ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsCalifornia › Los Altos

Find Life Insurance Agents Near You in Los Altos, CA

Browse life insurance agents serving Los Altos, California. Updated 2026-07-14.

The top-rated life insurance agent in Los Altos, California is Jim Flynn - State Farm Insurance Agent, rated 4.9 stars across 25 reviews. Other highly rated options include KBI Benefits, Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance. This directory lists 15 life insurance agents serving Los Altos.

Showing 15 life insurance agents in Los Altos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jim Flynn - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
2KBI Benefits221 Main St #1462(408) 366-8880
3Josh Anderson - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
4Cathy Nguyen: Allstate Insurance745 Distel Dr Suite 119(650) 964-3022
5Farmers Insurance - Naomi Hayashi900 N San Antonio Rd Ste102(650) 321-7637
6Michael Tirabassi - State Farm Insurance Agent4546 El Camino Real b4(650) 209-1202
7Al Ward - State Farm Insurance Agent4546 El Camino Real b4(650) 941-5000
8Frank Hughes Farmers Insurance220 State St Suite B(650) 815-7068
9Gil Koury Insurance86 3rd St UNIT 115(650) 947-7676
10Dwight Matthews - State Farm Insurance Agent1564 Miramonte Ave(650) 948-8164
JF
4546 El Camino Real b4
Jim Flynn - State Farm Insurance Agent
Life Insurance Agent · Los Altos, CA

Jim Flynn - State Farm Insurance Agent serves the Los Altos, California area, providing life insurance and related financial protection services. As a local agent, this office helps clients explore policy options designed to offer coverage for final expenses and income replacement. It assists individuals and families in reviewing their needs to determine suitable coverage amounts. The agency handles term life insurance, which covers a set number of years, and whole life insurance, which offers lifelong protection.

KB
221 Main St #1462
KBI Benefits
Life Insurance Agent · Los Altos, CA

KBI Benefits provides life insurance products and financial planning services to residents in and around Los Altos, California. Their service approach includes client consultations to assess coverage needs alongside periodic policy reviews to help adjust plans as life circumstances change. Ongoing support is available for claims assistance and beneficiary updates. The company serves a diverse clientele, including single-family homeowners, apartment residents, and owners of local retail shops and restaurants.

JA
4546 El Camino Real b4
Josh Anderson - State Farm Insurance Agent
Life Insurance Agent · Los Altos, CA

Josh Anderson - State Farm Insurance Agent in Los Altos, California, serves local homeowners, renters, and small businesses seeking life insurance coverage to protect their families and financial futures. The agency helps clients understand term and whole life policy options that can offer income replacement and final expense support. Customizing coverage to fit individual budgets and long-term needs is a central focus of the consultation process. This Los Altos office also assists customers throughout nearby Mountain View.

CN
745 Distel Dr Suite 119
Cathy Nguyen: Allstate Insurance
Life Insurance Agent · Los Altos, CA

Serving Los Altos and the surrounding Silicon Valley communities, Cathy Nguyen: Allstate Insurance offers life insurance coverage to local residents and families. The agency handles term life, whole life, and universal life policies, helping clients plan for long-term financial security and dependents' needs. Each typical job begins with a thorough review of the client's current financial picture and future goals, after which the agent presents plan options tailored to that specific situation and budget.

FI
900 N San Antonio Rd Ste102
Farmers Insurance - Naomi Hayashi
Life Insurance Agent · Los Altos, CA

Farmers Insurance - Naomi Hayashi offers life insurance options such as term, whole, and universal life policies. It also serves clients in Los Altos, CA, with general insurance products, including auto, home, and business coverage. The agency helps individuals and families assess their long-term financial protection needs. As the holiday season approaches, it can assist with reviewing coverage to ensure a policy adequately supports loved ones during times of celebration and potential increased travel.

MT
4546 El Camino Real b4
Michael Tirabassi - State Farm Insurance Agent
Life Insurance Agent · Los Altos, CA

Michael Tirabassi - State Farm Insurance Agent in Los Altos, California, offers standard life insurance policies alongside optional riders that can be added for expanded coverage. The agency assists clients in California with evaluating their personal needs for financial protection. Commercial life insurance products are also available to help local businesses prepare for continuity. The firm serves various business sectors, including local offices, warehouses, and food service establishments, providing coverage tailored to their specific operational risks.

AW
4546 El Camino Real b4
Al Ward - State Farm Insurance Agent
Life Insurance Agent · Los Altos, CA

As residents of Los Altos prepare for the arrival of a new baby or plan their long-term financial security, Al Ward - State Farm Insurance Agent provides essential life insurance coverage tailored to these milestones. Serving the local community, the agency helps clients understand term and whole life options to protect their families from unexpected financial hardship. Every policy discussion begins with a no-obligation consultation to review personal needs and future goals, followed by a thorough assessment of current assets and potential liabilities.

FH
220 State St Suite B
Frank Hughes Farmers Insurance
Life Insurance Agent · Los Altos, CA

Frank Hughes Farmers Insurance in Los Altos, CA distinguishes between one-time policy consultations and recurring coverage management for life insurance. Services focus on term and whole life plans tailored to protect families. As a local life insurance agent, the office assists clients in assessing their financial needs and future security. This practice operates primarily on a scheduled basis, with clients typically meeting annually or when life events require policy adjustments.

GK
86 3rd St UNIT 115
Gil Koury Insurance
Life Insurance Agent · Los Altos, CA

Gil Koury Insurance serves residential clients in Los Altos, offering life insurance policies designed to protect families and individual financial futures. Commercial coverage is also extended to local businesses needing key person or buy-sell protection. The firm serves the broader Santa Clara County area, providing tailored policy reviews and professional guidance. After an initial consultation and policy placement, clients receive attentive follow-up services to adjust coverage as their circumstances evolve between regular annual visits.

DM
1564 Miramonte Ave
Dwight Matthews - State Farm Insurance Agent
Life Insurance Agent · Los Altos, CA

Dwight Matthews - State Farm Insurance Agent in Los Altos, CA, is known for helping individuals and families find suitable life insurance coverage. The agency typically works with clients to assess their long-term financial protection needs and identify appropriate policy options. Services often extend to assisting with beneficiary designations and explaining policy terms clearly. As a specialty service, the agency can add on consultations for converting term life policies into permanent coverage to meet changing life circumstances.

GP
86 3rd St UNIT 115
Gilbert P Koury Insurance Broker
Life Insurance Agent · Los Altos, CA
(650) 947-7676
gilkouryinsurance.com
JF
445 S San Antonio Rd #101
Jack Flesher - State Farm Insurance Agent
Life Insurance Agent · Los Altos, CA
(650) 941-8700
statefarm.com/agent/us/ca/los-altos/jack-flesher-vkrc21ys000
JF
171 Main St Suite #607
Johnson Financial & Insurance Services
Life Insurance Agent · Los Altos, CA
(650) 949-6601
jfisinc.com
GK
167 S San Antonio Rd
Gil Koury Insurance
Life Insurance Agent · Los Altos, CA
(650) 947-7676
gilkouryinsurance.com
HB
317 State St
Hill Bay Insurance
Life Insurance Agent · Los Altos, CA
(650) 947-1600
hillbayinsurance.com

What Does a a Life Insurance Agent in Los Altos Cost?

Life insurance costs in California vary based on age, health, coverage amount, and policy type. A term life policy for a healthy 35-year-old might cost $20 to $50 per month for $500,000 in coverage. Whole life policies are more expensive, often $100 to $300 per month for the same amount. Costs in Los Altos may be higher due to local living expenses. This is general information, not insurance advice.

About life insurance agents in Los Altos

Life insurance agents in Los Altos, California help residents choose policies that protect their families. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the high cost of living in Santa Clara County and can tailor coverage to your needs.

Frequently Asked Questions

What license does a life insurance agent need in California?

In California, life insurance agents must hold a valid life-only or life and disability license from the California Department of Insurance. They must also complete continuing education every two years to renew their license.

How do I verify an agents license in Los Altos?

You can verify a life insurance agents license on the California Department of Insurance website. Search by the agents name or license number to confirm their status and any disciplinary history.

Are there specific California laws for life insurance policies?

Yes, California has a free-look period of 30 days for life insurance policies. This allows you to cancel the policy for a full refund if you change your mind. Also, California requires insurers to provide clear disclosure of policy terms and fees.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.