting.
Direct Service Insurance provides life insurance coverage for residents in Ventura, California, and the surrounding communities. Commercial policies are also available for local business owners seeking to protect their employees and operations. The agency assists clients with evaluating policy options suited to their individual needs and long-term financial goals. Regular follow-up appointments are scheduled to review coverage details and address any changes in the household, ensuring continued service between annual visits.
What Does a a Life Insurance Agent in Ventura Cost?
Term life insurance for a healthy 35 year old in California typically costs 20 to 50 dollars per month for a 500,000 dollar policy. Whole life insurance premiums range from 100 to 300 dollars per month for the same coverage amount. Costs vary based on age health coverage amount and policy type. This is general information not insurance advice.
About life insurance agents in Ventura
Life insurance agents in Ventura California help residents choose policies that protect their families and meet state requirements. California law requires agents to hold a valid license from the California Department of Insurance. Local agents understand Ventura County needs like earthquake coverage riders and coastal property considerations.
Frequently Asked Questions
What license does a life insurance agent need in California?
Agents must hold a valid Life Agent license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. You can verify an agent license on the CDI website.
How long does a life insurance application take in Ventura?
The process usually takes 2 to 6 weeks from application to policy delivery. Medical exams and underwriting can extend the timeline. Some policies offer accelerated underwriting for healthy applicants.
Are there California specific rules for life insurance beneficiaries?
Yes. California Probate Code Section 252 requires that a beneficiary designation be in writing and signed by the policy owner. Community property laws may affect spousal beneficiary rights in California.
Life Insurance Agents in Other California Cities
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