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HomeLife Insurance AgentsCalifornia › Lake Elsinore

Find Life Insurance Agents Near You in Lake Elsinore, CA

Browse life insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated life insurance agent in Lake Elsinore, California is Paul Niehouse Jr - State Farm Insurance Agent, rated 5.0 stars across 112 reviews. Other highly rated options include Tako Insurance Agency: Allstate Insurance, Guidance Insurance Agency, Inc., Speedy Insurance Agency. This directory lists 20 life insurance agents serving Lake Elsinore.

Showing 20 life insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Paul Niehouse Jr - State Farm Insurance Agent32235 Mission Trail B11(951) 674-0735
2Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr Ste 1a(951) 674-0624
3Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
4Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
5All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
6Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
7Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
8Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
9Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
10Auto International Insurance31952 Mission Trail(951) 550-0222
PN
32235 Mission Trail B11
Paul Niehouse Jr - State Farm Insurance Agent
Life Insurance Agent · Lake Elsinore, CA

Paul Niehouse Jr - State Farm Insurance Agent in Lake Elsinore, CA serves homeowners, families, and local business owners seeking personal financial protection. This agency provides life insurance policies, helping individuals plan for their family’s long-term security and unexpected expenses. It offers guidance in selecting appropriate coverage levels and terms based on each client’s specific situation and budget. For those outside the immediate city, the agency also covers neighboring communities throughout the surrounding Riverside County area, including nearby Wildomar and Canyon Lake.

TI
31641 Auto Center Dr Ste 1a
Tako Insurance Agency: Allstate Insurance
Life Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves Lake Elsinore and the surrounding Riverside County area. As a local life insurance agent, the company helps residents evaluate their individual coverage needs and choose appropriate policies. The firm guides clients through the process of securing financial protection for their families. Common life insurance products available in this region include term life policies and whole life options. The agency handles both initial policy enrollment and beneficiary claim assistance for families in the Lake Elsinore community.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Life Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc., located in Lake Elsinore, California, provides a range of life insurance products, including term, whole, and universal life policies. It also offers ongoing policy reviews and assistance with beneficiary updates to ensure coverage remains aligned with client needs. The agency serves a broad mix of properties within the region, including single-family homes, apartment complexes, and local retail and restaurant businesses.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Life Insurance Agent · Lake Elsinore, CA

Speedy Insurance Agency serves the Lake Elsinore, California, area, offering life insurance agent services to local residents and families. It helps clients navigate their options for financial protection and future planning. Policies available include both term and whole life insurance, which provide coverage for income replacement and final expenses. The agency addresses the specific needs of individuals seeking security for their dependents in the Riverside County region. It handles term life policies for temporary coverage and whole life policies for permanent protection against unforeseen events.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Life Insurance Agent · Lake Elsinore, CA

Serving Lake Elsinore and the surrounding communities of Riverside County, All Discount Insurance Services, Inc. handles life insurance coverage for local residents. The company assists clients in evaluating term and whole life policies to match individual financial situations and family needs. It provides straightforward explanations of policy benefits and exclusions. For a typical job, it reviews a client’s current coverage gaps, compares available plans from multiple carriers, and recommends a policy that fits the budget and long-term goals.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Life Insurance Agent · Lake Elsinore, CA

When considering life insurance, clients can choose between a one-time term policy for a fixed period or a permanent policy offering lifelong coverage that may build cash value. Manuel Bonilla: Allstate Insurance, based in Lake Elsinore, CA, helps individuals and families evaluate these options to align coverage with long-term financial goals. The agent guides clients through policy selection and application, ensuring appropriate protection for dependents or final expenses. Service is provided on an as-needed basis for initial consultations and scheduled reviews to adjust coverage over time.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Life Insurance Agent · Lake Elsinore, CA

Nino Insurance Agency in Lake Elsinore, CA, specializes in providing life insurance policies tailored to individual protection needs. It similarly assists clients with general insurance planning strategies designed to secure family financial stability over the long term. The agency works to match policies with the unique lifestyles and health backgrounds of its local community. During the fall season, it particularly helps families reassess their coverage before the end-of-year holidays.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Life Insurance Agent · Lake Elsinore, CA

Freeway Insurance provides life insurance services to residents of Lake Elsinore, California, helping individuals and families select appropriate coverage for their financial planning needs. Their offerings include assistance with policy selection and ongoing support to maintain necessary coverage levels as circumstances evolve. The company works with a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Life Insurance Agent · Lake Elsinore, CA

As families in Lake Elsinore plan for summer vacations or a new school year, reassessing financial protection becomes a priority. Todd Schaffner - State Farm Insurance Agent helps local residents evaluate life insurance options to secure their household’s future against unexpected events. The agency guides clients through term and whole life policies tailored to personal budgets and long-term goals, emphasizing clarity in coverage details. An initial assessment of a family’s current needs and income commitments typically kicks off the consultation process.

AI
31952 Mission Trail
Auto International Insurance
Life Insurance Agent · Lake Elsinore, CA
MG
31569 Canyon Estates Dr #200
Marcelino Gomez-Retirement and Life Insurance
Life Insurance Agent · Lake Elsinore, CA
(909) 979-1641
marcelinotfs.kw.com/appointments
FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Life Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
TP
350 Railroad Canyon Rd suit c
Tico Pro Insurance Services
Life Insurance Agent · Lake Elsinore, CA
(714) 308-4319
ticoproinsurance.com
DF
29991 Canyon Hills Rd #1709
Driven Financial
Life Insurance Agent · Lake Elsinore, CA
(951) 643-4377
drivenfin.com
FA
31903 Mission Trail
Farmers
Life Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
MI
31903 Mission Trail
MNE Insurance Agency
Life Insurance Agent · Lake Elsinore, CA
(951) 667-3910
mneinsurance.com
CI
15580 Alvarado St
Campbell Insurance Services Inc
Life Insurance Agent · Lake Elsinore, CA
(951) 678-3676
VB
31681 Riverside Dr STE L
VIP Best Insurance Agency
Life Insurance Agent · Lake Elsinore, CA
(951) 221-8404
vipbestinsurance.com
LI
531 Birch St
Licensed Insured Bonded
Life Insurance Agent · Lake Elsinore, CA
(209) 583-3113
YM
70 Volta Del Tintori St
Your Medicare Choices Simplified
Life Insurance Agent · Lake Elsinore, CA
(714) 305-5031
englishandcompany.net

What Does a a Life Insurance Agent in Lake Elsinore Cost?

A typical term life policy in California may cost between $20 and $100 per month for a healthy 35 year old for $500,000 in coverage. Whole life policies often cost more, sometimes $150 to $400 per month for similar coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.

About life insurance agents in Lake Elsinore

Life insurance agents in Lake Elsinore help residents choose coverage that fits their needs and budget. California requires all life insurance agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how California community property laws may affect policy ownership and beneficiaries.

Frequently Asked Questions

What license does a life insurance agent need in California?

Agents must hold a valid California life insurance license issued by the California Department of Insurance. They also complete continuing education every two years to maintain their license.

How long does it take to get life insurance in Lake Elsinore?

The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often require a medical exam and underwriting review.

Can a life insurance agent help with California estate planning?

Yes. An agent can explain how life insurance proceeds are generally income tax free in California. They can also coordinate with your estate planning attorney to ensure proper beneficiary designations.

Life Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.