The top-rated life insurance agent in Patterson, California is David Gonzales - Farmers Insurance Agency, rated 5.0 stars across 189 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Shield Uribe Insurance Agency, Rancho Amigo Insurance Services - Patterson. This directory lists 11 life insurance agents serving Patterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Gonzales - Farmers Insurance Agency | 600 N 2nd St #1 | (209) 894-7791 |
| 2 | Fiesta Auto Insurance & Tax Service | 106 E Las Palmas Ave #F | (209) 894-7269 |
| 3 | Shield Uribe Insurance Agency | 30 N 3rd St | (209) 892-4900 |
| 4 | Rancho Amigo Insurance Services - Patterson | 205 S El Circulo Ave STE A | (209) 894-2474 |
| 5 | Jessica Garza Insurance Agency | 254 Sperry Ave Unit 13 | (209) 894-7775 |
| 6 | Bruce Jensen: Primerica - Financial Services | 254 SPERRY AVE, 12 STE 10,11 | (209) 566-9332 |
| 7 | J CISNEROS INSURANCE AGENCY, INC | 11 Plaza Cir Ste F | (209) 538-2718 |
| 8 | Trilogy Insurance Brokers Inc | 100 N 4th St Suite 5 | (209) 892-2218 |
| 9 | Allstate Insurance Agent: Robert Ford | 11 Plaza, B | (209) 857-1154 |
| 10 | Allstate Insurance: Clayton Azevedo | 11 Plaza Cir c | (209) 894-2660 |
What Does a a Life Insurance Agent in Patterson Cost?
Term life insurance for a healthy 40-year-old in California typically costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life policies often range from 100 to 300 dollars per month for similar coverage. Costs vary based on age, health, tobacco use, and policy type. This is general information, not insurance advice.
About life insurance agents in Patterson
Life insurance agents in Patterson, California help residents choose policies that protect their families. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the agricultural economy and can tailor coverage for farm families and small business owners.
Frequently Asked Questions
What license does a life insurance agent in Patterson need?
Agents must hold a California resident license issued by the California Department of Insurance. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to keep the license active.
How long does it take to get a life insurance policy in Patterson?
The process usually takes 2 to 6 weeks from application to policy issue. This includes underwriting which may require a medical exam. California law allows a 30-day free look period after you receive the policy.
Can a life insurance agent in Patterson help with California estate planning?
Yes, agents can coordinate with estate planning attorneys to use life insurance for liquidity needs. California community property rules affect policy ownership and beneficiary designations. An agent can explain how proceeds may be subject to state inheritance tax.
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