The top-rated life insurance agent in Livermore, California is Stacy Bartholomew: Allstate Insurance, rated 4.9 stars across 162 reviews. Other highly rated options include JD Insurance Group, Diamond Legacy Insurance, Farmers Insurance - Shellee McLaughlin. This directory lists 20 life insurance agents serving Livermore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stacy Bartholomew: Allstate Insurance | 1713 Second St | (925) 227-8400 |
| 2 | JD Insurance Group | 486 Lindbergh Ave | (925) 252-8388 |
| 3 | Diamond Legacy Insurance | 2222 Second St #5 | (925) 495-2233 |
| 4 | Farmers Insurance - Shellee McLaughlin | 2177 Las Positas Ct Ste J | (925) 960-1604 |
| 5 | Betty Taylor - State Farm Insurance Agent | 509 N L St | (925) 373-0111 |
| 6 | Gene Morgan Insurance Agency | 2020 Fourth St | (925) 447-2565 |
| 7 | Freeway Insurance | 1509 N Vasco Rd | (925) 464-4102 |
| 8 | Farmers Insurance - Jennifer Morris | 542 N L St Ste A | (510) 460-6070 |
| 9 | Ron Andre Jr - State Farm Insurance Agent | 1643 First St A | (925) 447-7664 |
| 10 | Ashish Dhawan - State Farm Insurance Agent | 325 S I St | (925) 449-1679 |
Stacy Bartholomew: Allstate Insurance serves the Livermore, California area and surrounding communities. The company specializes in life insurance agent services, helping residents secure financial protection for their families. Policies are designed to provide beneficiaries with a death benefit payment upon the policyholder’s passing. This type of coverage can address final expenses, outstanding debts, or income replacement needs. Common options include term life policies, which offer coverage for a set period, and whole life policies, which accumulate cash value over time.
JD Insurance Group offers a range of life insurance solutions for individuals and families in the Livermore area, including term, whole, and universal life policies. The company also assists with final expense plans and income protection options to help clients secure long-term financial stability. Their service approach includes periodic policy reviews and adjustments to coverage as life circumstances change. JD Insurance Group serves clients residing in single‑family homes, as well as those managing apartments, retail properties, and restaurants.
Diamond Legacy Insurance in Livermore, CA serves homeowners, families, and small business owners seeking financial protection through life insurance. The agency assists clients in evaluating coverage options to secure their loved ones’ futures and manage estate planning needs. Policies are tailored to individual circumstances, helping ensure beneficiaries receive necessary support. The company also provides guidance on policy adjustments as life events occur. In addition to serving Livermore residents, Diamond Legacy Insurance covers Pleasanton and other neighboring communities in the Tri-Valley area.
Farmers Insurance - Shellee McLaughlin serves Livermore, California, and the surrounding Tri-Valley communities. It handles life insurance policies, including term life, whole life, and universal life coverage for local residents. The agency helps clients assess their financial obligations, such as mortgage debt or college funding needs, to determine suitable coverage amounts. It then works through available policy options to match each customer’s budget and long-term goals, explaining benefit structures and premium schedules before recommending a plan. This straightforward process aims to secure reliable financial protection for families in the area.
Betty Taylor - State Farm Insurance Agent in Livermore, CA offers life insurance and also provides auto, home, and renters coverage for local clients. As a life insurance agent, she helps individuals secure financial protection for their families through tailored policy options. The office assists with policy reviews and claims support throughout the year. During open enrollment periods or after major life events like a new child or home purchase, she can address coverage needs specific to changing circumstances.
Gene Morgan Insurance Agency in Livermore, California specializes in life insurance policies, distinguishing between term plans that offer coverage for a specific period and permanent options that provide lifelong protection with potential cash value accumulation. These policies are designed to help individuals safeguard their family’s financial future against unforeseen circumstances. The agency’s service runs on an as-needed basis, allowing clients to request consultations or policy adjustments whenever they choose to review or update their coverage.
Freeway Insurance offers term, whole, and universal life insurance policies to Livermore residents, working to match coverage with individual financial goals. The agency also assists with supplemental burial and final expense plans. Its agents guide clients through initial applications and underwriting requirements. For the Livermore area, spring is a common time to review policies after tax season, helping families adjust beneficiaries or increase coverage following life changes or major property purchases.
As homeowners in Livermore prepare for the dry summer months, the need to secure dependable income protection becomes a common concern. Farmers Insurance - Jennifer Morris assists local families by assessing their financial obligations and future goals to recommend appropriate life insurance coverage. This process involves evaluating current assets and potential long-term needs. Each consultation begins with a thorough review of the client's existing policies and personal situation. A complimentary needs assessment inspection is scheduled to identify any gaps and outline the next steps toward full coverage.
Ron Andre Jr - State Farm Insurance Agent in Livermore, CA works with individuals to secure basic life insurance coverage tailored to household needs. The agency also offers supplemental policies that can address specific financial protection gaps for families. These services extend to businesses operating in local offices, warehouses, and food service sectors, where employee benefit plans often require coordinated policy structures to meet compliance and retention goals.
What Does a a Life Insurance Agent in Livermore Cost?
Life insurance costs in California vary by age health and policy type. A term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 500,000 dollars of coverage. Whole life policies typically cost more often 100 to 300 dollars per month for the same amount. Costs also depend on factors like smoking and family medical history. This is general information not insurance advice.
About life insurance agents in Livermore
Life insurance agents in Livermore California help residents choose policies that protect their families and assets. California insurance law requires agents to hold a valid license and follow strict disclosure rules. Working with a local agent can help you understand how California community property laws may affect your policy ownership.
Frequently Asked Questions
What license does a life insurance agent need in California?
In California life insurance agents must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must complete continuing education every two years to renew their license.
How do California community property laws affect life insurance?
California is a community property state so a spouse may have rights to a life insurance policy purchased during marriage. This can affect beneficiary designations and policy ownership. An agent can explain how to structure ownership to meet your goals.
Is a medical exam required for life insurance in Livermore?
Many life insurance policies require a medical exam but some no-exam policies are available for smaller amounts. California law does not require an exam but insurers set their own underwriting rules. An agent can help you find a policy that fits your health situation.
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