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Compare Life Insurance Agents in Santa Cruz, CA

Compare life insurance agents in Santa Cruz. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 life insurance agents in Santa Cruz, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300 chrisbuich.com
Lydia Harville - State Farm Insurance Agent
1044 41st Ave, Santa Cruz, CA 95062
(831) 476-6665 lydiaharville.com
Farmers Insurance - Matthew O Brien
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311 agents.farmers.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542 dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900 bayareainsured.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700 skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555 agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755 shockleyinsurance.com
Farmers Insurance - Michael Baxter
730 Mission St #201, Santa Cruz, CA 95060
(831) 427-0900 agents.farmers.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661 clarionpacificinsurance.com
Farmers Insurance - Ted Herzon
406 Mission St # F, Santa Cruz, CA 95060
(408) 666-1672 agents.farmers.com
HealthMarkets Insurance - Manfred Luedge
505-A River St, Santa Cruz, CA 95060
(831) 750-9343 healthmarkets.com
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272 mercuryinsurance.com
Farmers Insurance
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163 agents.farmers.com
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730 cecyinsurance.com
Farmers Insurance - Mark Battey
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163 agents.farmers.com
Santa Cruz Health & Life Insurance
125 Mission St # 1, Santa Cruz, CA 95060
(831) 426-7200

What Does a Life Insurance Agent in Santa Cruz Cost?

Life insurance costs in California vary widely based on age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500k in coverage. Older applicants or those with health issues may pay significantly more. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in California?
Agents must hold a valid California insurance license issued by the California Department of Insurance. They must also complete continuing education courses every two years to maintain their license.
How do I verify a life insurance agent in Santa Cruz?
You can check an agents license status on the California Department of Insurance website. This free tool shows any disciplinary actions or complaints against the agent.
What types of life insurance are common in Santa Cruz?
Term life whole life and universal life policies are all available. Many Santa Cruz residents also consider policies that cover earthquake related injuries or death.