The top-rated life insurance agent in Placerville, California is AAA Placerville Branch, rated 4.4 stars across 251 reviews. Other highly rated options include WealthGuard Advisors, Inc., ISU Insurance Services- Atwood Agency, Farmers Insurance - Stewart Rubiano. This directory lists 18 life insurance agents serving Placerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Placerville Branch | 3979 Missouri Flat Rd Ste 120 | (530) 295-6600 |
| 2 | WealthGuard Advisors, Inc. | 496 Main St | (530) 621-1111 |
| 3 | ISU Insurance Services- Atwood Agency | 800 Pacific St | (530) 626-2533 |
| 4 | Farmers Insurance - Stewart Rubiano | 1234 Broadway Ste F | (844) 465-3678 |
| 5 | JTR Insurance Agency, LLC | 533 Main St | (530) 622-0536 |
| 6 | Farmers Insurance - Daniel Dentone | 183 Placerville Dr B | (530) 626-5562 |
| 7 | Divide Insurance Agency | 50 Main St | (530) 642-8799 |
| 8 | Tony Gervasi - State Farm Insurance Agent | 2861 Ray Lawyer Dr | (530) 622-1820 |
| 9 | Farmers Insurance - Troy Vukovich | 4641 Missouri Flat Rd | (530) 622-6910 |
| 10 | Vukovich Insurance Agency | 4641 Missouri Flat Rd A | (530) 622-6912 |
AAA Placerville Branch serves the Placerville, California area, providing life insurance agent services to local residents and businesses. The company focuses on helping clients understand their protection needs by evaluating various policy options available in the region. Clients can discuss coverage amounts and policy types during personal consultations. The agency specifically handles term life insurance for temporary needs and whole life insurance for permanent protection.
WealthGuard Advisors, Inc. in Placerville, CA provides a range of life insurance agent services, including policy selection guidance and routine policy reviews. It assists clients with updating beneficiary designations and adjusting coverage levels as personal circumstances change. The company helps residents assess their long-term financial protection needs and choose appropriate term or whole life policies. It services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Homeowners, families, and individuals in Placerville turn to ISU Insurance Services- Atwood Agency for life insurance guidance that helps secure financial protection for loved ones. The agency assists clients in understanding policy options tailored to long-term needs and estate planning goals. It serves the broader El Dorado County area, including nearby communities such as Diamond Springs and Shingle Springs.
Serving Placerville and the surrounding El Dorado County communities, Farmers Insurance - Stewart Rubiano handles life insurance agent services for local residents. The office works with clients to assess their long-term financial protection needs, covering products designed to provide security for families. Its approach involves a straightforward consultation process where an agent reviews individual circumstances and policy options, helping clients choose a plan that aligns with their goals while explaining the terms in clear, manageable steps.
At JTR Insurance Agency, LLC in Placerville, CA, clients may choose between a one-time policy review and an ongoing service relationship that monitors changing coverage needs. Life insurance agents here help individuals and families assess term, whole, and universal policies to match long-term financial goals and provide income protection. Policy adjustments are common following major life events such as marriage or childbirth. This agency operates on an as-needed basis, responding to requests for policy updates, beneficiary changes, or new coverage consultations without a fixed schedule.
Farmers Insurance - Daniel Dentone in Placerville, CA specializes in life insurance policies designed to provide financial protection for local families and individuals. It also assists clients with related coverage needs, helping residents secure their long-term financial stability through straightforward planning. The agency works with customers to understand their unique circumstances and find suitable options for their budgets. As the fall season approaches, it helps families review their policies to ensure sufficient coverage for winter-related risks or changes in household circumstances.
Divide Insurance Agency assists individuals and families with their life insurance needs in Placerville, California. The company focuses on finding appropriate coverage options for its clients. It also offers additional specialty riders that can be added to standard policies. The agency can serve commercial sectors, including offices, warehouses, and food service establishments requiring business life insurance solutions for key personnel or buy-sell agreements.
Tony Gervasi - State Farm Insurance Agent in Placerville, CA is known for offering life insurance policies that help residents protect their families' financial future. The agency provides a range of coverage options to support clients through different stages of life. Policies are designed to help with income replacement, final expenses, and other long-term needs. An additional service the agency can provide is guidance on adding a living benefits rider to a life policy for access to funds in certain health situations.
Farmers Insurance - Troy Vukovich offers residential life insurance services in Placerville, CA, helping families secure their financial future. The agency also provides commercial coverage for local businesses needing reliable protection. Serving the greater Placerville area, the team assists clients with personalized policy options. The office follows up with clients between regular visits to ensure coverage remains aligned with changing circumstances and life events.
What Does a a Life Insurance Agent in Placerville Cost?
Term life insurance costs in California often range from $20 to $60 per month for a healthy 35-year-old with a $500,000 policy. Whole life premiums are higher, typically starting around $100 per month for the same age and coverage. Actual costs depend on age, health, coverage amount, and policy type. This is general information, not insurance advice.
About life insurance agents in Placerville
Life insurance agents in Placerville, California help residents and businesses select coverage that fits their needs. California law requires agents to hold a valid license from the California Department of Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Placerville California?
Agents must hold a valid California life insurance license issued by the California Department of Insurance. They must also complete continuing education every two years to maintain their license.
How long do I have to change my mind about a life insurance policy in California?
California gives you a free look period of at least 30 days after you receive a life insurance policy. During this time you can cancel for a full refund of any premiums paid.
Do I need a medical exam for life insurance in Placerville?
Many policies require a medical exam, but some insurers offer no-exam policies for lower coverage amounts. A local agent can help you compare exam and no-exam options available in Placerville.
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