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Directory of life insurance agents in Torrance, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Torrance, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 life insurance agents in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Lowe - State Farm Insurance Agent
3400 Torrance Blvd #103, Torrance, CA 90503
(310) 214-0300
jeffloweinsurance.com
Freeway Insurance
1431 W Knox St #1300, Torrance, CA 90501
(310) 707-1203
locations.freeway.com
Freeway Insurance
1243 W Carson St, Torrance, CA 90502
(310) 746-5632
locations.freeway.com
Expert Auto Home Insurance - Mercury Auto Insurance
Life insurance agents in Torrance California help residents and businesses find coverage that meets state requirements. California law mandates specific disclosures for life insurance policies including a free look period of 30 days. Agents in Torrance can guide you through term life whole life and universal life options tailored to your needs.
What Does a Life Insurance Agent in Torrance Cost?
Typical costs for a term life insurance policy in California range from 20 to 100 dollars per month for a healthy 35 year old seeking 500000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage amounts. Rates vary based on age health gender and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the free look period for life insurance in California?
California law gives you a 30 day free look period after you receive your life insurance policy. During this time you can cancel the policy for a full refund if you change your mind. This applies to all life insurance policies sold in the state.
Do I need a medical exam to get life insurance in Torrance?
Many life insurance policies in California require a medical exam but some offer simplified issue or guaranteed issue options without one. These no exam policies often have lower coverage limits and higher premiums. An agent can explain which type fits your health situation.
How does California community property law affect life insurance?
California is a community property state so life insurance purchased with community funds is owned equally by both spouses. If you name someone other than your spouse as beneficiary your spouse may have legal rights to half the policy value. An agent can help you structure ownership correctly.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.