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Looking for a life insurance agent in Monterey? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Monterey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 life insurance agents in Monterey, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Rinehart - State Farm Insurance Agent
2511 Garden Rd Suite C-125, Monterey, CA 93940
(831) 393-8500
jimrinehart.com
AAA Monterey Branch
53 Soledad Dr, Monterey, CA 93940
(831) 645-1900
mwg.aaa.com
Farmers Insurance - Jessica Connally
404 W Franklin St Ste 102, Monterey, CA 93940
(831) 424-0829
agents.farmers.com
Natalie Hungerford: Allstate Insurance
591 Hartnell St, Monterey, CA 93940
(831) 642-6400
agents.allstate.com
Christopher Thom: Allstate Insurance
201 Calle Del Oaks Ste A, Monterey, CA 93940
(831) 373-2791
agents.allstate.com
Capital Insurance Group
1 Lower Ragsdale Dr, Monterey, CA 93940
(877) 200-4220
ciginsurance.com
Cowell & Smith Insurance Agency
2250 N Fremont St, Monterey, CA 93940
(831) 372-5800
cowellandsmith.com
Laurrie Pike Insurance Agency
404 W Franklin St, Monterey, CA 93940
(831) 373-3180
lpikeinsurance.com
Ray Martin - State Farm Insurance Agent
2115 N Fremont St, Monterey, CA 93940
(831) 646-9520
raymartininsurance.com
HUB International
401 Fremont St Unit 100, Monterey, CA 93940
(831) 373-4925
hubinternational.com
Finch and Pirkle Insurance
482 Alvarado St, Monterey, CA 93940
(831) 372-1206
finchandpirkleinsurance.com
Farmers Insurance - Anthony Parker
1193 10th St, Monterey, CA 93940
(831) 648-7090
agents.farmers.com
Willow Glen Insurance
400 Camino Aguajito # 200, Monterey, CA 93940
(831) 655-1200
willowgleninsurancemonterey.com
Vogelpohl Insurance Services
9 Soledad Dr, Monterey, CA 93940
(831) 277-0914
vogelpohlinsurance.com
New York Life Insurance Company
400 Camino Aguajito Suite 209, Monterey, CA 93940
(831) 250-7597
newyorklife.com
Allstate Life Insurance Specialist: Madhur M. Devi
591 Hartnell St, Monterey, CA 93940
(831) 402-5714
agents.allstate.com
Pacific Legacy Insurance Services Inc
9699 Blue Larkspur Ln STE 101, Monterey, CA 93940
(831) 626-4561
pacificlegacyinsurance.com
Monterey Bay Insurance Services Inc
311 Vía Gayuba, Monterey, CA 93940
(831) 649-6941
Life insurance agents in Monterey California help residents choose policies that protect their families and meet state requirements. California law mandates that agents hold a valid license from the California Department of Insurance and follow strict disclosure rules. Local agents understand the unique needs of Monterey County including coastal property values and the local economy.
What Does a Life Insurance Agent in Monterey Cost?
Life insurance costs in California vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500000 dollar term life policy. Whole life policies can cost 200 to 500 dollars per month for the same coverage. Costs also depend on the insurer and any riders added. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid life-only license or a life and disability license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years and complete continuing education.
How long does it take to get a life insurance policy in Monterey?
The process usually takes from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam can be issued in days. Fully underwritten policies require a medical exam and can take 4 to 8 weeks.
What types of life insurance are available in California?
California agents offer term life whole life universal life and variable life insurance. Term life provides coverage for a set period like 10 20 or 30 years. Whole life and universal life offer permanent coverage with a cash value component.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.