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Looking for a life insurance agent in Gardena? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Gardena, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 life insurance agents in Gardena, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
General Insurance
1084 Rosecrans Ave, Gardena, CA 90247
(310) 327-2020
generalinsuranceusa.com
Rene' Hawkins - State Farm Insurance Agent
1451 Artesia Blvd Ste 10, Gardena, CA 90248
(310) 436-0022
renehawkins.com
Peter Cody: Allstate Insurance
18177 S Western Ave Ste B, Gardena, CA 90248
(310) 538-5004
agents.allstate.com
Fred Loya Insurance
14219 S Western Ave Unit G, Gardena, CA 90249
(310) 538-4444
fredloya.com
Gardena General Insurance Agency
1220 W Gardena Blvd suite a, Gardena, CA 90247
(310) 327-1000
gardenageneralinsuranceagency.info
Satellite Insurance Agency
701 W Redondo Beach Blvd #1034, Gardena, CA 90247
(424) 704-9445
satelliteinsuranceagency.com
AHTKY Insurance Agency, LLC
1451 Artesia Blvd suite a, Gardena, CA 90248
(310) 516-0110
ahtky.com
Wanza Tolliver - State Farm Insurance Agent
15223 Crenshaw Blvd Ste B, Gardena, CA 90249
(310) 973-6044
askwanza.com
H P Insurance
15632 Crenshaw Blvd, Gardena, CA 90249
(310) 515-1963
Farmers Insurance - Dae Lee
15435 S Western Ave #205, Gardena, CA 90249
(310) 515-7228
agents.farmers.com
Nakamura Insurance
1133 W Gardena Blvd, Gardena, CA 90247
(310) 327-0717
Covered Life
1634 139th St, Gardena, CA 90249
(628) 265-4872
Pacific Guardian Life
879 W 190th St Suite 1020, Gardena, CA 90248
(888) 616-3780
pacificguardian.com
Farmers Insurance - Edward Romero
18726 S Western Ave, Gardena, CA 90248
(626) 241-0642
agents.farmers.com
Farmers Insurance - Andranik Javadyan
18726 S Western Ave #310, Gardena, CA 90248
(747) 588-1255
agents.farmers.com
Farmers Insurance - Amalia Gonzalez
18726 S Western Ave #310, Gardena, CA 90248
(310) 329-1527
agents.farmers.com
Bar Mutual Insurance Agency
16012 S Western Ave, Gardena, CA 90247
(310) 644-8200
barmutualinsurance.com
Farmers Insurance - Anthony Phifer
18726 S Western Ave #310, Gardena, CA 90248
(562) 302-9701
agents.farmers.com
Life insurance agents in Gardena, California help residents choose term, whole, or universal life policies. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the diverse needs of Gardena families and can explain how California community property laws affect policy ownership.
What Does a Life Insurance Agent in Gardena Cost?
A typical term life policy for a healthy 40-year-old in California costs between 25 and 60 dollars per month for 500,000 dollars of coverage. Whole life policies are more expensive, often starting at 100 dollars per month for a similar amount. Costs depend on age, health, smoking status, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Gardena need?
Agents must hold a valid California life insurance license from the California Department of Insurance. They must also complete continuing education every two years to keep their license active.
How does California community property law affect life insurance?
In California, a life insurance policy purchased with community funds is considered community property. Both spouses may need to consent to beneficiary changes or policy loans under California Family Code Section 760.
Can I get life insurance in Gardena with a pre-existing condition?
Yes, many insurers offer policies for people with pre-existing conditions. California law prohibits unfair discrimination based on health status, but premiums may be higher. A local agent can help you find a suitable policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.