The top-rated life insurance agent in Lafayette, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 110 reviews. Other highly rated options include Mt. Diablo Insurance Brokers, JP Reed - State Farm Insurance Agent, John de Leuze - State Farm Insurance Agent. This directory lists 16 life insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Stewart - State Farm Insurance Agent | 3581 Mount Diablo Blvd Ste 225 | (925) 283-5040 |
| 2 | Mt. Diablo Insurance Brokers | 3557 Mount Diablo Blvd # 21 | (925) 297-4070 |
| 3 | JP Reed - State Farm Insurance Agent | 3249 Mt Diablo Ct Ste 101A | (925) 934-2277 |
| 4 | John de Leuze - State Farm Insurance Agent | 1078 Carol Ln #100 | (925) 284-9580 |
| 5 | EPIC Insurance Brokers & Consultants | 3697 Mount Diablo Blvd #100 | (510) 452-0458 |
| 6 | SITZMANN MORRIS AND BOYLE INSURANCE AGENCY | 3697 Mount Diablo Blvd | (510) 903-0288 |
| 7 | Stanley E Smith Insurance | 3540 Wilkinson Ln | (925) 283-6161 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 3697 Mount Diablo Blvd Suite 230 | (510) 465-3090 |
| 9 | Blackstone Health Insurance Services | 3697 Mount Diablo Blvd #100 | (925) 283-1075 |
| 10 | Lee Health Insurance Services | 935 Moraga Rd #240 | (925) 284-2000 |
Jake Stewart - State Farm Insurance Agent serves homeowners, renters, and local business owners in Lafayette, California, by helping them secure appropriate life insurance coverage to protect their families and financial futures. The agency provides guidance on term life and whole life policies, aiming to match each client with a suitable plan for their individual needs. Regular policy reviews are offered to ensure coverage keeps pace with changing life circumstances. The agency also works with clients in the neighboring community of Walnut Creek throughout the San Francisco Bay Area.
Mt. Diablo Insurance Brokers serves the Contra Costa County area from its location in Lafayette, California, offering professional guidance for personal financial protection. As a life insurance agency, it helps individuals and families assess their insurance needs and compare available policy options. The company navigates clients through the process of securing coverage that can provide financial stability for loved ones. Specific services handled by this firm include term life insurance policies and whole life insurance options.
JP Reed - State Farm Insurance Agent in Lafayette, CA, offers a range of life insurance services, including term and whole life policies designed to provide financial security for families. The agency assists clients in reviewing their existing coverage or exploring new plans tailored to long-term needs. Service and maintenance plans include periodic policy reviews to adjust beneficiaries and benefit amounts as circumstances change. The agency services properties such as single-family homes, apartments, retail establishments, and restaurants in the local area.
Serving Lafayette homeowners and businesses, John de Leuze - State Farm Insurance Agent offers life insurance policies that provide financial protection for families and help cover final expenses or replace lost income. The agent guides local clients through benefits such as term and whole life coverage. This office also assists property managers with key person insurance. Coverage options extend regularly into the broader Contra Costa County area, including nearby communities like Moraga.
Serving Lafayette and the surrounding communities of Contra Costa County, EPIC Insurance Brokers & Consultants specializes in helping individuals and families secure appropriate life insurance policies. The agency handles term, whole, and universal life products designed to provide financial protection for beneficiaries after a policyholder passes away. It guides clients through the application process, assessing coverage needs based on current obligations and future goals. EPIC typically reviews a client’s income, debts, and dependents before comparing carriers to find a suitable and affordable policy that matches the household’s long-term financial plan.
As Lafayette residents begin planning for the coming year, many review their financial safety nets. SITZMANN MORRIS AND BOYLE INSURANCE AGENCY provides life insurance options that help local families address future income protection or final expense concerns. Their work involves clarifying different policy structures so clients can understand how coverage aligns with long-term goals. They gather personal health and financial information during an initial consultation. The process typically begins with a fact-finding interview to assess individual needs.
Life insurance agents assist with both one-time policy purchases and ongoing coverage adjustments, ensuring financial protection for families and businesses in Lafayette. Stanley E Smith Insurance provides guidance on life insurance products that help beneficiaries manage expenses after a policyholder’s passing. Local homeowners and young professionals often seek term life or whole life options to meet specific needs. Service appointments run on a one-time, scheduled, or as-needed basis, depending on whether a client is enrolling in a new policy or updating an existing one.
Gallagher Insurance, Risk Management & Consulting specializes in life insurance coverage tailored to protect financial futures. It also offers general services including policy analysis for income replacement, final expenses, and estate preservation needs. Serving Lafayette and the surrounding East Bay area, the company works with individuals and families to assess their long-term financial protection goals. As clients face changes such as retirement planning or adjusting coverage after a major life event, the firm helps navigate policy adjustments that align with evolving household budgets and responsibilities.
Blackstone Health Insurance Services provides life insurance coverage and related financial protection to individuals and families in and around Lafayette, California. The agency focuses on assessing client needs and matching them with suitable policies. It can also help tailor supplemental coverage options for specific personal or professional circumstances. The company serves commercial clients operating in local offices, warehouses, and food service facilities.
Lee Health Insurance Services in Lafayette, CA provides life insurance coverage for local residents, addressing both term and whole life policy needs. The agency also handles commercial life insurance plans for area businesses. Their service territory encompasses Lafayette and its surrounding communities in Contra Costa County. Each policy is explained thoroughly during the initial consultation. After a policy is issued, the agent follows up with clients to review coverage adjustments, ensuring efficient service between regular annual check-ins.
What Does a a Life Insurance Agent in Lafayette Cost?
A term life insurance policy for a healthy 35-year-old in California typically costs between $25 and $50 per month for a 20-year $500,000 policy. Whole life insurance premiums are higher, often starting at $150 per month for the same coverage. Costs vary based on age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Lafayette
Life insurance agents in Lafayette, California help residents find coverage that fits their needs and budget. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in California?
Agents must hold a valid California life insurance license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How does California community property law affect life insurance?
California is a community property state. This means a spouse may have rights to a policy purchased during marriage. An agent can help you understand how to designate beneficiaries correctly under these rules.
Can I change my life insurance policy after buying it in Lafayette?
Yes, many policies allow changes like increasing coverage or changing beneficiaries. However, some changes may require a new medical exam or affect premiums. Your agent can review your policy terms and explain any fees.
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