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Directory of life insurance agents in Hayward, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Hayward, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 life insurance agents in Hayward, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Hayward Branch
1580 Chabot Ct, Hayward, CA 94545
(510) 670-4380
mwg.aaa.com
Kim Holland - State Farm Insurance Agent
897 E Lewelling Blvd, Hayward, CA 94541
(510) 481-2735
kimhollandinsurance.com
SaveGuard Insurance Agency
22576 Mission Blvd, Hayward, CA 94541
(510) 538-7233
saveguardins.com
Jeff Sinfuego - State Farm Insurance Agent
22561 Main St, Hayward, CA 94541
(510) 780-9788
jeffsf.com
David Pena - State Farm Insurance Agent
1290 B St Ste 105, Hayward, CA 94541
(510) 537-1840
davidpenainsurance.com
Home & Auto Insurance Agency Hayward (First Avenue Insurance Services)
1320 Apple Ave 1st Floor, Ste 104, Hayward, CA 94541
(315) 400-8648
Farmers Insurance - Yennifer Lemus
225 W Winton Ave #120, Hayward, CA 94544
(510) 264-1244
agents.farmers.com
Farmers Insurance Agent in Hayward
3475 Investment Blvd Executive Assistant, Hayward, CA 94545
(510) 783-0373
agents.farmers.com
Diego Nunez Insurance Agency INC
724 A St, Hayward, CA 94541
(510) 200-9091
nunezins.com
Tennyson Insurance Services
1164 W Tennyson Rd, Hayward, CA 94544
(510) 781-0151
Life insurance agents in Hayward California help residents choose policies that protect their families and meet state requirements. California insurance law requires agents to hold a valid license from the California Department of Insurance. Agents can explain how California community property rules affect policy ownership and beneficiary designations.
What Does a Life Insurance Agent in Hayward Cost?
Life insurance costs in California vary by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Premiums increase with age and health conditions. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Hayward need?
A life insurance agent in California must hold a valid Life Agent license from the California Department of Insurance. The agent must complete pre-licensing education and pass a state exam. You can verify an agents license on the CDI website.
How does California community property law affect life insurance?
In California, a married person who buys a life insurance policy with community funds must name their spouse as beneficiary unless the spouse waives that right in writing. An agent can explain how this rule applies to your specific situation.
What is the free look period for life insurance in California?
California law provides a 30-day free look period for most life insurance policies. You can cancel the policy within 30 days of receiving it for a full refund of any premiums paid. This period starts when you receive the policy document.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.