The top-rated life insurance agent in Lomita, California is Eric Lamas - State Farm Insurance Agent, rated 5.0 stars across 119 reviews. Other highly rated options include Faby Obispo - State Farm Insurance Agent, Veronica Sanchez: Allstate Insurance, Mariela Leon - State Farm Insurance Agent. This directory lists 15 life insurance agents serving Lomita.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Lamas - State Farm Insurance Agent | 1954 Pacific Coast Hwy | (310) 891-3485 |
| 2 | Faby Obispo - State Farm Insurance Agent | 24100 Narbonne Ave UNIT 101 | (310) 326-0075 |
| 3 | Veronica Sanchez: Allstate Insurance | 25897 S Western Ave Ste 3 | (310) 784-3999 |
| 4 | Mariela Leon - State Farm Insurance Agent | 26340 Western Ave Unit A | (424) 477-5925 |
| 5 | Nickerson Insurance Services, Inc. | 2106 Lomita Blvd STE 100 | (310) 326-6333 |
| 6 | Adel Gobran: Allstate Insurance | 2068 Pacific Coast Hwy Ste B | (310) 325-4247 |
| 7 | Bentley Insurance | 25437 Narbonne Ave Ste B | (310) 326-2626 |
| 8 | Farmers Insurance - Olivia Sanchez | 2075 Palos Verdes Dr N Ste 213 | (310) 952-9580 |
| 9 | Farmers Insurance - Rafaela Gonzalez | 25610 Narbonne Ave Ste B | (424) 263-5354 |
| 10 | TNT Insurance Agencies - Ted Talbot | 25835 Narbonne Ave #295 | (310) 534-2010 |
Eric Lamas - State Farm Insurance Agent serves the Lomita, California area and surrounding South Bay communities with life insurance and related financial protection services. The agency helps local residents navigate individual life policies designed to provide income replacement and final expense coverage. Additional services include evaluating term and whole life options to align with personal goals. The agency handles life insurance needs for individuals and families throughout the Lomita region.
Faby Obispo - State Farm Insurance Agent in Lomita, California, assists clients with financial protection and risk management, specializing in life insurance policies. This local agency helps individuals and families plan for long-term financial security. The office also offers services for estate planning and income replacement needs. Its clientele includes various commercial sectors, such as offices, warehouses, and food service establishments, ensuring their business continuity and employee benefits are addressed.
Veronica Sanchez: Allstate Insurance offers a range of life insurance services designed to help individuals and families plan for the future. The agency provides policy options that can cover final expenses, income replacement, and other financial needs. They also assist with policy reviews and updates to help ensure coverage remains aligned with changing circumstances. For local residents in Lomita, CA, the agency helps clients protect their assets and loved ones through various life insurance products. The firm services single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and families in Lomita, California, turn to Mariela Leon - State Farm Insurance Agent for life insurance coverage. The agency helps clients assess their individual needs for financial protection, offering guidance on policies that guard against unexpected loss. These services support local residents and commercial property owners in securing their families’ futures and business legacies. The company also serves clients throughout nearby Torrance and the surrounding South Bay communities.
Nickerson Insurance Services, Inc. in Lomita, CA specializes in life insurance, offering clients the choice between a single-policy purchase for immediate needs and a scheduled review of ongoing coverage to adjust as life circumstances change. The firm helps individuals select term or permanent plans that provide financial protection for beneficiaries. Service is provided on an as-needed basis, allowing policyholders to request consultations whenever they wish to update their coverage.
Adel Gobran: Allstate Insurance serves the Lomita, California area and surrounding communities with life insurance agent services. The agency focuses on helping local residents understand their options and secure appropriate coverage for their families. In a typical job, the agent first reviews an individual's current situation and long-term goals, then presents plan choices that match those needs. It uses this consultative approach to guide each client through the application process and ensure the policy aligns with their financial objectives.
Bentley Insurance specializes in term, whole, and universal life policies designed to secure financial futures. The agency also assists clients with annuity planning and income protection strategies. Serving the Lomita, California area, it works to match individuals and families with appropriate coverage amounts based on specific goals and budgets. Common concerns include covering burial expenses and replacing lost household income. The company frequently helps new parents secure coverage after a child's birth to ensure long-term financial stability.
As families in Lomita begin planning for the new year, they often reassess their financial safeguards against unexpected loss. Farmers Insurance - Olivia Sanchez provides life insurance policies that help protect loved ones from financial hardship. These plans can cover final expenses, outstanding debts, or future income needs. Every local situation is different, so a thorough conversation with Olivia Sanchez allows residents to examine their specific coverage requirements. A no-obligation initial assessment of current beneficiary designations and policy amounts is completed during the first meeting.
Farmers Insurance - Rafaela Gonzalez provides life insurance coverage to residents of Lomita and the surrounding South Bay area, specializing in term life, whole life, and universal life policies. The agency works with clients to help secure financial protection for beneficiaries in the event of an untimely death. Commercial accounts are also served, with policies tailored for local offices, warehouses, and food service operations.
TNT Insurance Agencies - Ted Talbot provides residential life insurance services for families and individuals in Lomita, California, helping secure financial protection for loved ones. Commercial life insurance coverage is also available for local business owners seeking to protect their enterprises. The agency serves the Lomita area and surrounding communities throughout the South Bay region. After an initial policy is set up, clients can rely on thorough follow-up and adjustments during regular scheduled visits.
What Does a a Life Insurance Agent in Lomita Cost?
Life insurance costs in California vary widely based on age, health, coverage amount, and policy type. A typical term life policy for a healthy 35 year old might cost between 20 and 50 dollars per month for 500,000 dollars in coverage. Whole life policies generally cost more, often starting at 100 dollars per month for the same coverage. Costs also depend on California specific factors like local mortality tables and state regulations. This is general information, not insurance advice.
About life insurance agents in Lomita
Life insurance agents in Lomita, California help residents and small business owners find coverage that fits their needs. California law requires all life insurance agents to hold a valid state license and follow strict disclosure rules. Local agents can guide you through policy options while considering California specific regulations like community property laws.
Frequently Asked Questions
What license does a life insurance agent in Lomita need?
In California, a life insurance agent must hold a valid license from the California Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How do California community property laws affect life insurance?
Under California community property law, a spouse may have rights to a life insurance policy purchased with community funds. A local agent can explain how this impacts beneficiary designations and policy ownership.
Can a life insurance agent in Lomita help with California small business coverage?
Yes, many agents assist small businesses with key person insurance, buy-sell agreements, and group life plans. They consider California specific business regulations when structuring policies.
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