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HomeLife Insurance AgentsCalifornia › Union City

Find Life Insurance Agents Near You in Union City, CA

Browse life insurance agents serving Union City, California. Updated 2026-07-14.

The top-rated life insurance agent in Union City, California is Hera Tong Gutierrez - State Farm Insurance Agent, rated 5.0 stars across 145 reviews. Other highly rated options include Jeff Sinfuego - State Farm Insurance Agent, Gill Financial & Insurance Services, Tony Huey: Allstate Insurance. This directory lists 15 life insurance agents serving Union City.

Showing 15 life insurance agents in Union City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hera Tong Gutierrez - State Farm Insurance Agent32145 Alvarado-Niles Rd # 205(510) 972-0968
2Jeff Sinfuego - State Farm Insurance Agent4123 Dyer St Ste 210(510) 431-3514
3Gill Financial & Insurance Services31080 Union City Blvd # 201(510) 888-1180
4Tony Huey: Allstate Insurance1780 Whipple Rd STE 201(510) 429-5788
5Global Green Insurance Agency of the Bay Area32146 Alvarado Blvd(510) 487-1000
6Golden Bay Insurance Agency, Inc.33436 Alvarado-Niles Rd(510) 487-2225
7Bill Stone: Allstate Insurance33436 Alvarado-Niles Rd(510) 487-2225
8Farmers Insurance - Elizabeth Banuelos33125 Mission Blvd(510) 580-3077
9Banuelos Insurance and Tax Services33125 Mission Blvd(510) 580-3077
10Farmers Insurance - Daphne Delos Santos33515 Western Ave(510) 475-5850
HT
32145 Alvarado-Niles Rd # 205
Hera Tong Gutierrez - State Farm Insurance Agent
Life Insurance Agent · Union City, CA

Hera Tong Gutierrez - State Farm Insurance Agent serves Union City and the broader Alameda County area, specializing in life insurance coverage and related personal financial protection. As a local life insurance agent, the company assists residents in assessing their long-term security needs through various policy options. They guide clients in selecting appropriate coverage to help provide for beneficiaries. The agency handles term life policies and whole life insurance solutions tailored to individual circumstances in this community.

JS
4123 Dyer St Ste 210
Jeff Sinfuego - State Farm Insurance Agent
Life Insurance Agent · Union City, CA

Jeff Sinfuego - State Farm Insurance Agent serves Union City homeowners, renters, and business owners with individual life insurance policies. The agency helps clients secure financial protection for their families through term and whole life coverage options. It also assists property managers in obtaining key-person insurance to safeguard their enterprises. Life insurance plans are tailored to meet both short-term needs and long-term estate planning goals. The agent additionally provides service to clients in nearby Hayward and the surrounding Alameda County communities.

GF
31080 Union City Blvd # 201
Gill Financial & Insurance Services
Life Insurance Agent · Union City, CA

Gill Financial & Insurance Services provides life insurance policies to individuals in Union City, CA, offering financial protection for families and beneficiaries. The agency helps clients review their existing coverage and plan for future needs through periodic policy assessment. It serves the local area with a focus on securing financial stability for loved ones. The company’s services extend to clients who own single-family homes, apartments, retail, and restaurants, tailoring insurance to their specific residential and commercial coverage requirements.

TH
1780 Whipple Rd STE 201
Tony Huey: Allstate Insurance
Life Insurance Agent · Union City, CA

Tony Huey’s Allstate Insurance agency in Union City, CA, serves local homeowners, renters, and small business owners seeking financial protection for their families and assets. As a life insurance agent, the agency helps clients understand policy options that can provide income replacement or final expense coverage. Property managers also come to this office for guidance on insuring their rental units and liability exposures. Beyond Union City, the agency covers clients across the surrounding Alameda County communities, including nearby Fremont.

GG
32146 Alvarado Blvd
Global Green Insurance Agency of the Bay Area
Life Insurance Agent · Union City, CA

Global Green Insurance Agency of the Bay Area serves Union City and the surrounding communities in the East Bay region, handling life insurance policies for local residents and families. The agency manages term, whole, and universal life coverage options to address clients' long-term financial protection needs. It typically begins each job with a personalized needs assessment to determine appropriate coverage levels before presenting tailored policy recommendations for the client’s specific situation.

GB
33436 Alvarado-Niles Rd
Golden Bay Insurance Agency, Inc.
Life Insurance Agent · Union City, CA

Golden Bay Insurance Agency, Inc., located in Union City, helps clients choose between a single-purchase life insurance policy or an ongoing coverage plan that adjusts over time. Whether seeking term life for temporary needs or permanent insurance for long-term financial security, the agency discusses how each option affects beneficiaries and premium structures. All conversations aim to identify appropriate coverage for family protection or estate planning. Service for policy reviews, changes, or new inquiries is available on a one-time or as-needed basis.

BS
33436 Alvarado-Niles Rd
Bill Stone: Allstate Insurance
Life Insurance Agent · Union City, CA

As Union City families plan for their children's college or prepare for retirement, they often seek reliable guidance on protecting their financial future over the long term. Bill Stone: Allstate Insurance serves local residents navigating these major life transitions by offering life insurance products tailored to help provide that security. In this community, a life insurance agent works directly with individuals to explain policy options and assess coverage needs. An initial consultation typically begins with a review of the client's current financial situation and goals.

FI
33125 Mission Blvd
Farmers Insurance - Elizabeth Banuelos
Life Insurance Agent · Union City, CA

As a life insurance agent serving the Union City area, Farmers Insurance - Elizabeth Banuelos specializes in helping clients assess their needs for term, whole, and universal life policies. The agency provides general guidance on integrating coverage into broader financial planning for local individuals and families. It assists with preparing applications, comparing benefit structures, and addressing underwriting questions throughout the service area. This agent may be particularly helpful for clients reevaluating their policies following a major life event such as the birth of a child or a mortgage purchase.

BI
33125 Mission Blvd
Banuelos Insurance and Tax Services
Life Insurance Agent · Union City, CA

Banuelos Insurance and Tax Services in Union City, CA helps individuals and families plan for financial security through life insurance policies. The company also offers tax preparation assistance as a complementary service to its clients. For businesses, it provides guidance on suitable coverage options that protect against unforeseen events. These policies can benefit commercial enterprises such as offices, warehouses, and food service operations by securing their long-term stability.

FI
33515 Western Ave
Farmers Insurance - Daphne Delos Santos
Life Insurance Agent · Union City, CA

Farmers Insurance - Daphne Delos Santos provides life insurance solutions to residents in Union City and the surrounding areas, offering residential coverage tailored to individual family needs. Commercial policy options are also available for local small business owners seeking financial protection for their enterprises. The agent assists with both term and permanent life plans, clarifying policy details through personalized consultations. Follow-up meetings are regularly scheduled to review coverage and make adjustments as circumstances change, ensuring clients receive continued service between annual visits.

FI
3995 Smith St Ste 9
Farmers Insurance
Life Insurance Agent · Union City, CA
(510) 429-8900
farmersagent.com/gkaila
CS
33331 Alvarado-Niles Rd
Cathy Start - State Farm Insurance Agent
Life Insurance Agent · Union City, CA
(510) 471-8816
cathystart.com
GF
33006 Calle La Mirada Common
Godinez Financial and Insurance Services
Life Insurance Agent · Union City, CA
(510) 552-4334
SL
34895 Limestone Dr
Surety Life Insurance Co
Life Insurance Agent · Union City, CA
(510) 324-1063
ES
1791 Decoto Rd
e-stepping stone
Life Insurance Agent · Union City, CA
(510) 673-6766

What Does a a Life Insurance Agent in Union City Cost?

The cost of life insurance in California varies by age, health, coverage amount, and policy type. A healthy 35 year old might pay between $25 and $60 per month for a 20 year term policy with $500,000 in coverage. Smokers and individuals with health conditions will see higher rates. This is general information and not insurance advice.

About life insurance agents in Union City

Life insurance agents in Union City, California help residents and families find coverage that meets their financial goals. California law requires all life insurance agents to hold a valid state license and follow strict disclosure rules. A local agent can explain term, whole life, and universal life options specific to your situation.

Frequently Asked Questions

What license does a life insurance agent need in California?

Agents must hold a valid California Department of Insurance license. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.

How do I choose a life insurance agent in Union City?

Look for an agent with experience and a good reputation. Ask about the types of policies they offer and how they are compensated. You can verify an agents license on the California Department of Insurance website.

Is a medical exam always required for life insurance in California?

No. Some policies offer simplified issue or guaranteed issue options that do not require a medical exam. However, these policies often have higher premiums and lower coverage limits compared to fully underwritten policies.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.