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Browse life insurance agents serving Merced, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 life insurance agents in Merced, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
3070 M St #1, Merced, CA 95348
(209) 418-7383
locations.costulessdirect.com
AAA Merced Branch
3065 M St, Merced, CA 95348
(209) 726-7440
mwg.aaa.com
State Farm Insurance Agent
1124 W Olive Ave #102, Merced, CA 95348
(209) 384-8811
statefarm.com
Torrey Moe - State Farm Insurance Agent
61 W Alexander Ave, Merced, CA 95348
(209) 580-4432
torreymoe.com
Quote Valley Insurance - Covered California
840 W Olive Ave STE E, Merced, CA 95348
(209) 723-2000
quotevalley.com
Fluetsch & Busby Insurance
725 W 18th St #1, Merced, CA 95340
(209) 722-1541
fandb1912.com
Freeway Insurance
251 W 11th St, Merced, CA 95341
(209) 781-4122
locations.freeway.com
Justi Smith - State Farm Insurance Agent
830 W 19th St, Merced, CA 95340
(209) 383-3208
justismith.com
Farmers Insurance - Annissa Fragoso
527 W Main St, Merced, CA 95340
(209) 626-5551
agents.farmers.com
Edge Insurance Services
2830 G St Ste B, Merced, CA 95340
(209) 385-3343
policyplease.com
Peter Padilla - State Farm Insurance Agent
240 E Yosemite Ave, Merced, CA 95340
(209) 383-5843
peterpadilla.com
Merced Atlas Insurance Services
1624 K St, Merced, CA 95340
(209) 626-5450
Leap | Carpenter | Kemps Insurance Agency
3187 Collins Dr, Merced, CA 95348
(209) 384-0727
Salmeri Insurance
505 W 18th St, Merced, CA 95340
(209) 722-8020
salmeri.com
Merced Insurance
833 W 18th St, Merced, CA 95340
(209) 722-3318
mercuryinsurance.com
Barlocker Insurance Services
1164 Olivewood Dr, Merced, CA 95348
(209) 383-0220
leavitt.com
RC Insurance Brokers
126 W Main St Ste A, Merced, CA 95340
(209) 233-6213
rcib.net
New Horizon Insurance Services Merced
2185 G St suite 200, Merced, CA 95340
(209) 722-1400
newhorizonins.com
Chuck Meyer Insurance Agency
2824 Park Ave Ste. C, Merced, CA 95348
(209) 383-7774
chuckmeyerinsurance.com
InterWest Insurance Services, LLC. Merced
368 E Yosemite Ave Ste. 100, Merced, CA 95340
(209) 723-9181
iwins.com
Life insurance agents in Merced California help residents protect their families with term life whole life and universal life policies. California law requires agents to hold a valid state license and follow strict disclosure rules under the California Insurance Code. Local agents understand the agricultural and commuter lifestyle of the Central Valley and can tailor coverage to your needs.
What Does a Life Insurance Agent in Merced Cost?
A typical term life policy for a healthy 35 year old in California costs between $25 and $50 per month for $500,000 of coverage. Whole life policies range from $100 to $300 per month for the same face amount. Actual costs depend on age health occupation and tobacco use. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Merced California?
Agents must hold a California Department of Insurance life agent license. They must complete pre-licensing education pass a state exam and renew their license every two years with continuing education.
How long do I have to contest a life insurance policy in California?
In California the contestability period is two years from the policy issue date. After two years the insurer cannot deny a claim based on misstatements in the application except for fraud.
Can a life insurance agent in Merced help with estate planning?
Yes many agents work with estate planning attorneys to structure policies for estate tax purposes. California does not have a state estate tax but federal exemptions may apply for larger estates.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.