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HomeLife Insurance AgentsCalifornia › San Luis Obispo

Find Life Insurance Agents Near You in San Luis Obispo, CA

Browse life insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated life insurance agent in San Luis Obispo, California is Mike Smith - State Farm Insurance Agent, rated 5.0 stars across 168 reviews. Other highly rated options include Susan Rodriguez - State Farm Insurance Agent, Farmers Insurance - Jennifer White, Todd Thomas - State Farm Insurance Agent. This directory lists 20 life insurance agents serving San Luis Obispo.

Showing 20 life insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Smith - State Farm Insurance Agent1608 Johnson Ave(805) 546-8393
2Susan Rodriguez - State Farm Insurance Agent799 Foothill Blvd D(805) 783-7050
3Farmers Insurance - Jennifer White1228 Broad St(805) 548-8530
4Todd Thomas - State Farm Insurance Agent1238 Marsh St(805) 543-0650
5Marc Amesse - State Farm Insurance Agent2251 Broad St A(805) 543-0889
6Polk Insurance Agency1443 Marsh St(805) 544-6454
7SLO Insurance Services1494 Mill St(805) 543-7564
8Minton Insurance1042 Pacific St # E(805) 546-8113
9McGee Insurance Agency2000 Broad St(805) 543-8833
10Morris & Garritano Insurance1122 Laurel Ln(805) 543-6887
MS
1608 Johnson Ave
Mike Smith - State Farm Insurance Agent
Life Insurance Agent · San Luis Obispo, CA

Mike Smith - State Farm Insurance Agent serves the San Luis Obispo, California area, offering a full range of life insurance products. The agency helps local residents secure financial protection for their families through tailored coverage options. Clients can discuss policies that provide for loved ones or cover final expenses. Life insurance agents in this region typically assist with term and whole life plans. The office specifically handles term life policies and whole life insurance for San Luis Obispo individuals and families.

SR
799 Foothill Blvd D
Susan Rodriguez - State Farm Insurance Agent
Life Insurance Agent · San Luis Obispo, CA

Susan Rodriguez - State Farm Insurance Agent in San Luis Obispo, California, provides a range of life insurance services designed to help local residents protect their families financially. Service plans include policy review sessions to assess coverage needs and maintenance of existing policies to keep beneficiaries current. The agent guides clients through term, whole, and universal life options, explaining how each can address long-term security goals. Properties serviced in the area typically include single-family homes, apartments, retail spaces, and restaurants seeking employee or business owner coverage.

FI
1228 Broad St
Farmers Insurance - Jennifer White
Life Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Jennifer White serves homeowners, renters, and small business owners in San Luis Obispo, California, providing life insurance policies designed to offer financial protection for families and businesses. The agency assists clients in selecting coverage that addresses income replacement, debt repayment, and future planning needs. Life insurance options are tailored to individual circumstances, with guidance on term and whole life products. The agency also extends its coverage and service to the neighboring communities of Arroyo Grande and the broader San Luis Obispo County area.

TT
1238 Marsh St
Todd Thomas - State Farm Insurance Agent
Life Insurance Agent · San Luis Obispo, CA

Serving San Luis Obispo and the surrounding Central Coast communities, Todd Thomas - State Farm Insurance Agent handles life insurance policies designed to meet a variety of financial and family needs. As a local life insurance agent, the office helps individuals evaluate their coverage options and long-term planning requirements. For each typical client situation, the agent begins with a detailed, straightforward consultation to assess personal goals, then presents policy choices that align with those objectives and budget considerations.

MA
2251 Broad St A
Marc Amesse - State Farm Insurance Agent
Life Insurance Agent · San Luis Obispo, CA

While some life insurance options provide one-time coverage for a specific term, others accumulate cash value over time as an enduring asset. The team here assists San Luis Obispo residents in understanding these fundamental differences and selecting a life insurance policy that aligns with their financial strategy. Guidance is tailored to each individual’s circumstances. Service for new policy setup and annual policy reviews is offered on an as-needed basis by appointment.

PI
1443 Marsh St
Polk Insurance Agency
Life Insurance Agent · San Luis Obispo, CA

Polk Insurance Agency in San Luis Obispo specializes in tailoring life insurance policies to individual needs, assessing clients’ long-term financial objectives, and recommending appropriate coverage amounts. Its general service work includes helping residents understand policy terms, compare term and whole life options, and update beneficiaries as life circumstances change. As tax season approaches in the spring, it assists clients in reviewing how their life insurance fits within their broader estate planning strategy.

SI
1494 Mill St
SLO Insurance Services
Life Insurance Agent · San Luis Obispo, CA

As the Central Coast’s open enrollment period approaches, many San Luis Obispo families review their financial coverage. SLO Insurance Services assists local residents in navigating term, whole, and universal life policies tailored to diverse long-term goals. The agent explains how death benefits can support dependents or fund final expenses, addressing common concerns about household income protection. Homeowners and young professionals schedule an initial consultation to review their current policies and assess any gaps in coverage. This first step includes a straightforward inspection of personal financial priorities.

MI
1042 Pacific St # E
Minton Insurance
Life Insurance Agent · San Luis Obispo, CA

Minton Insurance in San Luis Obispo, CA, is known for helping individuals and families select life insurance policies that align with their long-term financial goals. The agency guides clients through the process of comparing term, whole, and universal life options to find coverage that fits both their budget and needs. Local homeowners and business owners often consult the agency to evaluate how life insurance can protect their assets and provide for beneficiaries. Additional specialty services include adding critical illness riders to existing life insurance policies.

MI
2000 Broad St
McGee Insurance Agency
Life Insurance Agent · San Luis Obispo, CA

McGee Insurance Agency in San Luis Obispo, California, assists residents with their life insurance needs, focusing on financial protection for families. The agency also provides commercial coverage options for local businesses in the San Luis Obispo area. Their services include helping clients select appropriate policies for their individual circumstances. Agents ensure clients understand their coverage details clearly. Follow-up appointments allow policyholders to review their plans and make adjustments for changing needs between regular visits, reinforcing ongoing service.

MG
1122 Laurel Ln
Morris & Garritano Insurance
Life Insurance Agent · San Luis Obispo, CA

Morris & Garritano Insurance operates as a local life insurance agency in San Luis Obispo, California, providing individuals and businesses with essential life coverage to protect their financial futures. The agency can arrange term, whole, and universal policies that help beneficiaries maintain stability after a loss. It serves commercial clients operating out of local offices, warehouses, and food service establishments, ensuring these sectors have access to appropriate life insurance solutions for their unique needs.

MI
1303 Higuera St
Meredith Insurance Center
Life Insurance Agent · San Luis Obispo, CA
(805) 548-8672
micslo.com
GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Life Insurance Agent · San Luis Obispo, CA
(805) 242-4900
tinaldonaldson.com
RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Life Insurance Agent · San Luis Obispo, CA
(805) 781-6336
engleinsurance.com
BL
994 Mill St #250
Bankers Life and Casualty Company
Life Insurance Agent · San Luis Obispo, CA
(805) 784-0103
bankers.com
RL
1363 Marsh St suite a
R.L. Insurance Associates Inc.
Life Insurance Agent · San Luis Obispo, CA
(805) 783-7130
rlassoc.com
PG
2436 Broad St
Peterson and Grantham Insurance Brokers SLO
Life Insurance Agent · San Luis Obispo, CA
(805) 544-9000
png-insurance.com
LU
872 Higuera St
Legends United Insurance
Life Insurance Agent · San Luis Obispo, CA
(833) 414-5520
legendsunitedinsurance.com/contact
AB
369 Marsh St #200
Adler Belmont Group, Inc.
Life Insurance Agent · San Luis Obispo, CA
(805) 540-3900
adlerbelmontgroup.com
RO
994 Mill St Ste 250
Rodney Owen, Bankers Life Agent
Life Insurance Agent · San Luis Obispo, CA
(805) 784-0103
agents.bankerslife.com/ca/san-luis-obispo/994-mill-st/rodney-owen
KR
994 Mill St Ste 250
Kelley Rasmussen, Bankers Life Agent
Life Insurance Agent · San Luis Obispo, CA
(805) 784-0103
agents.bankerslife.com/ca/san-luis-obispo/994-mill-st/kelley-rasmussen

What Does a a Life Insurance Agent in San Luis Obispo Cost?

Life insurance costs in California vary by age health and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month for the same coverage amount. This is general information not insurance advice.

About life insurance agents in San Luis Obispo

Life insurance agents in San Luis Obispo help residents find policies that meet their financial and family protection goals. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique needs of Central Coast families and businesses.

Frequently Asked Questions

What license does a life insurance agent need in California?

Agents must hold a valid California Life-Only or Life and Disability license from the California Department of Insurance. They must also complete continuing education every two years to maintain their license.

How long does a California life insurance application take?

The process can take from a few days to several weeks depending on the policy type and your health. California law allows a free look period of 30 days after you receive your policy to review and cancel if you change your mind.

Do life insurance agents in San Luis Obispo offer term and whole life policies?

Yes most local agents offer both term life and permanent life insurance options. Term policies provide coverage for a set number of years while whole life policies build cash value over time.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.