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HomeLife Insurance AgentsCalifornia › San Francisco

Find Life Insurance Agents Near You in San Francisco, CA

Browse life insurance agents serving San Francisco, California. Updated 2026-07-14.

The top-rated life insurance agent in San Francisco, California is Ethos, rated 4.6 stars across 1,917 reviews. Other highly rated options include Jake Stewart - State Farm Insurance Agent, Traci Hollander - State Farm Insurance Agent, Tiffany Won - State Farm Insurance Agent. This directory lists 21 life insurance agents serving San Francisco.

Showing 21 life insurance agents in San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ethos90 New Montgomery St #1500(415) 915-0665
2Jake Stewart - State Farm Insurance Agent490 Post St Suite 1606(415) 982-9033
3Traci Hollander - State Farm Insurance Agent556 Castro St(415) 575-3775
4Tiffany Won - State Farm Insurance Agent1250 Missouri St UNIT 305(415) 872-5734
5Zurich Simon - State Farm Insurance Agent1745 O'Farrell St(415) 240-4725
6Jessica Liu Insurance Services3428 Balboa St(415) 386-2283
7Mary Zell Spellman - State Farm Insurance Agent26 W Portal Ave UNIT 1(415) 401-7000
8David Chacon - State Farm Insurance Agent3425 25th St(415) 647-9900
9Broad Spectrum Insurance Services1000 Brannan St #205(888) 898-6999
10Donald Browne Insurance Services, formerly, John A Morton Insurance Agency3366 22nd St(408) 292-4329
ET
90 New Montgomery St #1500
Ethos
Life Insurance Agent · San Francisco, CA

Ethos is a life insurance agent based in San Francisco, California, providing coverage solutions to clients throughout San Francisco County. The company guides individuals and families through the process of selecting appropriate life insurance policies to meet their financial protection needs. Services include educating clients on different policy types and helping them compare term and permanent life insurance options. By working directly with clients, Ethos facilitates the application process for term life insurance and final expense coverage in the local area.

JS
490 Post St Suite 1606
Jake Stewart - State Farm Insurance Agent
Life Insurance Agent · San Francisco, CA

Jake Stewart - State Farm Insurance Agent in San Francisco, CA, provides a range of life insurance services, including term life and whole life policies. The office assists clients in evaluating their coverage needs and helps manage existing policies. Service plans include regular policy reviews and beneficiary updates to ensure alignment with life changes. The agent services various property types, including single-family homes, apartments, retail spaces, and restaurants in the local area.

TH
556 Castro St
Traci Hollander - State Farm Insurance Agent
Life Insurance Agent · San Francisco, CA

Traci Hollander - State Farm Insurance Agent serves homeowners and renters in San Francisco, CA, helping them secure life insurance policies tailored to their financial protection needs. The agency assists residents in planning for long-term financial stability and family security through personalized coverage options. Clients across the city can access guidance on choosing appropriate policy terms and beneficiaries. This agency also extends its life insurance services to neighboring communities throughout the San Francisco metropolitan area, including South San Francisco and nearby Peninsula neighborhoods.

TW
1250 Missouri St UNIT 305
Tiffany Won - State Farm Insurance Agent
Life Insurance Agent · San Francisco, CA

Tiffany Won - State Farm Insurance Agent serves San Francisco and its surrounding communities throughout the Bay Area. The agency handles life insurance policies, including term life and whole life options, to help residents secure financial protection for their families. It assists clients by assessing individual needs, explaining coverage choices, and tailoring plans to fit personal budgets and long-term goals. This is achieved through a straightforward, consultative process that reviews current circumstances and future objectives to recommend suitable policy solutions for each household.

ZS
1745 O'Farrell St
Zurich Simon - State Farm Insurance Agent
Life Insurance Agent · San Francisco, CA

Zurich Simon - State Farm Insurance Agent in San Francisco provides life insurance options that require either a single payment or ongoing premiums. Coverage choices include policies that offer financial protection for beneficiaries upon the policyholder's death. The agency assists clients in evaluating their personal needs for income replacement or final expense planning. Policies help ensure that family financial obligations, such as mortgages or education costs, remain manageable. Service for new and existing policy adjustments operates strictly on a scheduled basis, requiring appointments to review or update coverage details.

JL
3428 Balboa St
Jessica Liu Insurance Services
Life Insurance Agent · San Francisco, CA

As a life insurance agent, Jessica Liu Insurance Services offers tailored policy options to help individuals protect their families’ financial futures. Its work includes guiding clients through term, whole, and universal life coverage to ensure appropriate income replacement and debt protection. Based in San Francisco, the agency serves local residents navigating complex policy decisions and carrier choices. As spring approaches, many clients seek its assistance in updating beneficiary designations after major life changes such as marriage or the birth of a child.

MZ
26 W Portal Ave UNIT 1
Mary Zell Spellman - State Farm Insurance Agent
Life Insurance Agent · San Francisco, CA

As spring arrives in San Francisco, many residents begin reviewing their financial plans to protect growing assets. Mary Zell Spellman - State Farm Insurance Agent in San Francisco offers life insurance policies that help provide income replacement and cover final expenses for local families. An agent in this category assists clients in evaluating term, whole, or universal coverage tailored to personal goals and budgets. The initial step for obtaining a policy typically involves a face-to-face needs assessment and a preliminary review of the applicant’s current health status.

DC
3425 25th St
David Chacon - State Farm Insurance Agent
Life Insurance Agent · San Francisco, CA

David Chacon - State Farm Insurance Agent in San Francisco, California, provides general insurance services with a specialized focus on life insurance policies tailored to individual and family needs. These policies can help protect beneficiaries from financial hardship following an insured’s death. The agency serves a range of commercial sectors, including local offices, warehouses, and food service operations.

BS
1000 Brannan St #205
Broad Spectrum Insurance Services
Life Insurance Agent · San Francisco, CA

Broad Spectrum Insurance Services of San Francisco is known for guiding clients through the complexities of personal life coverage. The company provides a full range of term, whole, and universal life policies to meet diverse financial objectives. Agents focus on helping local families secure income replacement and final expense protection according to individual needs. As a specialty service, the firm can structure policies to address estate liquidity planning for estates with significant real property holdings.

DB
3366 22nd St
Donald Browne Insurance Services, formerly, John A Morton Insurance Agency
Life Insurance Agent · San Francisco, CA

Donald Browne Insurance Services, formerly the John A Morton Insurance Agency, serves San Francisco residents by guiding them through life insurance options for family protection and financial security. Commercial coverage is also arranged for local businesses seeking to safeguard their operations and key personnel. The firm focuses on matching policies to individual needs within the community. Clients receive ongoing support, with follow-up conducted between regular visits to adjust coverage as their circumstances change.

DO
870 Market St Ste 865
Debra O'Farrell - State Farm Insurance Agent
Life Insurance Agent · San Francisco, CA
(415) 982-9900
sfofarrell.com
TF
4016 Geary Blvd D
Three Foundation Insurance Services
Life Insurance Agent · San Francisco, CA
(415) 750-0781
progressiveagent.com/local-agent/california/san-francisco/three-foundation-insurance-services
FI
1160 Battery St Suite 100
Farmers Insurance - Eric Gee
Life Insurance Agent · San Francisco, CA
(415) 635-0999
agents.farmers.com/ca/san-francisco/eric-gee
MI
101 Montgomery St
MOC Insurance Services
Life Insurance Agent · San Francisco, CA
(415) 957-0600
MH
1492 11th Ave
Milber Health Insurance Agent
Life Insurance Agent · San Francisco, CA
(415) 564-8829
milberinsurance.com
FI
391 Sutter St Ste 401
Farmers Insurance - David Velez
Life Insurance Agent · San Francisco, CA
(650) 627-7688
agents.farmers.com/ca/san-francisco/david-velez
NY
425 Market St Ste 1800
New York Life Insurance
Life Insurance Agent · San Francisco, CA
(415) 393-6060
greatersanfrancisco.nyloffices.com
LI
3330 Mission St
LW Insurance
Life Insurance Agent · San Francisco, CA
(415) 648-1254
lwinsf.com
JL
577 Columbus Ave
Jack Lee Fong Insurance Agency, Inc.
Life Insurance Agent · San Francisco, CA
(415) 956-3990
jlfia.com
WC
343 Sansome St # 600
West Coast Life Insurance Co
Life Insurance Agent · San Francisco, CA
(415) 591-8200
westlifeinsurance.com/west-coast-life-insurance-company
LC
50 Castro St
Life Care Insurance
Life Insurance Agent · San Francisco, CA
(415) 855-4130

What Does a a Life Insurance Agent in San Francisco Cost?

Life insurance costs in California vary by age health and policy type. A healthy 35 year old in San Francisco might pay 25 to 50 dollars per month for a 500000 dollar term life policy. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Costs also depend on factors like smoking status and pre existing conditions. This is general information and not insurance advice.

About life insurance agents in San Francisco

Life insurance agents in San Francisco help residents find policies that protect their families and meet California state requirements. California law requires agents to be licensed by the California Department of Insurance and follow strict rules about policy disclosures and replacement. Working with a local agent can help you understand how state regulations like community property laws affect your coverage needs.

Frequently Asked Questions

What license does a life insurance agent need in California?

Agents must hold a valid California life insurance license from the Department of Insurance. They must complete pre-licensing education and pass a state exam to sell life insurance policies.

How long does it take to get a life insurance policy in San Francisco?

The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued in days while fully underwritten policies can take 4 to 8 weeks.

Are there California laws that affect life insurance payouts?

Yes California has a two year contestability period during which insurers can investigate misstatements. California also requires insurers to pay interest on delayed death benefit claims and has specific rules for community property interests in policies.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.