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Find Life Insurance Agents Near You in San Jose, CA

Browse life insurance agents serving San Jose, California. Updated 2026-07-14.

The top-rated life insurance agent in San Jose, California is Farmers Insurance - Ironwood Insurance Agency, rated 4.8 stars across 367 reviews. Other highly rated options include KC Independent Insurance Solutions, LLC, Farmers Insurance - Oliver Huang, Shana Nelson - State Farm Insurance Agent. This directory lists 27 life insurance agents serving San Jose.

Showing 27 life insurance agents in San Jose, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Ironwood Insurance Agency816 N First St #100(408) 224-7800
2KC Independent Insurance Solutions, LLC3031 Tisch Way Suite 308(408) 502-7080
3Farmers Insurance - Oliver Huang920 Saratoga Ave Ste 210(408) 868-8860
4Shana Nelson - State Farm Insurance Agent960 Saratoga Ave #106(650) 988-8990
5Khalsa Insurance Agency3750 McKee Rd A(408) 272-2500
6Lillian Moore - State Farm Insurance Agent5520 Almaden Expy(408) 268-8600
7Leavitt Pacific Insurance Brokers1570 The Alameda Suite 101(408) 288-6262
8Rick M Insurance Agency160 E Tasman Dr Rm 4(747) 230-7954
9Balance Insurance Agency Inc1655 Alum Rock Ave(408) 649-3549
10Selahi Insurance Agency2239 Moorpark Ave # 200(408) 931-6434
FI
816 N First St #100
Farmers Insurance - Ironwood Insurance Agency
Life Insurance Agent · San Jose, CA

Farmers Insurance - Ironwood Insurance Agency serves the San Jose, California area as a life insurance agent. It helps local residents evaluate their long-term financial needs and secure appropriate coverage plans. The agency guides clients through term life and whole life insurance policies tailored to individual circumstances. It also provides assistance with final expense policies designed to cover end-of-life costs.

KI
3031 Tisch Way Suite 308
KC Independent Insurance Solutions, LLC
Life Insurance Agent · San Jose, CA

KC Independent Insurance Solutions, LLC in San Jose, CA provides a full range of life insurance agent services, including helping clients assess their coverage needs and navigate policy options. The company assists with the selection and maintenance of individual life policies, ensuring plans remain aligned with changing life circumstances. Typical service involves periodic policy reviews to adjust beneficiaries and coverage levels. This agent serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.

FI
920 Saratoga Ave Ste 210
Farmers Insurance - Oliver Huang
Life Insurance Agent · San Jose, CA

Serving homeowners, families, and professionals in the San Jose area, Farmers Insurance - Oliver Huang provides life insurance agent services designed to help protect financial futures. An agent works with clients to explore policy options that can offer income replacement, mortgage coverage, or final expense planning. Coverage solutions are tailored to fit individual needs and budgets. The office also serves the surrounding communities of Cupertino and the greater Santa Clara Valley, ensuring residents have access to professional guidance.

SN
960 Saratoga Ave #106
Shana Nelson - State Farm Insurance Agent
Life Insurance Agent · San Jose, CA

Shana Nelson, a State Farm Insurance Agent in San Jose, CA, distinguishes between one-time term policies and recurring whole-life plans to align coverage with long-term financial goals. Life insurance in this area protects families from income loss and final expenses. Service arrangements are offered on an as-needed basis to adjust coverage as clients' life circumstances evolve, ensuring policies remain relevant over time.

KI
3750 McKee Rd A
Khalsa Insurance Agency
Life Insurance Agent · San Jose, CA

Khalsa Insurance Agency serves San Jose and the surrounding communities throughout Santa Clara County, handling a range of life insurance agent services for local residents. It addresses both term and permanent life insurance options designed to meet diverse financial planning needs. For each client, the agency typically begins with a thorough review of individual coverage requirements, then works to match those needs with appropriate policy solutions from its available products.

LM
5520 Almaden Expy
Lillian Moore - State Farm Insurance Agent
Life Insurance Agent · San Jose, CA

As a life insurance agent in San Jose, Lillian Moore - State Farm Insurance Agent offers specialized policies such as term and whole life coverage. She provides general services including policy reviews and beneficiary consultations to help clients secure financial protection for their families. With the changing seasons, she often assists local residents in updating their coverage during life events like a new home purchase or a significant birthday before it triggers a premium increase.

LP
1570 The Alameda Suite 101
Leavitt Pacific Insurance Brokers
Life Insurance Agent · San Jose, CA

As the seasons change or family milestones approach, residents of San Jose often reassess their financial safeguarding needs. Leavitt Pacific Insurance Brokers provides guidance on life insurance policies that help secure a family’s future. Clients can discuss term, whole, or universal options tailored to their individual goals. The process begins with a review of existing coverage and a straightforward needs analysis. All consultations start with an initial fact-finding assessment to understand the client’s specific priorities.

RM
160 E Tasman Dr Rm 4
Rick M Insurance Agency
Life Insurance Agent · San Jose, CA

Rick M Insurance Agency offers residential life insurance services for families and individuals in San Jose, California, along with commercial coverage options tailored to local businesses. Operating throughout the San Jose area, the agency helps clients assess their protection needs for income replacement and final expenses. Based in the community, the team ensures policyholders receive thorough attention during initial consultations and provides ongoing support for any required adjustments between regular review visits.

BI
1655 Alum Rock Ave
Balance Insurance Agency Inc
Life Insurance Agent · San Jose, CA

Balance Insurance Agency Inc in San Jose, CA assists individuals and families with securing life insurance coverage to protect their financial futures. The agency specializes in connecting clients with policies that offer income replacement, debt coverage, and final expense planning. It serves a diverse range of clients, including those working in local offices, managing warehouses, and operating food service establishments.

SI
2239 Moorpark Ave # 200
Selahi Insurance Agency
Life Insurance Agent · San Jose, CA

Selahi Insurance Agency in San Jose, CA is known for helping local families and individuals secure their financial future through tailored life insurance coverage. The agency assists clients in navigating complex policy options to match their long-term goals and budget. Services include term, whole, and universal life policies designed to protect loved ones against unforeseen events. Selahi Insurance Agency can add on a final expense policy to cover end-of-life costs such as funeral arrangements and medical bills.

HL
960 Saratoga Ave #106
Holly Labarber - State Farm Insurance Agent
Life Insurance Agent · San Jose, CA
(408) 246-8992
hollylabarberinsurance.com
MH
6455 Almaden Expy Ste 104-105
Mark Hicks Agency - Hicks Insurance Solutions
Life Insurance Agent · San Jose, CA
(408) 763-4533
markhicksagency.com
AI
1125 Saratoga Ave
Allstate Insurance: Pinnacle One Insurance Services
Life Insurance Agent · San Jose, CA
(408) 257-1234
agents.allstate.com/robert-varich-san-jose-ca.html
PI
1290 Tully Rd #80
PHP Insurance Services Inc.
Life Insurance Agent · San Jose, CA
(408) 528-1528
phpbroker.com
RW
1038 Leigh Ave UNIT 201
Red Wave Insurance Services
Life Insurance Agent · San Jose, CA
(408) 836-4560
myredwave.com
JW
1021 S De Anza Blvd
Jeremy Wong - State Farm Insurance Agent
Life Insurance Agent · San Jose, CA
(408) 973-0700
jeremywonginsurance.com
LS
1900 Camden Ave #204
Let's Insure - San Jose
Life Insurance Agent · San Jose, CA
(877) 851-7867
letsinsure.org
FI
2189 Monterey Rd Ste 240
Farmers Insurance - Warren Kellam
Life Insurance Agent · San Jose, CA
(408) 440-5139
agents.farmers.com/ca/san-jose/ray-kellam
AI
1080 Saratoga Ave Ste. 9
Anjomi Insurance Agency
Life Insurance Agent · San Jose, CA
(408) 257-7400
MC
1777 Hamilton Ave
Mission Counties Insurance Agency
Life Insurance Agent · San Jose, CA
(408) 521-1294
NY
550 S Winchester Blvd #405
New York Life Insurance
Life Insurance Agent · San Jose, CA
(408) 556-7220
santaclara.nyloffices.com
RI
301 N Jackson Ave
Resolution Insurance Services LLC
Life Insurance Agent · San Jose, CA
(408) 259-1338
dmv.ca.gov/portal/business-partner/resolution-insurance-services-llc
SV
777 N First St #320
Silicon Valley Insurance Agency
Life Insurance Agent · San Jose, CA
(669) 341-6877
insurancesiliconvalley.com
NY
25 Metro Dr #300
New York Life Insurance
Life Insurance Agent · San Jose, CA
(408) 452-6000
siliconvalley.nyloffices.com
LH
1716a Tully Rd
Linda Health & Life Insurance & DMV Registrations Services
Life Insurance Agent · San Jose, CA
(408) 401-8988
LI
999 Story Rd UNIT 9063
LNA Insurance Agency, Inc.
Life Insurance Agent · San Jose, CA
(408) 280-5815
lna-insurance.com
AL
1125 Saratoga Ave
Allstate Life Insurance Specialist: FELIPE ARBALLO
Life Insurance Agent · San Jose, CA
(650) 450-8986
agents.allstate.com

What Does a a Life Insurance Agent in San Jose Cost?

Life insurance costs in California vary based on age health and coverage amount. A healthy 35 year old might pay 20 to 50 dollars per month for a 500000 dollar term life policy. Whole life policies can cost 100 to 300 dollars per month or more for similar coverage. Costs are also influenced by local factors in San Jose. This is general information and not insurance advice.

About life insurance agents in San Jose

Life insurance agents in San Jose California help residents choose policies that protect their families and meet state requirements. California law requires agents to hold a valid license from the California Department of Insurance. Local agents understand the high cost of living in Santa Clara County and can tailor coverage to your needs.

Frequently Asked Questions

What license does a life insurance agent need in California?

Agents must hold a valid California life agent license from the California Department of Insurance. They must complete prelicensing education and pass a state exam. You can verify an agents license on the CDI website.

How do I choose a life insurance agent in San Jose?

Look for agents who are licensed in California and have experience with policies in your price range. Ask about the types of policies they offer such as term or whole life. Check online reviews and ask for referrals from local professionals.

Are there California laws that affect life insurance policies?

Yes California has a free look period of 30 days for life insurance policies. This allows you to cancel the policy for a full refund if you change your mind. California also requires insurers to provide clear policy summaries.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.