Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 life insurance agents in Palo Alto, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ERGO NEXT (NEXT Insurance)
975 California Ave, Palo Alto, CA 94304
(855) 222-5919
nextinsurance.com
Candice Kistner - State Farm Insurance Agent
576 Cambridge Ave, Palo Alto, CA 94306
(650) 424-1100
insurancebycandice.com
WHINS Insurance Agency
300 Hamilton Ave #1002, Palo Alto, CA 94301
(650) 899-1115
whins.com
Farmers Insurance - Jay Schmidt
459 Hamilton Ave UNIT 207, Palo Alto, CA 94301
(650) 329-8711
agents.farmers.com
Allstate Insurance Agent Harold Lorber
467 Hamilton Ave #11, Palo Alto, CA 94301
(650) 322-5191
agents.allstate.com
Amanda Martin - State Farm Insurance Agent
Charleston Shopping Center, 3968 Middlefield Rd, Palo Alto, CA 94303
(650) 494-1404
amandajmartin.com
Dworkin Insurance Services
624 University Ave #203, Palo Alto, CA 94301
(650) 329-1330
dworkininsurance.com
Insurance by Lee Aldinger Insurance
460 California Ave Suite #203, Palo Alto, CA 94306
(650) 326-3350
aldingerins.com
Allied Brokers Insurance Agency, Inc.
591 Lytton Ave, Palo Alto, CA 94301
(650) 328-1000
alliedbrokers.com
Marketside Insurance Services
4083 Transport St, Palo Alto, CA 94303
(650) 858-1123
marketside.net
Benefit Experts Insurance Agency
3000 El Camino Real building 4, Palo Alto, CA 94306
(800) 495-4172
benefitexperts.com
Pacific Life Insurance Co
Palo Alto, CA 94301
(650) 321-9999
pacificlife.com
Art Young Insurance Agency
415 Cambridge Ave # 6, Palo Alto, CA 94306
(650) 838-1080
artyounginsurance.com
Farmers Insurance
948 Industrial Ave, Palo Alto, CA 94303
(650) 321-7637
agents.farmers.com
Allstate Personal Financial Representative: Robert McGlinchy
467 Hamilton Ave Ste 11, Palo Alto, CA 94301
(650) 322-5191
agents.allstate.com
What Does a Life Insurance Agent in Palo Alto Cost?
The cost of a life insurance policy in California varies by age, health, and coverage amount. A healthy 35 year old might pay around 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may pay significantly more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years.
How long does it take to get a life insurance policy in Palo Alto?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often require a medical exam and underwriting. Some policies offer accelerated underwriting for healthy applicants.
Are there California specific rules for life insurance beneficiaries?
Yes, California has a community property law that affects beneficiary designations for married couples. A spouse may need to consent to naming someone else as beneficiary. Also, California requires insurers to pay claims within 30 days of receiving proof of death.