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Find Life Insurance Agents Near You in South San Francisco, CA

Directory of life insurance agents in South San Francisco, California. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
South San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 life insurance agents in South San Francisco, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
553 El Camino Real Ste B, South San Francisco, CA 94080
(650) 683-7003 locations.acceptance.com
Winky Wong: Allstate Insurance
611 Gateway Blvd Ste 120, South San Francisco, CA 94080
(415) 681-6810 agents.allstate.com
Incline Insurance Services
510 Myrtle Ave # 203, South San Francisco, CA 94080
(650) 437-5304 inclineinsurance.com
Katherine Paras-Swanson: Allstate Insurance
363 El Camino Real #235, South San Francisco, CA 94080
(650) 615-4900 agents.allstate.com
Eric Wong: Allstate Insurance
3540 Callan Blvd Ste 203, South San Francisco, CA 94080
(415) 469-7333 agents.allstate.com
Lauro Gutierrez Jr.: Allstate Insurance
446 Grand Ave, South San Francisco, CA 94080
(650) 583-4545 agents.allstate.com
Dayals Insurance Services Inc.
780 El Camino Real, South San Francisco, CA 94080
(650) 589-3021
Farmers Insurance - Lien Tu
611 Gateway Blvd Ste 120, South San Francisco, CA 94080
(415) 635-0993 agents.farmers.com
Farmers Insurance - Guadalupe Banderas
156 S Spruce Ave Ste F144, South San Francisco, CA 94080
(650) 583-9460 agents.farmers.com
Jerry Tench - State Farm Insurance Agent
1405 Huntington Ave #100, South San Francisco, CA 94080
(650) 589-0100 jerrytench.com
Farmers Insurance - Salvador Castillo
325 Corey Way Ste 101, South San Francisco, CA 94080
(650) 389-7154 agents.farmers.com
Farmers Insurance - Nirmal Singh
363 El Camino Real # 288, South San Francisco, CA 94080
(415) 967-1258 agents.farmers.com
The Delshire Agency
130 Produce Ave, South San Francisco, CA 94080
(415) 671-4705 delshireagency.com

Life insurance agents in South San Francisco help residents and businesses choose policies that provide financial protection for families. California requires all life insurance agents to hold a valid license from the California Department of Insurance. Agents can assist with term life whole life and universal life options tailored to local needs.

What Does a Life Insurance Agent in South San Francisco Cost?

The cost of a life insurance agent in California is usually included in the policy premium as a commission typically 50 to 90 percent of the first years premium. For a 35-year-old in good health a 20-year term policy with 500000 in coverage may cost 25 to 40 dollars per month. Whole life policies cost significantly more often 200 to 500 dollars per month for similar coverage. Costs vary by age health policy type and coverage amount. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get a life insurance policy in South San Francisco?
The process typically takes 2 to 6 weeks from application to policy issuance. Underwriting includes a review of medical history and may require a paramedical exam. California law allows a 10-day free look period after you receive the policy.
Can a life insurance agent in California charge fees instead of commissions?
Yes some California agents offer fee-based planning for life insurance but most earn commissions from the insurance company. Fee-only agents must disclose their fee structure in writing before any sale. Commissions are typically built into the policy premium.