The top-rated life insurance agent in Milpitas, California is Dorotea Tuzon - State Farm Insurance Agent, rated 5.0 stars across 332 reviews. Other highly rated options include Globe Life American Income Division: AO, Aman Sehgal - State Farm Insurance Agent, AAA Milpitas Branch. This directory lists 19 life insurance agents serving Milpitas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dorotea Tuzon - State Farm Insurance Agent | 16 Corning Ave #222 | (408) 935-9355 |
| 2 | Globe Life American Income Division: AO | 1649A S Main St | (800) 842-0022 |
| 3 | Aman Sehgal - State Farm Insurance Agent | 830 Hillview Ct Ste 195 | (408) 684-0110 |
| 4 | AAA Milpitas Branch | 607 E Calaveras Blvd | (408) 635-0100 |
| 5 | Penguin Insurance Services | 860 Hillview Ct #340 | (844) 260-5034 |
| 6 | Farmers Insurance - Thang Vo | 391 Jacklin Rd | (408) 273-8789 |
| 7 | InsuranceSimpler - An Independent Insurance Brokerage | 320 S Abel St | (408) 824-1450 |
| 8 | Shwu Jim Chen: Allstate Insurance | 500 E Calaveras Blvd Ste 311 | (408) 941-9838 |
| 9 | Doris Tran: Allstate Insurance | 1752 Clear Lake Ave | (408) 353-0969 |
| 10 | Health Insurance Milpitas | 920 Jacklin Rd | (510) 902-7706 |
Dorotea Tuzon - State Farm Insurance Agent serves the Milpitas, California area as a life insurance agent. This agency helps local residents and families with financial protection planning through individualized policy reviews. A life insurance agent in this region works to guide clients toward coverage that fits their specific needs and budget. Common services include term life policies for temporary coverage periods and whole life policies that build cash value over time. The agency assists with both personal and family protection strategies for the Milpitas community.
Globe Life American Income Division: AO provides life insurance coverage and related financial protection services to individuals and families in Milpitas, California. Its agents assist clients with understanding policy options, filing claims, and adjusting coverage as life circumstances change. While it does not offer maintenance plans, the agency helps policyholders review beneficiary designations and update their plans to reflect current needs. The company’s agents work closely with clients to secure financial security for dependents. Its services cover single-family homes, apartments, retail establishments, and restaurants.
Aman Sehgal - State Farm Insurance Agent serves homeowners, families, and local business owners in Milpitas, California. The agency provides life insurance policies, which help protect clients’ financial futures by offering coverage for income replacement, final expenses, and debt repayment. As a life insurance agent, it guides customers through selecting appropriate policy options to meet their individual needs and long-term goals. The agency also extends its services to residents and businesses in the neighboring communities of San Jose and Santa Clara.
AAA Milpitas Branch serves the residents of Milpitas and the surrounding South Bay communities. The company handles life insurance policies designed to provide financial protection for beneficiaries after a policyholder passes away. Agents work with clients to explain different policy types and coverage options. For a typical job, the company begins by thoroughly assessing a client's financial situation and coverage needs, then recommends a suitable policy plan based on that individual assessment.
Penguin Insurance Services in Milpitas, CA, helps individuals distinguish between term policies that provide coverage for a set period and permanent policies that last a lifetime, each serving different financial planning needs. Clients typically purchase a policy as a one-time enrollment or set up ongoing premium payments, with advisors tailoring coverage based on family size and budget. Service is generally arranged on a one-time basis for initial policy setup or as-needed for policy reviews and beneficiary changes.
Farmers Insurance - Thang Vo provides term and permanent life insurance policies to clients in Milpitas, California. The agency also offers annuities and retirement planning services to help local families build financial security. General services include policy reviews and personalized coverage consultations. As the seasons change, such as during the start of a new contract or when a family expands, the agency assists residents in adjusting their life insurance coverage to match evolving needs.
As spring brings influx of new residents to Milpitas seeking home and family security, InsuranceSimpler addresses this need as an independent insurance brokerage. The agency helps local clients compare coverage options for their families, focusing on term and whole life policies tailored to income replacement and final expense planning. Unlike captive agents, this brokerage can shop multiple carriers to find suitable term lengths and benefit amounts. The process begins with a complimentary consultation to review current coverage and identify potential gaps before requesting quotes.
Shwu Jim Chen: Allstate Insurance in Milpitas, CA provides life insurance policies that help protect families from financial hardship in the event of a loss. These plans can be customized with additional riders for critical illness or accidental death coverage. The company serves a range of commercial clients, including local offices, warehouses, and food service establishments requiring tailored business life insurance solutions.
Doris Tran: Allstate Insurance serves clients in Milpitas, California, offering life insurance plans for residential protection. Business owners can also arrange commercial coverage through this agency to safeguard their operations. The service area encompasses Milpitas and the broader Silicon Valley region. A life insurance agent at this location helps individuals assess their financial needs for dependents and long-term security. After an initial policy is in place, Doris Tran: Allstate Insurance provides follow-up service to adjust coverage between regular review visits.
Health Insurance Milpitas serves as a life insurance agency known for helping local residents secure financial protection for their families. Based in Milpitas, California, the company offers guidance on policies that provide income replacement and coverage for final expenses. It works with clients to assess their long-term needs, presenting policy options that support beneficiaries after a loss. This advice helps families maintain stability during difficult transitions. An additional specialty service it can add on is travel insurance for policyholders seeking coverage while away from home.
What Does a a Life Insurance Agent in Milpitas Cost?
Life insurance costs in California vary by age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term policy with 500,000 dollars in coverage may cost 25 to 40 dollars per month. Whole life policies typically cost more, often 100 to 300 dollars per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Milpitas
Life insurance agents in Milpitas, California help residents find coverage that fits their financial goals and family needs. California law requires all life insurance agents to hold a valid state license and follow strict consumer protection rules. Working with a local agent can simplify the process of comparing term life, whole life, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in California?
Life insurance agents in California must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must also complete continuing education every two years to renew their license.
How do I verify a life insurance agent in Milpitas?
You can check an agent license status on the California Department of Insurance website. Look for a valid license number and confirm there are no disciplinary actions on record.
What types of life insurance are available in California?
Common options include term life, whole life, universal life, and variable life insurance. California also offers guaranteed issue life insurance for people with health conditions.
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