The top-rated life insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,562 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Julio's Auto Insurance. This directory lists 26 life insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Julio's Auto Insurance | 505 S Oxnard Blvd | (805) 487-8610 |
| 5 | Auto International Insurance | 4015 Saviers Rd | (805) 247-9100 |
| 6 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 7 | Efrain Cazares - State Farm Insurance Agent | 4300 Tradewinds Dr #160 | (805) 205-8222 |
| 8 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 9 | Barbara Ortiz-Lee - State Farm Insurance Agent | 3481 W 5th St #105 | (805) 382-4240 |
| 10 | Onix Insurance Services | 609 S Oxnard Blvd | (805) 263-6981 |
Pacific Preferred Insurance serves the Oxnard, California area as a local life insurance agent. The company helps individuals and families review their coverage options to secure financial protection for loved ones. Agents take time to explain term, whole, and universal life policies so clients can match plans with personal goals. They also guide customers through underwriting and application procedures, ensuring paperwork is completed accurately. Pacific Preferred Insurance assists with policy adjustments and beneficiary updates for existing clients.
Ray Gonzales - State Farm Insurance Agent in Oxnard, CA, provides life insurance policies that help individuals protect their families financially. The agency offers term and permanent life coverage options, which can be tailored to fit a client’s specific needs for long-term security. Service includes periodic policy reviews to ensure coverage remains appropriate as circumstances change. Regular maintenance plans involve updating beneficiaries and adjusting face amounts when personal or financial situations evolve. The agency services single-family homes, apartments, retail businesses, and restaurants throughout the Oxnard area.
Charles Allison - State Farm Insurance Agent serves Oxnard and the surrounding Ventura County communities, handling a full range of life insurance needs for local residents. It works with individuals and families to secure term and permanent policies that provide financial protection for life’s unexpected events. The agency takes a straightforward, consultative approach by reviewing each client’s specific coverage requirements and then tailoring a plan that fits their budget and long-term goals.
Julio's Auto Insurance serves homeowners, families, and individuals in Oxnard, California, who are seeking life insurance coverage to protect their financial future. The agency assists clients in navigating policy options that provide income replacement and final expense planning. Life insurance agents here work with residents to tailor coverage to personal circumstances. The office also serves clients in the neighboring community of Ventura, offering the same personal guidance for those looking to secure life insurance policies.
Auto International Insurance in Oxnard, California provides life insurance coverage options designed to protect local families and individuals. The agency assists clients in Oxnard and surrounding areas in selecting appropriate policies that offer financial security for loved ones. Its services include term life and whole life insurance, helping residents match coverage to their specific needs and budgets. A licensed Life Insurance Agent guides customers through the application process and policy details. The agency also offers final expense insurance as a targeted addition for those planning ahead for end-of-life costs.
For those seeking permanent life insurance protection, Veronica’s Insurance Oxnard presents policies intended to last a lifetime, while also offering term coverage for a fixed period. Additional specific policy features are discussed during consultation. Located in Oxnard, CA, the agency assists clients with the process of identifying suitable life insurance coverage. Service for policy inquiries and new enrollments is provided on an as-needed basis by appointment.
Efrain Cazares - State Farm Insurance Agent in Oxnard, CA specializes in life insurance policies, which provide financial protection for families after a policyholder’s death. The office also assists clients with related coverage options such as auto, home, and health insurance, ensuring comprehensive risk management. Their work involves guiding customers through policy selection while emphasizing long-term financial security. During open enrollment periods, they help Oxnard residents review and update their life insurance coverage to reflect changes in family structure or health needs, ensuring continued adequate protection.
When fall and winter rains arrive in Oxnard, many residents begin to review their family financial protections. Ceja Insurance Agency - Auto, Car & Home Insurance Agents helps local policyholders by examining how life insurance coverage can secure a household’s future against unexpected events. The agency works with clients to understand the specific needs of Ventura County families, from mortgage obligations to education planning. A straightforward initial consultation is scheduled to review existing policies and recommend appropriate coverage solutions for long-term stability.
Barbara Ortiz-Lee - State Farm Insurance Agent offers life insurance services to residential clients in the Oxnard, California area. Commercial life insurance coverage is also available for local businesses and their key personnel. The agency serves customers throughout Ventura County and the surrounding region. Following an initial policy setup for either personal or commercial needs, the agent provides ongoing follow-up support and policy adjustments between regular annual visits to keep coverage aligned with changing client circumstances.
What Does a a Life Insurance Agent in Oxnard Cost?
Life insurance costs in California vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies cost more, often 100 to 300 dollars per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Oxnard
Life insurance agents in Oxnard, California help residents find coverage to protect their families. California law requires agents to hold a valid license from the California Department of Insurance. Agents can explain policy options that fit your budget and needs in Ventura County.
Frequently Asked Questions
What license does a life insurance agent need in California?
Agents must have a valid California life insurance license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the CDI website.
How do I choose a life insurance agent in Oxnard?
Look for an agent with experience and positive client reviews. Ask about their familiarity with California insurance regulations. A local agent can meet with you in person to discuss your needs.
What types of life insurance are common in California?
Term life, whole life, and universal life are common options. Term life covers you for a set period, while whole life provides lifelong coverage with cash value. California law allows policyholders a 30-day free look period after purchase.
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