The top-rated life insurance agent in Truckee, California is Roxanne Duffield - State Farm Insurance Agent, rated 4.9 stars across 280 reviews. Other highly rated options include Nic Beddoe - State Farm Insurance Agent, Peter Fuszard - State Farm Insurance Agent, Health Benefits Associates - Health Insurance Truckee Tahoe. This directory lists 15 life insurance agents serving Truckee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roxanne Duffield - State Farm Insurance Agent | 10775 Pioneer Trail Ste 211C | (530) 550-9000 |
| 2 | Nic Beddoe - State Farm Insurance Agent | 10775 Pioneer Trail Ste 211C | (530) 550-1400 |
| 3 | Peter Fuszard - State Farm Insurance Agent | 11045 Donner Pass Rd #1a | (530) 587-3883 |
| 4 | Health Benefits Associates - Health Insurance Truckee Tahoe | 10098 Jibboom St | (530) 563-7780 |
| 5 | InterWest Insurance Services, LLC | 40169 Truckee Airport Rd #203 | (800) 579-6369 |
| 6 | Farmers Insurance - Joseph Alfonso | 10015 Palisades Dr # 1 | (530) 587-5623 |
| 7 | Marc Blatt: Primerica - Financial Services | 12277 Soaring Way 300 I | (866) 505-5469 |
| 8 | Rollo Professional Insurance | 11045 Donner Pass Rd | (530) 587-4620 |
| 9 | Peter Trummer Insurance | 18075 W River St | (530) 557-3415 |
| 10 | Heffernan Insurance Brokers | 40200 Truckee Airport Rd Suite #3 | (530) 550-0123 |
Roxanne Duffield - State Farm Insurance Agent serves the Truckee, California area with life insurance policies. As a local agent, this office helps residents evaluate term and whole life coverage options suited to their financial goals. Clients can discuss policy features, benefit amounts, and premium structures during personalized consultations. The agency also assists with adjusting existing plans to accommodate major life events. Roxanne Duffield - State Farm Insurance Agent addresses term life insurance for temporary income protection and whole life insurance for lifelong coverage.
Nic Beddoe - State Farm Insurance Agent in Truckee, CA provides life insurance policies designed to help protect families and individuals from financial uncertainty. Service includes policy reviews to adjust coverage as life circumstances change, along with filing and managing claims. The agency explains policy details and helps clients understand their beneficiary options. Regular maintenance involves updating beneficiaries and reviewing coverage limits. This agent services single-family homes, apartments, retail properties, and restaurants in the Truckee area.
Peter Fuszard - State Farm Insurance Agent in Truckee, CA serves local homeowners, renters, and small business owners seeking financial protection. The agency provides life insurance policies designed to help cover final expenses, replace income, or pay off debts after a death. It also offers auto, home, and business liability coverage to help Truckee residents manage everyday risks. In addition to serving the downtown area and nearby residential neighborhoods, the office extends its services to residents of the Glenshire and Tahoe Donner communities.
Health Benefits Associates - Health Insurance Truckee Tahoe serves the Truckee, California area and surrounding communities in the Sierra Nevada region. The agency handles life insurance policies designed to provide financial protection for families and individuals. By assessing each client’s personal coverage needs and budget, the agent focuses on matching plans to the specific circumstances of local residents. The typical job is handled through a straightforward consultation process that reviews available policy options and explains their features.
InterWest Insurance Services, LLC serves residential clients in and around Truckee, California with life insurance policies designed to protect families. The agency also provides commercial coverage to local businesses seeking key person or buy-sell protection. Its service area encompasses Truckee and the broader Sierra Nevada region. Clients often return for annual policy reviews or adjustments as their coverage needs change between regular visits, ensuring their plans remain aligned with evolving life circumstances.
Farmers Insurance - Joseph Alfonso in Truckee, CA provides life insurance coverage on either a one-time or recurring payment basis, depending on the policy selected. This local agency helps clients protect their families with term or whole life plans tailored to individual needs. Life insurance agents in this area guide customers through policy options and application processes. Service runs on an as-needed basis for consultations and policy adjustments.
With winter snowstorms and sudden power outages a recurring reality in Truckee, protecting a household’s financial future becomes a pressing concern. Marc Blatt: Primerica - Financial Services offers life insurance coverage tailored to help local families manage such unexpected hardships. Understanding that policyholders often need clear, direct guidance, the agent assists clients in evaluating their current coverage levels. An initial complimentary policy review is scheduled to identify specific gaps or overlaps in a person’s existing plan.
Rollo Professional Insurance specializes in life insurance agent services, providing guidance on term and permanent policies to families and individuals in the Truckee, California area. The agency works with clients to assess coverage needs based on financial goals and family circumstances. It also offers support in reviewing existing policies to ensure they remain relevant as life changes occur. As winter approaches, Rollo Professional Insurance helps clients consider how their life insurance plan can address the increased seasonal risks associated with mountain travel.
Peter Trummer Insurance provides guidance on life insurance matters for individuals and families in the Truckee, CA area. The agency helps clients understand term and whole life policy options to protect their financial future. With a focus on risk management and beneficiary planning, the company can address coverage needs for various commercial sectors, including offices, warehouses, and food service businesses.
Heffernan Insurance Brokers provides residential life insurance services to clients in Truckee, California. The agency also offers commercial coverage solutions for local businesses seeking financial protection for their operations. Service extends throughout the Truckee area, addressing the unique needs of this mountain community. Agents assist with policy selection and coverage planning, helping clients secure appropriate life insurance for their personal or business circumstances. The firm maintains contact with policyholders to ensure coverage remains suitable, arranging follow-up consultations between regular visits for any needed adjustments.
What Does a a Life Insurance Agent in Truckee Cost?
Life insurance costs in Truckee vary by age, health, policy type, and coverage amount. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. California requires agents to disclose policy fees and surrender charges. This is general information, not insurance advice.
About life insurance agents in Truckee
Life insurance agents in Truckee, California help residents and families protect their financial future. Agents licensed in California must follow state insurance regulations, including the California Insurance Code. Truckee agents can assist with policies that cover final expenses, mortgage protection, and income replacement for families in the Sierra Nevada region.
Frequently Asked Questions
What license does a life insurance agent need in Truckee California?
Agents must hold a valid California life insurance license issued by the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long does it take to get a life insurance policy in Truckee?
Most term life policies are issued within 30 to 60 days. The process includes an application, medical underwriting, and a free-look period of 30 days under California law. Some policies with no medical exam can be approved in days.
Can a life insurance agent in Truckee help with California community property laws?
Yes. California is a community property state, so life insurance policies purchased during marriage are considered community property. An agent can explain how this affects beneficiary designations and policy ownership.
Life Insurance Agents in Other California Cities
Agoura Hills · Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Atascadero · Auburn · Azusa · Bakersfield · Baldwin Park